10/06/2026
Two simple rules for handling a minor accident (on a street, in a parking lot, anywhere)
1. If it’s their fault call the police immediately and get their insurance information BEFORE they come.
Nowadays police departments issue citations and accident reports with much of the personal information, including the insurance company and policy number redacted (blacked out).
If a person says they will pay you themselves rather than go through the insurance company THEY ARE LYING.
2. take a picture of their car with license plate, and the damage to both cars. You will need this for proof either in court or with the insurance adjusters.
Everybody is out for themselves when it comes to paying or being at-fault. It is the sad reality. Don’t make the mistake of being the nice guy.
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