Champlain Business Services

Champlain Business Services Fractional CFO and accounting support for owner-led businesses doing roughly $1M -$10M in annual revenue.

Most contractors don’t have a profit problem — they have a visibility problem.If you can’t see margin by job (and the dr...
03/30/2026

Most contractors don’t have a profit problem — they have a visibility problem.

If you can’t see margin by job (and the drivers behind it) quickly, you’re managing from the rearview mirror.

A CFO-grade job view tracks:
1) Estimated vs actual labor hours
2) Materials + subs variance
3) Gross profit % trend by job

When those three are clean, pricing gets sharper, crews get focused, and surprises go down.

Comment JOB COST and I’ll paste the exact column list to set this up in a simple tracker this week.

01/02/2026

Most small business owners don’t need a full-time CFO… but they DO need someone watching the numbers like an owner.

I started Champlain Business Services to give owners exactly that: a strategic finance partner who cares about cash flow, profitability, and long-term stability as much as they do.

If you’re doing real revenue but still:
• Checking your bank balance to make decisions
• Feeling surprised by taxes or payroll
• Unsure which services or clients are actually profitable

…you don’t have a “you” on the finance side yet. That’s where a Fractional CFO comes in.

In the first 60–90 days, I help clients:
• Get clean, reliable monthly financials they actually understand
• Build a simple cash flow view so they’re not flying blind
• Spot quick wins to improve margins and reduce waste

If this sounds like where you are, send me a message with the word CFO and I’ll share how I’d approach your situation — no pressure, just a straightforward conversation about your numbers.

01/02/2026

Most small business owners don’t need a full-time CFO… but they DO need someone watching the numbers like an owner.

At Champlain Business Services, I act as a fractional CFO for owners who are tired of flying blind with their cash flow, pricing, and profitability.

Here’s how I typically help in the first 60–90 days:
✅ Get clean, reliable monthly financials you actually understand
✅ Build a simple cash flow view so you’re not surprised by payroll or taxes
✅ Identify a few quick wins to improve margins or reduce waste

If you’re doing $!M–$10M in revenue and feel like your numbers are holding you back, I’m happy to take a look.

Send me a message with the word “CFO” and I’ll share how I’d approach your situation — no pressure, just a straightforward conversation about your numbers.

If your business is doing roughly $1M–$5M in revenue and you still feel in the dark about your numbers, you’re not alone...
01/02/2026

If your business is doing roughly $1M–$5M in revenue and you still feel in the dark about your numbers, you’re not alone.

Most owners I work with have:
• A bookkeeper or accountant
• A growing team and real opportunity
• And still, constant questions about cash, profit, and what they can safely invest or pay themselves

At that stage, you don’t just need more reports.
You need interpretation and a clear financial game plan.

That’s why I offer a Finance Health Check.

Here’s what it includes:
• A structured review of your key financials – profit, cash, and trends
• A plain-English explanation of what your numbers are really saying
• A focused list of 3–5 priorities to protect cash, improve profit, and support your next decisions

Some clients treat it as a one-time second opinion.
Others choose to keep working together on an ongoing fractional CFO basis so they always have a clear financial roadmap.

If you’re an owner-led business in the $1M–$5M range and you want your numbers to finally tell you a clear story, DM me the word HEALTH and I’ll send you the details.

What’s the #1 question you wish your numbers could answer for you right now?

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Craftsbury, VT
05826

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