Pacific Real Estate and Capital

06/09/2015

Good News!! Revolving Debt and Debt-to-Income Qualifying Ratio Requirements have changed. Fannie Mae has removed the requirement that the revolving account be closed when paying off debt. Going forward, revolving accounts that are paid down to zero at closing may remain open and no monthly payment needs to be included in the DTI ratio. Let me know if you have any questions!

04/21/2015

True. Its never a problem but people will usually show up right when you're about to lock up.

04/15/2015

Not all trees apply to our region but very interesting and worth considering when you are planting trees in your yard.

http://www.houselogic.com/photos/plants-trees/bad-trees/slide/1-silver-maple-acer-saccharinum/

Don’t plant bad trees that will cost you time and money later. These tips will help you make the right tree choices for your yard.

03/20/2015

Out of space but still want a garden? Try these vertical garden ideas.

http://www.offgridworld.com/10-easy-diy-vertical-garden-ideas/

10 Easy DIY Vertical Garden Ideas Jun 16, 2014 by Shannon 13 Comments Want to grow a garden but have limited space? No problem! When you grow a garden vertically, the sky truly is the limit! There are many amazing, innovative ideas out there for vertical gardening using all types of materials. A…

02/18/2015

Considering buying a home or refinancing? Take a look at this article from the Wall Street Journal from a few weeks ago. Some good Q&A that you may find informative if you have or are considering and FHA loan. If you or anyone you know in California has questions about any type of loan, considering refinancing or wants to get pre-approved.... please contact us.

http://blogs.wsj.com/totalreturn/2015/01/13/why-it-might-be-time-to-refinance-your-mortgage/

Lower interest rates are one factor, and lower fees on FHA mortgages are another.

02/13/2015

Thinking of Selling or maybe you just want to make a few changes to your home without spending a bunch of money? Check out some of these ideas from Lisa LaPorta! She is great!

http://www.hgtv.com/design/decorating/design-101/30-cant-miss-home-staging-tips

Designed to Sell designer Lisa LaPorta shares some of her best home staging tips.

02/11/2015

Congratulations to my clients who closed on their beautiful new home last week! Suzanne Farren Randles and Bob Randles - I'm so very happy for you and your family! Pacific Real Estate and Capital represented the Buyers in the transaction and also provided their financing! Thank you!!

02/11/2015

Thanks for all the "Likes"! I really appreciate the support! 50 and counting!!

02/10/2015

02/10/2015