10/13/2026
Your bank balance is not your profit.
A business owner looks at the bank account, sees a healthy balance, and assumes the business is doing well.
But that cash may already have a job.
Payroll may be coming. Taxes may be due. Vendor bills may still be outstanding.
And some of it may not be profit at all. A loan deposit or a customer prepayment sits in the bank the same way earned money does.
The bank balance tells you how much cash you have today. Your financials tell you what that cash actually means.
This week, list what’s already spoken for out of your balance. What’s left gives you a much better picture of the cash you actually have available to plan with.
Do you ever catch yourself using your bank balance as your business scoreboard?
