Cadence Wealth Partners

02/24/2026

New team intro video - The Office Parody

02/10/2026

One of the most common questions we hear from people nearing retirement is:

“How much can we safely spend and not run out?”

Unfortunately, the answers are often unsatisfying:
• “About 4%”
• “It depends”
• “You have a high probability of success”

That doesn’t tell you how to actually live in retirement.
In this video, I explain how we approach retirement income planning differently — using structure and spending guardrails instead of guessing or relying on probabilities.

If retirement is getting closer and spending feels more stressful than saving ever did, this is worth a watch.

📍 Concord, NC
🔗 Learn more here: https://info.cadencewealthpartners.com/retirement-income-snapshot-1

08/26/2025

You hate taxes?
𝗚𝗼𝗼𝗱. Let’s do something about it.

In this short video, I walk through 5 ways business owners can stop donating extra cash to the IRS—and start paying themselves smart, keeping more, and building real wealth.
And yes... I filmed it at Strickland Propane. Because clean-burning tax strategy is the only kind I believe in.

📅 Want help with your plan? → https://calendly.com/cadencewp/30min

08/25/2025

Tired of overpaying the IRS? Discover 5 smart tax strategies—entity selection, smarter compensation, deductions, retirement plans, and year-round planning—to keep more of what you earn.

08/19/2025

Your business ≠ your retirement plan. Buyers don’t pay for hustle—they pay for systems. Here are 3 moves to secure your freedom ⬇️

08/08/2025

"I already have a SEP - I think I'm good." They weren't. And it was costing them thousands. 👇

A new client who owns a real estate brokerage came to us thinking they had things optimized with their investment advisor.

👉 Paying themselves $75k
👉 Taking the rest in distributions
👉 Funding a SEP IRA on the advice of the investment advisor
👉 Filing as an S Corp to save on self-employment tax

Sounds smart, right?

It was… but it wasn't optimized.

Here’s what we uncovered:

1️⃣ The SEP IRA was limited to $18,750 — no employer contribution
2️⃣ The low salary meant a low QBI deduction: $37,500
3️⃣ Backdoor Roth? Blocked (thanks to the pro-rata rule)

And here’s what we did:

✅ Increased salary to $129,268
✅ Set up a Solo 401(k) for them and their spouse
✅ Moved the SEP and other IRA balances into the new Solo 401(k)s
✅ Enabled full employee Roth contributions into the Solo 401(k)
✅ Maxed out employer contribution: $32,317, in this case
✅ Increased QBI deduction to $64,634
✅ Opened the door to the Backdoor Roth (no pun intended)

❗The downside? Their Self-employment tax increase by about $8,300

What did they get in return?
-Total tax-advantaged contributions: $78,317.
-Increase in QBI deduction: $27,000.
-More to Social Security
-Tax strategy? Optimized.
-Coordinated with CPA for a team approach.

When you know the rules, you can play the game better.
When you plan proactively, you stop leaving money on the table.

📊 This is the kind of planning business owners think they're getting — but often aren't.

📌 If your financial plan stops at “SEP IRA and S Corp,”
It’s time to dig deeper.

07/28/2025

Most business exits aren’t planned—they’re forced by the 5 D’s: Death, Disability, Divorce, Distress, and Disagreement. Learn how to protect your business before one of them shows up.

When divorce hit, Mike’s grading business got dragged into court—and nearly lost. Learn how the 5 D’s (Death, Disability, Divorce, Distress, and Disagreement) cause over 50% of business exits—and how to protect your company with a real contingency plan.

07/28/2025

Find out whether you are insurable before implementing a strategy using life insurance.

Universal life insurance is permanent insurance with a flexible premium. Here's how it works.

07/23/2025

Missing tax write-offs? Most business owners are. See how proactive planning uncovers deductions your CPA alone might miss — and how it saved one HVAC owner over $20K.

Discover the most overlooked tax deductions for business owners and how proactive planning — alongside your CPA — can save thousands. See the real-world example of an HVAC owner who slashed his tax bill by over \$20,000.

07/21/2025

When your dog bites someone, the liability may be covered by your homeowners policy, though there are exceptions.

Even dogs have bad days. So, what happens when your dog bites a neighbor or passing pedestrian?

01/10/2025

Reflection and goal setting. The New Year presents a great time to do both. But how do you go about doing it so that is sticks? Join Nanga Eboko (Eddie Murphy) and the team to learn more.