Beacon Hill Investment Advisory

10/14/2025

Q3 Market Review; Final 401(k) Catch-Up Regulations -

The third quarter continued the trends from last quarter, fully recovering from the drop due to tariff scares this past spring.  Equity markets ended at all-time highs, and the bond market enjoyed gains as well, as investor expectations of a rate cut came to fruition. 

07/10/2025

Q2 Market Review; One Big Beautiful Bill -

04/10/2025

Q1 Market Review; Social Security Identity Requirements -

Relatively subdued inflationary pressures and strong economic performance across the economy started the quarter with the bull market intact, hitting all-time highs in February.  The trends from 2024 continued, with Growth stocks continuing their outperformance, further stretching their valuations.

01/16/2025

Market Review; Social Security Fairness Act -

The U.S. equity market trends that were persistent throughout 2024 continued in the 4th Quarter; and U.S. equity markets had their second consecutive year of returns over 20%.  While most assets did well on the year, equity returns continued to be focused on larger cap technology stocks with oth...

11/01/2024

We've Moved! -

10/10/2024

Q3 Market Review; RMD Final Rule -

Equity and fixed income markets both experienced broad gains this quarter, with the S&P adding nearly 6% to its 22% year-to-date gain and the U.S. aggregate bonds’ quarterly performance of 5.2% swinging bonds into positive territory with a 4.5% annual return.

07/16/2024

Q2 Market Review; Tax Savings -

The quarter started with investor concerns of continued inflation subduing expectations of multiple rate cuts due to higher inflation readings and the Fed’s April release of their March meeting continued that. Those thoughts caused bond yields to rise, and, by extension, bond prices to drop....

01/12/2024

2023 Market Review; Schwab Alliance Reminder -

The echoes of central banks’ historic monetary stimulus to counter the Covid-19 virus, the resulting inflation, and the  unwinding of that monetary stimulus to contain that inflation continued to play out in 2023.   

08/01/2023

July Market Update; TD Transition to Schwab -

Stocks closed higher in July, with each sector posting notable gains. The stock market, and economy in general, have proven to be resilient in 2023, despite rising interest rates. The S&P 500 and the Nasdaq have enjoyed five straight months of gains, closing out their best seven-month stretch to sta...

04/14/2023

Q1 2023 Market Review; Increase Roth Savings -

March saw the financial markets extend this quarter’s rebound from the brutal 2022, both from a headline perspective and within most sectors. Still, stocks ended the quarter stuck near bear market territory, down 13.5% from their last high set last January.

02/03/2023

January Market Review; SECURE 2.0 -

January was a good month for investors, with markets ending higher despite concerns that the economy may be headed toward a significant slowdown or even a recession. Each of the benchmarks posted solid gains, except for commodities which were down. Crude oil prices declined in January for the third....

01/17/2023

2022 Market Review; SECURE 2.0 Act -

In our 2021 market review, we discussed the sources of our current inflationary economy and assumed it would continue.  And continue it did, negatively impacting almost all asset classes.  Supply chain issues, rising oil prices, and an increase in the money supply from Covid stimulus continued the...