Pioneer Mortgage Services, LLC

Pioneer Mortgage Services, LLC Pioneer Mortgage Services, LLC
NMLS #236698 | RM.803395.000
238 W Main St. Plain City, Ohio 43064
614-733-0101 (P) 614-733-0105 (F)

08/13/2025

Mortgage Tip of the Day! What is the difference between an inspection and an appraisal? An inspection is for you and your piece of mind. The inspector tells you possible issues you might have with the home. The appraisal is for me and the lender and they also look for issues and also they are giving a value. . Have a great day! Thank you for all the referrals!

08/12/2025

Mortgage Tips of the Day! What is a USDA loan with no money down? It is based on the address and the ENTIRE household income. Even spouse isn’t on the loan they will look at the income. If you look on the USDA income and location eligibility you can see if the home qualifies. It has to be out a little bit from bigger towns. They are very tight on ratios, 29% housing ratio and 41% for all bills. All collections have to be paid. You have to have 3 accounts open on your credit for 1 year. Call me with any questions!

08/06/2025

I have some some aggressive buyers that looking to buy soon! They all have agents! Looking for a condo for 180-225 in Hilliard, Dublin, Worthington. Couple looking in West Jeff, London for 230-255 (FHA), Couple looking in Marysville 450-550 and surrounding area. Couple looking in Dublin and surrounding area for 500-650 ranch home. No new builds! Thank you Everyone!

Mortgage Tip of the Day! Let me help you buy a home! I will give all of your options. Help you get your credit intact so...
08/02/2025

Mortgage Tip of the Day! Let me help you buy a home! I will give all of your options. Help you get your credit intact so you can buy!

Mortgage Tip of the Day! No Ohio tax for the next 2 weeks when buying for school supplies and clothes. It runs until Aug...
08/01/2025

Mortgage Tip of the Day! No Ohio tax for the next 2 weeks when buying for school supplies and clothes. It runs until Aug 14th! Have a great weekend! The weather will be remarkable! If you’re wanting to buy I will be available all weekend! We can get you pre-qualified in 10 minutes and close your loan in 20-25 days!

07/30/2025

Mortgage Tip of the Day! What is debt to income ratio? Debt to income is what underwriters figure out on each buyer to see if then can afford the payment. We take your annual income and divide by 12 to get your monthly income. Then we take the payments from your credit bureau AND child support payment to figure your debt to income ratio. The house payment shouldn’t exceed 29% of monthly income. Total bills shouldn’t be over 41% for USDA, 45% for Conventional, 50% for FHA! FHA can go higher and they are the most lenient!

07/29/2025

Mortgage Tip of the Day! We have a lot of people looking for homes to buy! If you love a home, BUY IT! You can refi when rates get lower! When you’re thinking about buying don’t take on more credit and also don’t let anything go 30 DAY late! If you want to build use a real estate agent! Two great ones that offer great service is Katrina Fontenot 614 570-4004 and Linda Beachy 614 581-4157! Prayers to the family of JA and PM and RS! Any questions just call me at 614 733-0101!

Mortgage Tip of the Day! Are you ready to buy? If rates go down the competition will be fierce. If you love a home, buy ...
07/23/2025

Mortgage Tip of the Day! Are you ready to buy? If rates go down the competition will be fierce. If you love a home, buy it. As my dad would have said “Don’t p***y foot around” 😂 Have a great day and enjoy the 🌞

Mortgage Tip of the Day! If this happened I will show you how much more buying power you have. Let’s say you want a loan...
07/11/2025

Mortgage Tip of the Day! If this happened I will show you how much more buying power you have. Let’s say you want a loan for 450,000 and the rates dropped, you would have the same payment at 634,000. If you love a home….BUY it! You can refinance 6 months later and use the appraised value! Available from 7am to 11 pm every day! Have a great weekend! 🙏🏻🙏🏻🙏🏻 SF, JF, RS, GS, KD, JA, BA, JJ, JJ.

07/06/2025

Mortgage Tip of the Day! I was asked yesterday if a person owes 400,000 and they drop their interest rate by 1.75% APR how much will I save on a 30 year? Approx 447 a month or they could go with a 20 year mortgage and pay 60 more a month. Think of all the interest you will save! Pioneer Mortgage is always helping you think long term and giving you all your options!

Mortgage Tip of the Day! You will see articles about interest rates going down. Looks like there will be 2 rate cuts thi...
07/05/2025

Mortgage Tip of the Day! You will see articles about interest rates going down. Looks like there will be 2 rate cuts this year but it will be nothing to get excited about. If you see a home that you love DON’T WAIT, buy it. When the rates go down the competition will be fierce! In Central Ohio the values are not going down! In 2026 is when I see the rates dropping significantly! 🙏🏻 for loved ones going through health issues and to RS, GS and the family!

07/01/2025

Been in the mortgage business for 28.5 years. I used to see some pretty good deals but very few in the last 5 years. Well I have a friend/client that wants to sell his gorgeous home in Roseville (Philo school district) for 215,000. You don’t need to do a thing with this home. Over 10 acres! Seller won’t list with a realtor and I’ve tried to talk them into using a realtor because it would sell for 240-265. If you know anyone wanting to buy in this area have them call me at at 614 282-2978.

Address

Columbus, OH

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 2pm

Telephone

+16147330101

Website

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