10/13/2026
As we've seen the effects of storms in recent days, we thought we'd take a moment to refresh you on some items to review on insurance coverage for your home or business.
1. Take inventory of what your insurance does and doesn't cover paying special attention to whether flood damage is excluded and if debris removal or sewer back-up is included.
2. Does your policy cover the cost of living in a temporary residence should your home become uninhabitable?
3. Check the limits of coverage for your jewelry or collectibles and consider supplemental insurance for those items if needed.
4. Understand the difference between replacement costs and actual cash value.
If you would like to review your current coverage with the professionals at GCM, please give us a call.