El and Em Holdings LLC

03/19/2024

Experience the best of New Construction with our updated guidelines!

- NO New Construction experience required
2+ investment properties in the last 3 years
Will consider licensed builder as experience on an exception basis

- Will scale with multiple projects at same time, depending on experience

- 12-month seasoning to utilize land value for equity contribution

- 85% LTC / 75% LTV ARV

- Loan Amounts $100K to $3MM

- 1-4 Units, Multifamily options

- Internal Draw Management

- Internal Feasibility Review

- Fixed & Flat Fees for Draws every time

Don't wait to find a four-leaf clover. Contact us now!

03/04/2024

Do you own a commercial building, bare land, or have a combination of commercial space with unused land that’s not generating revenue? We are offering an additional revenue stream for your commercial location and/or land at no cost to you.

We provide;
Complete installation, including permits, equipment, etc.
All scheduled maintenance and upkeep
A GUARANTEED monthly payment based on the anticipated energy to be generated
You do NOT pay us if the energy is less than expected, your payment remains guaranteed to be the same

We offer quick proposals! Please send the address of the property you’d like us to evaluate

What we are looking for;
Commercial buildings
Hotels, strip malls, bare land, convenience stores, multi-family, and much more!
The property will need to generate at least 800kw of energy a month to be eligible. This typically translates into about 1 acre of space (based on the location in the USA. Sunbelt states can be less)

Do you have a commercial building with a large parking lot? We can create covered parking spots all made of solar panels. Get paid for providing a better shopping experience for your clients!

Commercial buildings
Hotels, strip malls, bare land, convenience stores, multi-family, and much more!
Bare Land - We LOVE IT!
Interested to learn more?

01/26/2024

Happy Friday! Friendly reminder to everyone that I have a zero-seasoning Cash-Out Loan option available for investment properties that have undergone rehabilitation or are currently in the process of being rehabbed. Feel free to reach out and we can generate terms for you.

11/03/2023

🥃 Holiday Bourbon Exchange! 🥃 🎄🎅

Last year was epic!! Please only respond if you are seriously interested. If we learned anything last year its that the earlier you get in, the bigger the return.

Once you respond that you are in, I will send you a PM with instructions. Also, this year we will be sending bottles to TWO people instead of one. So let's go!

Everyone is welcome, let's create some positivity leading up to the holidays! It doesn't matter where you live, anyone can join in the fun. This year we will be buying TWO bottles of bourbon valued at $45 or more and send to two secret bourbon drinkers. 📦

Afterwards, you will receive anywhere from 4 to 30+ bottles in return! It all depends on how many people join. If you're interested let me know and I will send you a PM with the instructions. 📝

💥 Seriously participants only. 💥

We're starting early to account for shipping delays ahead of the holidays. 📆

I used Cask Cartel last year to ship, made it easy and they have fair prices. ✈️🚚🚢🚂

04/20/2023

Good afternoon, checking in to let everyone know that we now have up to 40 yr fixed term
For our residential 1-4 unit non-owner occupied properties on both purchase and refinance transactions. Same qualifications as our 30 yr fixed , same 5 yr declining prepay penalty. Let me know if there are scenarios we can generate terms for you on

04/01/2023

https://send.cloutzap.com/cevenich

CloutZap rewards its members with money for the everyday things they already do online. Over $46M paid to 560k+ members.

05/12/2022

Breaking News! We have two new programs for land only purchases available

Raw Land purchase, zoned residential, unentitled - 50% LTV on purchase

Raw Land purchase, zoned residential, fully entitled - 60% LTV on purchase

03/29/2022

Rates are increasing, so lock them up now! We never require taxes or income docs.

FIX-&-FLIP, BRIDGE

Up to 100% of Purchase
100% of Rehab
7.99%+ Rate
SFR, Multi-Family, Mixed Use
No Experience OK
Up to 75% ARV LTV
$75K - $10MM
Refi or Purchase
620+ Credit preferred
*Commercial by exception


GROUND-UP

Up to 90% LTC
8.99%+ Rate
SFR, Multi-Family, Mixed Use
1 Ground-Up Completed OR 3 Flips Last 3 Years
12 - 24 Months
$75K - $10MM
Refi or Purchase
600+ Credit Preferred


NO-DOC RENTAL

Up to 80% of Purchase
Up to 80% Refi / CashOut
5%+ Rate
SFR, Multi-Family & Portfolio
30 Years Fixed
5/1, 7/1, and 10/1 ARM
1.0+ DSCR
$75K - $10MM
Refi or Purchase
620+ Credit

01/27/2022

PSA - we are offering 100% purchase and rehab up to 70% ARV. Borrower qualification are:

- need at least a 620 credit score

- must be able to provide one HUD in personal or entity name for a completed flip. The more experience you have, the better.

Send us your potential deals so we can put together terms for you asap.

01/05/2022

Looking to buy some more crypto and looking for suggestions from those that are versed in crypto. Should i buy more doge or shiba while they are down or are there better options?