Eric Sinar at Guranteed Rate LO NMLS# 137030

Eric Sinar at Guranteed Rate LO NMLS# 137030 I am a VP of Mortgage Lending NMLS 137030 at Guranteed Rate.

My goal is to simplify the mortgage process, make your home loan experience easy to navigate and available to you from application to closing.

04/20/2026

Getting on the property ladder sooner is often more important than waiting for your “dream home.” Even a starter home can help you build equity, benefit from appreciation, and give you the experience you need to move up later. Think of it as a stepping stone – the sooner you start, the faster you grow your wealth and your options.

Fall décor debates aside, one thing’s for sure…There’s no place cozier than home this time of year. 🍂Because however you...
11/27/2025

Fall décor debates aside, one thing’s for sure…
There’s no place cozier than home this time of year. 🍂

Because however you make it yours, that’s what makes it special, right? ❤️

Spice, spice, baby! 🍂We’re here to help with all your loan needs. 🏡
11/17/2025

Spice, spice, baby! 🍂

We’re here to help with all your loan needs. 🏡

Beginning November 16, Fannie Mae is removing the 620 minimum credit score requirement from its Desktop Underwriting sys...
11/12/2025

Beginning November 16, Fannie Mae is removing the 620 minimum credit score requirement from its Desktop Underwriting system. Here's what you need to know right now:

📌 What's changing: No more 620 requirement could open doors for more borrowers (especially those with limited or no credit history) to qualify for a Conventional loan!

📋 What's staying the same: Lenders still evaluate income, assets, debt, and credit history to assess risk.

💡 The bottom line: A strong credit score still matters! Your overall financial picture, including employment history and ability to repay, remains critical to approval.

Keep building those healthy financial habits, and you'll be in great shape when you're ready to buy. 🎯

Questions? I’m always here to help! 💙

Today and every day, we’re grateful for the heroes who have served our country.Thank you, veterans. ❤️ 🤍💙
11/11/2025

Today and every day, we’re grateful for the heroes who have served our country.
Thank you, veterans. ❤️ 🤍💙

Who else is counting down the hours until kickoff? 😅Bring on the kicks, picks, and tricks 🎯🛡️🏈All. Season. Long.
10/30/2025

Who else is counting down the hours until kickoff? 😅
Bring on the kicks, picks, and tricks 🎯🛡️🏈
All. Season. Long.

Message me and we’ll brew up your next big mortgage move. 😉🧹
10/29/2025

Message me and we’ll brew up your next big mortgage move. 😉🧹

Just like any good hike, timing your moves matters. Early movers get the best views – and in this case, great rates! Whi...
10/27/2025

Just like any good hike, timing your moves matters.

Early movers get the best views – and in this case, great rates! While others are still catching their breath from the climb up, savvy homeowners are already mapping their refinance route.

Don't let this downward trend pass you by while you're still looking back at where rates used to be. The path forward is clearer than it's been in a long time!

So, let me be your guide! Send me a DM to get started on your refi, homeowners. 💬

NMLS # 137030

Don’t let your homeownership dreams vanish into thin air. 👻With the latest rate trends, I think now is a good time to ge...
10/14/2025

Don’t let your homeownership dreams vanish into thin air. 👻

With the latest rate trends, I think now is a good time to get started, future homeowner! 🏚️

My DMs are (always) open!

https://myoc.io/yourlocallender

Address

10320 Little Patuxent Pkwy, Suite 1140
White Marsh, MD
21044

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+16676573400

Website

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