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Lower Mortgage Let’s make you a homeowner. lower.com/legal/social
(3560)

NMLS #1124061
https://www.nmlsconsumeraccess.org/
Lower, LLC Equal Housing Opportunity
https://www.lower.com/legal/social

Great conversations, great people, and a room full of professionals who are all building toward what’s next for this ind...
10/15/2026

Great conversations, great people, and a room full of professionals who are all building toward what’s next for this industry.

Huge shoutout to the Mortgage Bankers Association of the Carolinas for putting on such a great event and and for giving the Carolina mortgage community a room worth being in. Until next year! 👏

“Every originator should be doing a checkup and taking a look at the tools, the resources, the support, and the dedicati...
10/14/2026

“Every originator should be doing a checkup and taking a look at the tools, the resources, the support, and the dedication that Lower offers.”

Big thanks to Kimberley Haas and The Mortgage Note for sitting down with Craig Montgomery to talk about what it means to be an originator-centric company and the technology Lower is building for 2027. 👌

Listen in. 🔗 https://vist.ly/5ncpa

Dallas just got two new additions to the Lower team. 🤠🙌Welcome Jamie Beaston and Michael J. Fooshee, two people who show...
10/13/2026

Dallas just got two new additions to the Lower team. 🤠🙌

Welcome Jamie Beaston and Michael J. Fooshee, two people who show up for their clients with the kind of care and intentionality that makes a real difference.

Big market. Right people. Glad to have you both. 🏠

PMI doesn't last forever on many conventional mortgages. You can generally request cancellation when the loan reaches th...
10/07/2026

PMI doesn't last forever on many conventional mortgages. You can generally request cancellation when the loan reaches the applicable 80% threshold and other requirements are met, while automatic termination generally occurs when the scheduled balance reaches 78% of the home’s original value and the loan is current.

🔗 https://vist.ly/5mewg

Before deciding whether to pay down the loan, request a new valuation or refinance, first identify the type of mortgage insurance you actually have and the rules that apply to that loan. 🤔

In a challenging market, these sales leaders and their teams continue to adapt, deliver, serve their communities and str...
10/06/2026

In a challenging market, these sales leaders and their teams continue to adapt, deliver, serve their communities and strengthen their relationships with partners. President’s Club was an opportunity to recognize their performance and the hard work behind it.

We’re proud to celebrate their success and committed to supporting it by continuing to innovate, improve and give our sales teams the tools and support they need to succeed.

Three new faces, one team. Welcome to Lower. 🙌Excited to have Austin Brown, Sean O'Neil and Todd Young joining the Lower...
10/05/2026

Three new faces, one team. Welcome to Lower. 🙌

Excited to have Austin Brown, Sean O'Neil and Todd Young joining the Lower Mortgage family. Three people who care deeply about their clients and are ready to show up and make a difference every single day!

Glad you're here. Let's go. 🏠

Fun fact: you can buy a duplex with an FHA or VA loan — as long as you live in one of the units.The type of home you can...
09/30/2026

Fun fact: you can buy a duplex with an FHA or VA loan — as long as you live in one of the units.

The type of home you can finance is just as important as the loan you choose. Save this graphic. Then read the full breakdown at the link.

🔗 https://vist.ly/5kfqe

09/29/2026

Acquisition renovation loans let you finance the purchase AND the improvements in one loan — whether the home is turnkey or a total fixer-upper. 🛠️

Ryan Cotter breaks down how renovation loans work and why the ugly duckling might be your best move...

Two new markets. Two people who genuinely care about the clients they serve. Welcome to Lower. 🙌Thomas Leong joins as a ...
09/28/2026

Two new markets. Two people who genuinely care about the clients they serve. Welcome to Lower. 🙌

Thomas Leong joins as a Loan Officer in the Greater Sacramento Area with 25+ years of experience — known for making the mortgage process clear and simple. William Earnest comes on board as a Loan Originator in Lynchburg, VA — dedicated to making the lending experience feel personal and approachable from day one.

Glad to have you both! 🏠

Mortgage reserves are money or eligible assets you have available after paying your down payment and closing costs. Lend...
09/24/2026

Mortgage reserves are money or eligible assets you have available after paying your down payment and closing costs. Lenders use reserves to evaluate whether you have a financial cushion after the loan closes.

Reserves are not the same as cash to close. Cash to close is the money needed to complete the home purchase or refinance. Reserves are what remains after closing.

The more you know 👉 https://vist.ly/5jr67

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Columbia, MD

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+18446456937

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