Laurie Quail, Insurance

07/09/2026

Warning long post:) It will be 20 years in August since I decided to get my Health and Life Insurance license. My what a ride it has been!

Due to changes made by our government in 2010 with the Affordable Care Act - I "leaned into" Medicare and the insurance options available to eligible folks.

There are a lot of great agents that truly care about educating folks, doing a full needs analysis, getting to know them and ensuring that they know clearly the choices that they have. HOWEVER, there are some agents who are more motivated by what product pays them the most commission for them- many times at the cost of their clients. To this day, I have clients say that they didn't know anything "about that". And sadly sometimes, they were enrolled in a plan that truly is not serving them. Sometimes they have lost the opportunity to make a change. Education and timing are important!!

The last year and a half have brought some unexpected changes and some hardship, no doubt. I am so very grateful for the friends, family and clients who have cheered me on and stood beside me. Hopefully you know who you are!

I have rebounded and truly thrilled to be "on my own" and to continue to educate, guide and strategize timing and plan choices with Medicare eligible people. I am licensed and contracted with most carriers that offer Medicare supplement (Medigap) plans and Medicare Advantage Plans.

The Annual Enrollment Period for Medicare which happens every year October 15-December 7th is rapidly approaching. I have been studying, testing and getting recertified with many of the insurance carriers AGAIN as it is an annual process:0

I would be honored to help you, a friend or loved one when you first become Medicare eligible, want to compare plans, have questions or during the upcoming Annual Enrollment Period.

Thanks again for the encouragement, love and support that many of you have shown over the years.

With gratitude, Laurie

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05/25/2026

Forever grateful. Thank you to all who serve, have served and the loved ones who support them and are impacted because of their service. God Bless America today and every day.

05/21/2026

Hello! Come if you can or reach out if you have questions or I can help!

⭐ Have questions about Medicare? 𝗬𝗼𝘂’𝗿𝗲 𝗶𝗻𝘃𝗶𝘁𝗲𝗱 𝘁𝗼 𝗮𝘁𝘁𝗲𝗻𝗱 𝗮 𝗙𝗥𝗘𝗘 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗦𝗲𝗺𝗶𝗻𝗮𝗿 𝗮𝘁 𝘆𝗼𝘂𝗿 𝗹𝗼𝗰𝗮𝗹 𝗹𝗶𝗯𝗿𝗮𝗿𝘆, presented by Laurie Quail, a local, independent, licensed agent.

This 𝗰𝗹𝗲𝗮𝗿, 𝗲𝗮𝘀𝘆-𝘁𝗼-𝗳𝗼𝗹𝗹𝗼𝘄 𝗽𝗿𝗲𝘀𝗲𝗻𝘁𝗮𝘁𝗶𝗼𝗻 is designed to help you better understand Medicare and feel more confident navigating your choices. Complimentary light refreshments will be available. This is an educational event only; no sales will be conducted.

𝗛𝗲𝗿𝗲’𝘀 𝘄𝗵𝗮𝘁 𝘄𝗲’𝗹𝗹 𝗱𝗶𝘀𝗰𝘂𝘀𝘀:

✅ When and how to enroll in Medicare

✅ What Parts A, B, C & D really mean (and whether you need them)

✅ How prescription coverage works

✅ Key differences: Original Medicare vs. Medicare Advantage vs. Medicare Supplement

✅ Expert guidance to help you understand your options

👉 𝗦𝗲𝗮𝘁𝘀 𝗮𝗿𝗲 𝗹𝗶𝗺𝗶𝘁𝗲𝗱—Contact me today to register!

🗓️ Thursday, May 28th | 3pm – 4:30pm

📍 Grants View Library

9700 Musick Rd., St Louis, Mo 63123

✨ 𝗛𝗼𝘀𝘁𝗲𝗱 𝗯𝘆:

Laurie Quail, Independent Licensed Agent

(816) 616-9842 | TTY:711

[email protected]

05/12/2026

Thrilled to announce some life-changing news about a new business venture soon! Are you approaching 65 in the next year, weighing the best options between staying on your retiree plan or embracing Medicare, or perhaps timing your retirement with Medicare benefits?

04/15/2026

A quote to reflect on:
Don’t leave anything for later.
Later, the coffee gets cold.
Later, you lose interest.
Later, the day turns into night.
Later, people grow up.
Later, people grow old.
Later, life goes by.
Later, you regret not doing something when you had the chance to.

Toshikazu Kawaguchi

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04/13/2026

Friends in MO with Medicare supplement (Medigap) plans can use the state's unique Anniversary Rule, which allows you to switch to a similar plan (e.g., Plan G to G) 30 days before or after your policy anniversary without medical underwriting. Otherwise, you can switch anytime but must pass underwriting. If you have experienced an increase in your premium and want to compare rates- please let me know.

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04/09/2026

Hello and Happy Spring Friends! I am LOVING the green grass, trees budding and the flowers blooming. I saw my first butterfly of the season this am. The beauty of spring also causes my allergies to worsen a bit - but it is worth it! If you are affected by allergies- maybe some of the tips below will help.

Learn about treatments and tips to manage seasonal allergies.

03/30/2026

I’ll be working to add content that hopefully brings some interesting or helpful information here. I plan to share about insurance, health benefits, Medicare and/or related topics, and possibly unique situations or opportunities. Please feel free to share ideas, ask a question or message me personally. Have a great week friends! 🥳😎

03/28/2026

Thanks to all of my new followers! I took a couple weeks off to relax and rejuvenate. The Emerald coast of Florida didn’t disappoint! I had never been to the Navarre, Destin or the Pensacola area. The beaches are white and the water absolutely breathtaking with shades of teal and turquoise. Where are your favorite beaches in Florida or elsewhere ?

03/04/2026

So now u know