Philip Wynkoop - Senior Mortgage Banker NMLS: 1422341

Philip Wynkoop - Senior Mortgage Banker NMLS: 1422341 I'm a full-service lender Phil has been originating loans since 2016. He enjoys that every file is like a puzzle that needs to be figured out.

Some are simple and others are a bit more complicated – every application is certainly like a box of chocolates! Based in Colorado Springs, he is surrounded by military bases, so he originates quite a few VA loans as he loves serving the military community. He spent several years working in the service industry as a waiter and bartender and says that those jobs have had a direct influence on him w

orking in the mortgage industry as he can relate to people in all different stages of life! Phil’s goal is to give all his borrowers a smooth homebuying experience.

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06/17/2026

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Flat Branch Home Loans was named the No. 4 USDA lender in the nation for 2026, recognized for expanding homeownership opportunities and serving rural communities.

06/17/2026
🎓 The Giving Branch is now accepting applications for our 2026 Spring Scholarship! This program supports working adults ...
01/09/2026

🎓 The Giving Branch is now accepting applications for our 2026 Spring Scholarship! This program supports working adults continuing their education. Thanks to our generous donors, we’ve awarded over $134,000 to adults in our communities pursuing higher education.

Every dollar raised through The Giving branch stays within our communities. We support local charities as well as families in need. If you know a family or charity in need of assistance, please don't hesitate to contact us!

Refinance Guarantee: Lock in Savings Today! High interest rates can eat into your monthly budget—but we’ve got a solutio...
12/31/2025

Refinance Guarantee: Lock in Savings Today!

High interest rates can eat into your monthly budget—but we’ve got a solution!

✅ Refinance now with a discount
✅ If rates drop again, we’ll waive all origination fees on your next refinance
✅ Works with any loan program—even if you’re not a Flat Branch client

Lower your monthly payment now and rest easy knowing we’ve got your back if rates go down again.

Ready to save? Click the link or contact me today!

Learn more about Phil Wynkoop's professional background, hobbies and interests. Get contact info, watch videos, view photos and get reviews from past clients.

5.0 star review received on Experience.com for Philip Wynkoop by Sarah Z - I knew everything was going to be take...
12/11/2025

5.0 star review received on Experience.com for Philip Wynkoop by Sarah Z - I knew everything was going to be taken care of

Click to see all 111 reviews of Philip Wynkoop, Mortgage Banker | NMLS # 1422341

5.0 star review received on Experience.com for Philip Wynkoop by Christina W - Phil went above and beyond to pull off a ...
12/01/2025

5.0 star review received on Experience.com for Philip Wynkoop by Christina W - Phil went above and beyond to pull off a 2 week closing leading up to the holidays.

Click to see all 110 reviews of Philip Wynkoop, Mortgage Banker | NMLS # 1422341

5.0 star review received on Experience.com for Philip Wynkoop by Kevin T - Excellent knowledge on the home buying pro...
11/30/2025

5.0 star review received on Experience.com for Philip Wynkoop by Kevin T - Excellent knowledge on the home buying process and made my IRRL refinance smooth and seamless!

Click to see all 109 reviews of Philip Wynkoop, Mortgage Banker | NMLS # 1422341

5.0 star review received on Experience.com for Philip Wynkoop by Courtney W - Phil was great! Explained everything to me...
11/29/2025

5.0 star review received on Experience.com for Philip Wynkoop by Courtney W - Phil was great! Explained everything to me, and made the loan process easy start to finish!

Click to see all 107 reviews of Philip Wynkoop, Mortgage Banker | NMLS # 1422341

5.0 star review received on Experience.com for Philip Wynkoop by Audrea Z - My experience with this lender has been exce...
11/15/2025

5.0 star review received on Experience.com for Philip Wynkoop by Audrea Z - My experience with this lender has been excellent. They are incredibly kind, very responsive, and always willing to help. Communication was smooth and quick, and they made the entire process easy and stress-free. Highly recommended!

Click to see all 106 reviews of Philip Wynkoop, Mortgage Banker | NMLS # 1422341

Address

4783 Farmingdale Drive
Colorado Springs, CO
80918

Telephone

+17196517991

Website

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