Floribel Merced, Bilingual Health Insurance Agent

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Floribel Merced, Bilingual Health Insurance Agent

Your legacy. Your peace of mind.
📞 Call or message us to get started

At ZenMed, we specialize in Medicare, ACA (Obamacare), ICHRA Employee Healthcare, long-term care, and funeral trust solutions—offering guidance at every stage of life.

✨ Your health. Floribel Merced Lopez DBA as ZenMed Advisors LLC is licensed to offer health and life insurance in: CO, NM, UT, TX, FL, OH, NV, CA, AZ.

🌿 Explore Your Peace of Mind Options:
🧘 Medicare Made Simple
🛡️ Health Protec

tion Plans (Cancer, Accident, Hospital)
🧾 ICHRA & Small Business Benefits
⚰️ Funeral Trust Planning
❤️ ACA Marketplace Help

👉 Schedule Your Free Call
https://calendly.com/zenmedadvisors

[email protected]

10/24/2025

🍂🏡 Fall Visits & Heartfelt Connections 🧡

As I visit my wonderful clients for their 2026 Medicare plan reviews, I’m constantly reminded why I love working in these senior communities so much.

Not only are your fall and Halloween decorations absolutely charming 🎃🍁 (seriously, you all know how to make a home feel warm and festive!) — but what really stands out is the strong sense of community.

No matter their background, they come together, support each other, and share such a beautiful bond. It’s inspiring, and it makes my job even more meaningful. 💛

While I’m enjoying these visits, I’m also helping clients explore new Medicare options for 2026, including updates that could save money and offer additional benefits like dental, vision, OTC, and more.

📅 Now is the perfect time to review your plan and make sure you’re not missing out on better coverage or savings.

📞 Call/Text 719-360-6146
💻 Book your appointment here: https://scheduler.zoom.us/floribelmerced/medicare-review

Let’s sit down, talk through your current plan, and explore what’s possible for next year — all with a little fall cheer! 🍁

10/22/2025

🍁 Grateful to Help During This Season of Life 🍁

As I visit my amazing clients for their 2026 Medicare plan reviews, I’m filled with gratitude — not just for the warm smiles and beautiful fall decorations 🍂🎃, but for the chance to help you find plans that truly make a difference in your retirement years.

I’m proud to offer Medicare plans that include extra benefits like:
✅ Healthy food cards
✅ Over-the-counter (OTC) allowances
✅ Dental & vision coverage
✅ And more!

These added benefits are especially important when you're living on a fixed income — and they can help stretch your dollars while supporting your health and well-being.

💬 I’m here to make sure you're not missing out on savings or support in 2026.

📅 Let’s book your Medicare review today! Whether you’re already a client or looking for help, I’m ready to walk you through your options with care and clarity.

📞 Call/Text 719-360-6146
💻 Or schedule here: https://scheduler.zoom.us/floribelmerced/medicare-review

Let’s make sure your plan fits your life — and brings you peace of mind. 💛

10/21/2025

✅ 2026 Medicare Reviews Are Underway! 🍁🏡

I’ve been out visiting my wonderful clients, reviewing their 2026 Medicare plans, and here’s the exciting part — many are finding out they qualify for NEW and ADDITIONAL benefits next year! 🙌

Whether it’s lower premiums, extra dental or vision, hearing coverage, or even over-the-counter allowances, there could be more available to you than you realize!

💬 “I had no idea I could get more benefits without paying more!” – That’s what I keep hearing during these reviews.

🎃 While I’m enjoying all your cozy fall decorations (seriously, your Halloween spirit is top-notch!), I want to make sure you’re fully covered and not missing out on what you deserve in 2026.

📅 Now is the time to schedule your Medicare review! Let’s take a look at what’s changing and explore the benefits you could qualify for next year.

👉 Message me, call/text 719-360-6146, or click here to book your appointment: https://scheduler.zoom.us/floribelmerced/medicare-review

Let’s make sure your plan fits your needs — and maybe enjoy some pumpkin spice along the way! 🎃🍂

10/20/2025

🎉 Celebrando la vida con mis clientes 🎉

La semana pasada el honor de celebrar el cumpleaños de uno de mis queridos clientes — ¡y me hicieron sentir parte de la familia! 🥰🎂

Este tipo de momentos son de los más gratificantes de mi profesión. Más allá de los planes de Medicare, se trata de personas, historias y conexiones reales. 💛

Si necesitas revisar tus beneficios de Medicare para el 2026, estoy aquí para ayudarte con el mismo profesionalismo y dedicación con el que atiendo a cada uno de mis clientes. Mi compromiso es asegurarme de que estés en un plan que realmente se ajuste a tus necesidades y situación actual.

📅 ¡Agenda tu cita hoy!
📞 Llámame o mándame un mensaje al 719-360-6146
💻 O agenda directamente aquí: https://scheduler.zoom.us/floribelmerced/medicare-review

Estoy para servirte y ayudarte a sacar el mayor provecho de tus beneficios de Medicare. ✅

10/20/2025

🍂🎃 Medicare Reviews & Fall Vibes! 🎃🍂

I’ve been out visiting my amazing clients to review their Medicare options for the upcoming 2026 plans — and I have to say, I’m LOVING all the Halloween and fall decorations in your homes! 🏡🧡 From pumpkins to spooky ghosts, you all have truly embraced the season!

🍁 While we’re getting cozy with cider and fall colors, it’s also the perfect time to make sure your Medicare plan is still the right fit for your needs in 2026. There are important updates and new options that could make a big difference in your coverage or savings.

📅 Let’s schedule your Medicare review today! Whether you’ve worked with me before or you’re new here, I’m here to make the process simple, clear, and personalized for you.

👉 DM me or call/text 719-360-6146 to book your appointment!
You can also click the link to schedule: https://scheduler.zoom.us/floribelmerced/medicare-review

🍂 Let’s enjoy the season and take care of your Medicare together!

10/14/2025

🎯 MEDICARE ANNUAL ENROLLMENT IS HERE! 🎯
October 15 – December 7, 2025

Whether you're a veteran, turning 65, or already on Medicare, it’s time to take a fresh look at your plan for 2026.

👤 Veterans:

You may be eligible for additional benefits that work alongside your VA coverage, including dental, vision, hearing, OTC benefits, and more. A review ensures you’re not missing out on zero-premium plans designed for veterans like you. 🇺🇸

🎉 Turning 65 Soon?

Welcome to Medicare! This is your chance to make confident decisions about your healthcare. We’ll walk you through the difference between Medicare Advantage, Part D, and Supplements to help you make the right choice the first time.

🩺 Already on Medicare?

Plans change every year—premiums, drug costs, provider networks, and coverage options may be different in 2026. Don’t risk surprises. A quick review could save you money and ensure you're still on the best-fitting plan.

📞 Act Now – Free Medicare Plan Reviews Available!
719-360-6146

✔️ Find cost savings
✔️ Confirm your doctors & prescriptions are covered
✔️ Explore new 2026 benefits

📅 Appointments are filling fast — reserve yours today!

🔗 https://scheduler.zoom.us/floribelmerced/medicare-review
☎️ Or call us directly to schedule your FREE Medicare review.

📌 Hashtags:

09/27/2025

Turning 65? Don’t Rely Only on Your Friend’s Medicare Plan.

When it comes to Medicare, well-meaning advice from friends and family can sometimes lead you in the wrong direction. What worked for them might not be what’s best for you.

Here’s why:
✔ Everyone has different health priorities
✔ Prescription needs vary
✔ Doctors may or may not be in-network
✔ Budgets and travel lifestyles aren’t the same

Medicare is personal, and the best plan is the one that fits you.

Send us a message or comment “Review” below to connect with a licensed insurance agent. We’ll walk you through your Medicare options with care and clarity.

09/26/2025

What Is the Medicare Special Enrollment Period?

The Special Enrollment Period (SEP) lets you make changes to your Medicare coverage outside the usual enrollment windows.

This is available if you’ve experienced a qualifying life event, such as:
✔ Moving to a new area
✔ Losing other health coverage
✔ Changes in Medicaid eligibility or household status

If you're unsure whether you qualify for a Special Enrollment Period, I can help you figure it out.

💬 Send us a message or comment “SEP” below to connect with a licensed insurance agent, and we’ll review your options together.

09/25/2025

Do You Need a Separate Plan for Prescription Drugs?

If you're signing up for Original Medicare (Parts A & B), you’ll need to enroll in a Medicare Part D plan to get prescription drug coverage.

Here’s what you should know:
❌ Original Medicare doesn’t cover most prescriptions
❌ Delaying enrollment can lead to penalties
✅ A Part D plan helps reduce your out-of-pocket costs for medications

💬 Need help reviewing your options?
Send us a message or comment “Part D” below to connect with one of our licensed insurance agents for personalized support.

09/24/2025

TRUE or FALSE?
You can change your Medicare Advantage plan at any time.

FALSE.
While you can make changes to your Medicare Advantage plan, you can’t do it just anytime.

Most people can only make changes during specific times of year—like the Medicare Annual Enrollment Period (AEP) from October 15 to December 7. During this window, you can switch Medicare Advantage plans or return to Original Medicare.

👉 Did you get it right? Let us know in the comments!

Not sure when or how to change your Medicare Advantage plan?
Send us a message or comment “HELP” below to connect with one of our licensed insurance agents for personalized Medicare guidance.

09/23/2025

Q: Does Medicare Cover Vaccinations?

A: Yes—Medicare helps cover many common vaccines, such as:

✔️ Annual flu shots
✔️ Pneumococcal vaccine
✔️ COVID-19 vaccine
✔️ Shingles vaccine (typically covered under Part D)

Flu shots are often covered at no cost, but for other vaccines, coverage may vary depending on your Medicare plan and the specific vaccine.

💬 Not sure what’s included in your plan?
Send us a message to connect with one of our licensed insurance agents for personalized Medicare guidance.

09/21/2025

🩺 Medicare Enrollment for 2026 is Coming! 🕒

We're here working today with our team, studying and comparing the latest Medicare plans for 2026 — so YOU don’t have to stress about it later!

✅ Whether you're new to Medicare or reviewing your options, we're getting ahead of the game to make sure you have the best choices tailored to your needs.

📅 The Annual Enrollment Period starts October 15! Don't wait until the last minute — let us help you make a confident, informed decision.

👉 Call or visit us today to schedule your FREE Medicare review — spots fill fast!

Address

3472 Research Pkwy Suite 104 #8069
Colorado Springs, CO
80920

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9am - 6pm

Website

https://www.zenmedadvisors.com/

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