Bill McGoey at Guaranteed Rate NMLS #278331

01/06/2025

Whether you’re a newbie at real estate investing, or a seasoned pro - Rate’s got your back with our DSCR loans!

- Borrow up to $3M.
- Based on rental income verification only.
- Can do the loan in the LLC’s name.
- Single-family residential (1-4 unit) investment properties only.

CALL or TEXT: (609) 238-7990
APPLY: Rate.com/billmcgoey

01/04/2025

01/03/2025

Do you have $10,000 or more in credit card and/or student loan debt? Is what you owe climbing every month due to their sky-high finance charges?

If you own a home, you may qualify for a CASHOUT REFI. Consolidate all of your debt into ONE loan, with ONE payment, for a MUCH lower rate!

For more info:

CALL / TEXT: (609) 238-7990
APPLY: Rate.com/billmcgoey

01/02/2025

Attention PENNSYLVANIA BUYERS !!! Did you know you can get 5% of the home’s purchase price or appraised value (whichever is lesser) to use for your down payment and closing costs??!!

And you don’t need to be a 1st Time Buyer if you’re a qualified Veteran, or purchasing a Home in Philly/urban target area!

- Minimum 660 FICO
- Eligible with FHA, VA, USDA and Conventional mortgage programs
- Income and purchase limits apply
- Must occupy property as primary residence within 60 days of closing
- May require housing counseling through a HUD-approved housing counseling agency
- Forgivable after 10 years

CALL / TEXT: (609) 238-7990
APPLY: Rate.com/billmcgoey

[A 1st Time Buyer is defined as never having owned a home, or haven’t owned a home in 3 years.]

01/01/2025

First-Generation Home Buyers in the state of NJ can get up to $22,000 for down payment and closing costs! 💥💰🥳

NJHMFA is giving an additional $7,000 for down payment and closing costs through the Smart Start Plus First-Generation Home Buyer Program! (This is on top of the $10,000 - $15,000 grant.)

A FIRST-GENERATION HOMEBUYER is defined as a first-time homebuyer who is either:

AN INDIVIDUAL ..... Whose parents or legal guardians do not have any present ownership interest in any residential real property in any state or territory of the US, or outside of the US; AND
... Whose spouse, or domestic partner, and each member of whose household has not, during the 3-year period ending upon acquisition of the eligible home to be acquired using such assistance, had any present ownership interest in any residential real property used as their principal residence in any state or territory of the US, or outside of the US.

~ OR ~

AN INDIVIDUAL ..... who has at any time been placed in foster care in the State of New Jersey.

See graphic for a breakdown by county.

Call me for more info!
Bill McGoey
(609) 238-7990

12/30/2024

Don't compromise the lifestyle you want because all your wealth is tied up in your home. With a Reverse Mortgage, you can pay off high-interest debt, eliminate monthly mortgage payments, build an income stream, and more!

This is Retirement Done Right. Reach out today to explore your options.

Bill
CALL/TEXT: (609) 238-7990
APPLY: Rate.com/billmcgoey

12/27/2024

With a Renovation Loan from Rate, you get the money at closing to turn that fixer-upper into your dream home immediately! No waiting to save up, or qualify for another loan, or a second payment to keep track of. It’s all one process.

Let’s get started on your Home Sweet Home!

CALL / TEXT: (609) 238-7990
APPLY: Rate.com/billmcgoey

12/26/2024

Thinking about buying a home or making some updates? We’ve not only rounded up the most popular features homeowners and buyers are looking for, but we’re also sharing ideas to make those wishes come true.

https://www.rate.com/resources/winter-wishlist?LOID=34850

12/16/2024

Get ready for what could be an exciting year to buy a home. No matter what 2025 brings, here are 8 to-dos that will put you in a great position to become a homeowner.

Read this then call me to get started!

Bill
CALL/TEXT: (609) 238-7990
APPLY: Rate.com/billmcgoey

https://www.rate.com/resources/getting-ready-to-buy-in-2025?LOID=34850

12/13/2024

Mortgage rates are hitting new lows, but don't let phony rates steer you wrong. Choose Rate for honest, transparent answers. Call me today for your custom quote.

Bill
CALL/TEXT: (609) 238-7990
APPLY: Rate.com/billmcgoey

http://Rate.com/billmcgoey

12/11/2024

It’s almost the end of the year, and that means you’re going to start receiving your year-end tax forms soon. Here’s why your mortgage interest statement, form 1098, is so important.

https://www.rate.com/resources/year-end-statement?LOID=34850