Farrell LaMetterey

Farrell LaMetterey πŸ‘‹ Finally getting started on Facebook! Farrell LaMetterey - Loan Officer at Loan Factory | Helping You Achieve Your Homeownership Dreams!

Let's connect! β€’ ID & OR β€’ NMLS #2017731 πŸ” Loan Estimate Reviews 🏠 Conv β€’ Jumbo β€’ FHA β€’ VA β€’ Reverse β€’ DSCR β€’ Non-QM β€’ Reno β€’ Land With personalized mortgage solutions, competitive rates, and expert guidance, I’m here to make your home-buying process smooth and stress-free. Whether you’re a first-time buyer or refinancing, let’s explore your best options together!

πŸ“ž Contact me today to start your journey to homeownership! Farrell LaMetterey | NMLS #2017731, Loan Factory | NMLS #320841)

Ready to unlock your financial future? πŸ”‘ Whether you're dreaming of homeownership, exploring real estate investments, or...
05/29/2026

Ready to unlock your financial future? πŸ”‘ Whether you're dreaming of homeownership, exploring real estate investments, or building lasting wealth, a solid strategy is your first step.

Let's work together to understand your options, set achievable goals, and seize opportunities with confidence.

Reach out today to chat about your aspirations and map out your next move!

Farrell LaMetterey | NMLS #2017731
Loan Factory | NMLS #320841

Dreaming of owning your own home? 🏑 Manufactured homes can be a fantastic and accessible option, and you might be surpri...
05/28/2026

Dreaming of owning your own home? 🏑 Manufactured homes can be a fantastic and accessible option, and you might be surprised by the flexible financing available for qualified buyers.

Whether you're looking to purchase a new manufactured home or refinance an existing one, there are programs designed to help you achieve your homeownership goals with potentially lower down payment options.

Ready to explore what's possible for your unique situation? Let's chat about your options. Send us a message to get started!



Farrell LaMetterey | NMLS #2017731
Loan Factory | NMLS #320841

Ever wonder why everyone loves getting their eyeglasses at Costco? πŸ‘“ It’s because they cut out the middleman, skip the m...
05/28/2026

Ever wonder why everyone loves getting their eyeglasses at Costco? πŸ‘“ It’s because they cut out the middleman, skip the massive retail markups, and pass the raw savings directly to you.

As a mortgage broker, I run my business the exact same way. 🏠✨

Check out this article on why Costco Eyewear is such a game-changer, and see how the exact same logic applies to your next home loan:

❌ The Traditional Retail Trap: Standard optical shops mark up frames by hundreds of percent just to cover high overhead. Traditional lenders do the exact same thing with your interest rate and hidden fees.
πŸ’Έ The Costco Blueprint: Costco manufactures its own lenses and relies on high volume, not high markups. I use that exact same high-volume blueprint with Loan Factory to secure low wholesale interest rates you can't get elsewhere.
πŸ“‰ Minimal Overhead, Building, & Ads: Costco doesn't waste money on flashy ad campaigns or expensive boutique storefronts, they operate inside an existing warehouse. I do the exact same thing. By cutting out expensive office buildings, luxury suites, and big marketing budgets, those massive operational savings go straight into your pocket as a lower rate.

Stop paying retail prices for your mortgage. Get the smart shopper discount on your home financing instead!

https://www.rd.com/article/buying-eyeglasses-costco/

Farrell LaMetterey
NMLS #2017731
Loan Factory NMLS #320841

Costco shoppers appreciate the deals they can get on household items. There's also good reasons to get your eyeglasses there too.

Unlock Your Home Equity in DaysTurn your home’s value into cash fast with a HELOC from Loan Factory. Apply 100% online, ...
05/26/2026

Unlock Your Home Equity in Days

Turn your home’s value into cash fast with a HELOC from Loan Factory. Apply 100% online, get approved in minutes, and access funds in as few as 5 days.*

Find out how much you can borrow today.

πŸ‘‰ Contact me to see your options now.

Approval and funding timelines may vary based on borrower qualifications and property eligibility. Not all applicants will qualify. Terms and conditions apply.



Farrell LaMetterey | NMLS #2017731
Loan Factory | NMLS #320841

Self-Employed? You May Qualify Without Tax Returns*Owning a business, freelancing, or earning income outside a tradition...
05/26/2026

Self-Employed? You May Qualify Without Tax Returns*

Owning a business, freelancing, or earning income outside a traditional W-2 job doesn't mean homeownership is out of reach.

Bank statement loan programs can provide an alternative way to qualify, helping self-employed borrowers use their cash flow to pursue a home purchase or refinance.

If you've been told qualifying is difficult because of how you report income, it may be worth exploring your options.

πŸ“© Message me today for a personalized review and see which loan programs may fit your situation.



*Eligibility and program requirements apply. All loans subject to approval.

Farrell LaMetterey | NMLS #2017731
Loan Factory | NMLS #320841

Today, we pause to remember, honor, and express our deepest gratitude for the brave men and women who made the ultimate ...
05/25/2026

Today, we pause to remember, honor, and express our deepest gratitude for the brave men and women who made the ultimate sacrifice for our freedom. πŸ‡ΊπŸ‡Έ

Let’s keep their memory close to our hearts. Wishing you and your family a truly meaningful Memorial Day. ✨

Mortgage News! Farrell LaMettereyNMLS #2017731208-215-1264
05/23/2026

Mortgage News!
Farrell LaMetterey
NMLS #2017731
208-215-1264

Buying a renovated home with an FHA loan may soon get easier.

The FHA is considering removing its long-standing β€œanti-flipping rule,” which currently limits FHA buyers from purchasing homes resold within a short timeframe.

If approved, this change may:
βœ” Increase access to renovated homes
βœ” Create more inventory for buyers
βœ” Simplify the process for FHA financing on flipped properties

The proposal is still under review, but it could become a significant shift for first-time buyers using FHA loans.

πŸ‘‡ Want to explore your FHA options today? www.loanfactory.com/l/8mPfe61bcd28ed7


__________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
πŸ” NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

Calling all friends, realtors, supporters, and anyone who wants to help their friends and family save money on their mor...
05/12/2026

Calling all friends, realtors, supporters, and anyone who wants to help their friends and family save money on their mortgage:

At Loan Factory, we are committed to delivering the best value to our clients through some of the lowest mortgage rates in the industry. We are so confident in our pricing that we are launching our $2,000 Best Price Guarantee to prove how serious we are.
Compare for yourself: www.LoanFactory.com/askfarrell

Farrell Lametterey
NMLS #2017731
(208) 215-1264

For many, the biggest asset they own is their home. A reverse mortgage can be a powerful way to access that equity to el...
05/12/2026

For many, the biggest asset they own is their home. A reverse mortgage can be a powerful way to access that equity to eliminate monthly payments, fund home improvements, or simply create a more comfortable retirement. This video explains how the process works and clears up common misconceptions.

Curious if this is the right fit for your financial plan? Let’s chat.
πŸ”—

This is "Reverse Mortgage Explainer - WS" by Finance of America on Vimeo, the home for high quality videos and the people who love them.

Farrell LamettereyNMLS # 2017731Phone: (208) 215-1264
05/10/2026

Farrell Lametterey
NMLS # 2017731
Phone: (208) 215-1264

β€œNot gonna lie… they made the impossible possible.”

That’s a real review from a recent Loan Factory client.

Now, with our new technology partnership and AI-powered mortgage process, we’re making the experience even faster and smoother for homebuyers.

What this means for you:
βœ” Faster loan processing
βœ” Smarter underwriting support
βœ” Less back-and-forth process
βœ” A more streamlined mortgage experience

When other lenders stop at β€œno,” we work to find solutions and help you move toward the closing table with confidence.

πŸ‘‡ Ready to explore your options? Check the link below.


________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
πŸ” NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

Address

Coeur D'alene, ID

Telephone

(208)2151264

Website

https://www.loanfactory.com/askfarrell

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