Federal Reserve Bank of Cleveland

Federal Reserve Bank of Cleveland The Federal Reserve Bank of Cleveland was established in 1914 as a part of the Federal Reserve System, the central bank of the United States.

ADDRESS: Federal Reserve Bank of Cleveland, 1455 East 6th Street, Cleveland, Ohio 44114

Social Media Guidelines: https://www.clevelandfed.org/social-media-guidelines The Bank’s main office took up residence in its current home in the heart of downtown Cleveland in 1923. The Federal Reserve Bank of Cleveland serves the Fourth Federal Reserve District, which comprises Ohio, western Pennsylvania, ea

stern Kentucky, and the northern panhandle of West Virginia. It is one of twelve regional Reserve Banks, that together with the Board of Governors in Washington, DC, make up the Federal Reserve System.

07/31/2026

Meet Elle!

Elle is a communications intern here at the Cleveland Fed. She assists with social media and email marketing, graphic design, and more.

Elle is a rising junior at the Ohio State University majoring in business administration with a focus in marketing.

For more information on our internship program, visit: https://www.clevelandfed.org/careers/internships

07/30/2026

They’re learning, leading, and inspiring us every day.

Meet a few of the 22 interns who spent their summer contributing to our team. Happy National Intern Day to these future leaders!

For 79% of US small businesses the only paid employee is the owner(s). Every year, the Small Business Credit Survey (SBC...
07/29/2026

For 79% of US small businesses the only paid employee is the owner(s).

Every year, the Small Business Credit Survey (SBCS) asks small businesses across the country about their performance, challenges, and credit-seeking experiences. The 2026 Chartbook on Nonemployer Firms shares what we learned about these businesses in our 2025 SBCS, including trends over time and comparisons with employer firms (those with 1–499 employees).

Key takeaways for nonemployer firms:

• About half reported carrying no debt.

• 31 percent indicated that they don’t regularly use external financing.

• Most (64 percent) said they rely on personal funds when facing challenges.

For additional findings on nonemployer firms, download the full chartbook: https://bit.ly/4wmw9V8

Our annual Intern Expo offers interns the opportunity to showcase their experiences by highlighting projects, achievemen...
07/27/2026

Our annual Intern Expo offers interns the opportunity to showcase their experiences by highlighting projects, achievements, and growth throughout the summer.

Thank you to all our interns for sharing your stories and making this an impactful summer.

We’re excited to see where your talents will take you next!

For some workers, economic survival has superseded economic mobility. That was just one of the findings from the Fed’s...
07/25/2026

For some workers, economic survival has superseded economic mobility.

That was just one of the findings from the Fed’s latest Worker Perspectives research. Low- to moderate income workers and job seekers across the US also reported stretched budgets, AI screening barriers in the hiring process, and deferring advanced education dreams.

These aren’t just anecdotes. They’re data, and they matter.

Dive into “When every dollar counts: Inside the economic struggles of workers who earn low to moderate incomes” by Sarah Miller, Merissa Piazza, Elizabeth Simpson and Kristen Broady for more findings.

Explore the full report: https://fedcommunities.org/research/worker-perspectives/

Last week, more than 300 attendees joined us both in person in Cleveland and virtually to learn about the Federal Reserv...
07/24/2026

Last week, more than 300 attendees joined us both in person in Cleveland and virtually to learn about the Federal Reserve's history.

Cleveland Fed economist emeritus Owen Humpage shared more about why the current Federal Reserve System exists and the lessons we learned along the way.

Interested in more events like this one? Subscribe to receive notifications about upcoming events: https://www.clevelandfed.org/subscriptions

Our summer interns had the opportunity to join President Beth Hammack and First Vice President Mark Meder for a lunch di...
07/22/2026

Our summer interns had the opportunity to join President Beth Hammack and First Vice President Mark Meder for a lunch discussion last week.

Their conversation with Beth and Mark focused on topics ranging from professional advice to leadership to favorite memories at the Cleveland Fed.

The discussion offered a chance to deliver meaningful insights into career development and reinforced the Cleveland Fed’s commitment to fostering the next generation of professionals.

07/21/2026

Meet Dan Young, a leader who knows soft skills can shape both careers and companies.

As owner of Young’s Jersey Dairy, Dan trains more than 300 young workers each year, helping them build communication, professionalism, and problem‑solving skills that stick.

His own experience navigating a major food safety crisis taught him the power of clear communication and listening with intention.

Explore Dan’s story in our soft skills storytelling: https://clefed.org/4g3NUDK

Our Education and Learning Center is closed this week. We will reopen during our normal hours on July 27, 9 am—2 pm. Pla...
07/20/2026

Our Education and Learning Center is closed this week.

We will reopen during our normal hours on July 27, 9 am—2 pm.

Plan your visit: clefed.org/visit

07/18/2026

Soft skills aren’t “nice to have”—they’re essential.

After research showed this, we collected firsthand stories that became our latest multimedia storytelling. This three-chapter series explores why our sources feel soft skills can be lacking among workers today, trainings that build soft skills, and the people putting such programs to work.

Dive in: https://clefed.org/4g3NUDK

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Cleveland, OH

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+12165792000

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