Ohio Mortgage Resource Center

Ohio Mortgage Resource Center We are here to answer any home buying related questions. This page has resources for every part of the home buying process.

03/10/2019

Credit is broken down into two parts -- your credit score and your credit history. Your credit SCORE is the actual number which is given when the credit is checked by the lender. Your credit HISTORY is your history of how well you have paid your debt which reports to your credit report (auto loans, student loans, mortgage loans and credit cards). It also shows bankruptcy filings and judgements.

Ask questions or scenarios and message us for additional information.

03/09/2019

We call this "Back To The Basics" -- It takes 3 things to get a mortgage loan -- 1) Credit 2) Income 3) Money. Credit determines if you can even get a loan. Income determines how MUCH of a loan you can get and money is needed for a down payment, appraisal, etc.

Do not make it any more complicated than that. Stay focused on those 3 things and your path to homeownership will be clear as day.

Send us a message or post questions or scenarios and we will get you answers.

12/28/2018

Did you know that you could have a foreclosure within the last 2 years, but may still qualify for a conventional mortgage loan with as little as a 5% down payment??

Government Shutdown?? Here are some areas which may affect loans in process.
12/24/2018

Government Shutdown?? Here are some areas which may affect loans in process.

12/23/2018

Did you know that the FHA does not require collections to be paid off in order to qualify for a mortgage when purchasing a home?

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