Over and Above Insurance

Over and Above Insurance Independent insurance agent experienced in insurance solutions on and off the Exchange and in the Me

I am a licensed Life, Accident and Health Agent with over 25 years in the insurance industry. After many years as a captive agent, I decided change my career focus and become an independent agent, allowing me to offer a wide range of options that will best suit my clients. I can help you find the right health insurance for your needs, including coverage on the Federal Marketplace. I can assist you

if you are currently on Medicare or looking to understand your options as you approach Medicare coverage. I represent many insurance carriers and am able to help you compare and choose the plan that best fits your needs. I also offer a full suite of products including Dental, Vision, Accident, Critical Illness, Long Term Care and Final Expense, to build the right protection package for you and your family. I am available to help employer groups of all sizes with Benefits Counseling and enrollment services in varied settings, including group meetings, individual meetings and phone sessions. I am a certified Notary Signing Agent offering Notary services.

04/22/2026
Wishing you good health, joy and peace in 2026. Happy New Year!🎉
12/31/2025

Wishing you good health, joy and peace in 2026. Happy New Year!🎉

December is here and it is the month when both Medicare and ACA enrollments are due. Medicare Advantage Plans effective ...
12/01/2025

December is here and it is the month when both Medicare and ACA enrollments are due. Medicare Advantage Plans effective January 1st must be elected by Midnight December 7th. ACA coverage effective January 1st must be elected by the end of day December 15th. I am always available to help you find a plan if you could use some help. There is never any charge for working with me whether you enroll or not.

Wishing everyone a Happy Thanksgiving!
11/27/2025

Wishing everyone a Happy Thanksgiving!

Thankful for all who serve and the families who stand alongside them!
11/11/2025

Thankful for all who serve and the families who stand alongside them!

Medicare Annual Enrollment period started yesterday and ends on December 7th. It is always a good idea to do an annual c...
10/02/2025

Medicare Annual Enrollment period started yesterday and ends on December 7th. It is always a good idea to do an annual check up to be sure you are in the plan that is best for you. I am always happy to help. There will never be any pressure and there is no cost to working with me whether you enroll or not.

Happy 4th!
07/04/2025

Happy 4th!

To All Mothers - To those who have lost their mothers, to those who desperately long to be a mother, to those who selfle...
05/11/2025

To All Mothers - To those who have lost their mothers, to those who desperately long to be a mother, to those who selflessly love like a mother; to those who mother any and all beings, to the adoptive surrogate, nurturers and creatives, to those who may not have birthed life, but have birthed a life of their own, we honor you.

Wishing you good health, joy and peace in 2025. Happy New Year!🎉
01/01/2025

Wishing you good health, joy and peace in 2025. Happy New Year!🎉

Address

Cleveland, OH

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