Leusch Insurance Services Agency, Inc. / Insurance Concepts

06/18/2025

Louisiana law passed to protect drivers over 65 from price hike based on their age.

A new law bars auto insurers from penalizing policyholders just for hitting age 65

10/25/2024

If you are one of our many clients insured by Celina Insurance Group watch this video to learn a little more about Celina and the company built by the Montgomery family. A company that answers the phone!

This is "Welcome to Montgomery Field" by Celina Insurance Group on Vimeo, the home for high quality videos and the people who love them.

10/18/2024

Update includes implemented rates

09/18/2024

Usually takes at least 2 quarters of profitability to get insurance companiess, who are losing market share due to their high prices, to get back to work selling competitive insurance once again. We are all "crossing our fingers" that by year end 2024 we see rates begin to fall.

Rebounding from a $24 billion loss, the U.S. property & casualty insurance industry posted a $3.8 billion net underwriting gain in H1 2024.

09/16/2024

CHECK OUT this Riding Lawnmower Safety Video from our good friends at Celina Insurance Group

https://agentconnect.celinainsurance.com/digital/spark/Riding-Lawn-Mower-Safety.mp4

09/16/2024

Vehicle Replacement Cost Coverage

Prices of new vehicles remain high. As a result, insureds who experience a total loss on a newer vehicle are more exposed to financial loss than ever before. Don't forget to add Celina's Replacement Cost Coverage endorsement to protect your insureds when they purchase a new vehicle.

Replacement Cost Coverage will replace a covered vehicle that is declared a total loss with a new vehicle of the same or similar year, make, series and model as the vehicle it replaces. The following qualifications must be met in order to add this coverage to a covered vehicle:

• Must be added within six months of the purchase date of a new vehicle.
• Vehicle must have less than 5,000 actual miles on the odometer.
• Insured must be the original owner.
Replacement Cost Coverage will continue to apply until the renewal after the vehicle reaches an age of three. Both Comprehensive and Collision coverages must be maintained on the vehicle. Leased vehicles are not applicable for this coverage.

05/23/2024

NEW YORK TIMES REPORT: The Possible Collapse of the U.S. Home Insurance System

A Times investigation found climate change may now be a concern for every homeowner in the country.

05/10/2024

With Liberty Mutual Insurance 's Q1 Results (see post below), we hope this is a sign of rate stabilization !!!

05/10/2024

CEO lifts the lid on quarterly earnings

04/12/2024

Cut jobs necessary to meet changing business needs, spokesperson says

04/01/2024

The effects of climate change are putting some states that have historically had lower premiums in the line of fire for more frequent and severe weather events.