Demetrius Does Refinances

07/18/2023

If you're looking to consolidate debt in a market with higher interest rates, utilizing your mortgage can be a good way of going about it. If you're ready to get started, call me at (216-998-6438). NMLS: 2358194

Looking to pay off your credit cards or other high-interest debt? If you have enough equity in your home, you may be able to refinance to pay down your debt....

05/04/2023

Refinancing your home can give you more flexibility, but there are a few conditions you’ll have to meet first. Learn more with our in-depth requirements guide.

Refinancing your home can give you more flexibility, but there are a few conditions you’ll have to meet first. Learn more with our in-depth requirements guide. ...

05/03/2023

If you're looking to access your equity, you have several options for financing. Here's the difference between a cash-out refinance and a HELOC. If taking cash out makes the most sense, call (216-998-6438). NMLS:2358194

Cash-out refinances and HELOCs can help homeowners secure funds when they need them. Learn the difference between the two and choose which is best for you....

03/31/2023

It was a unusual month in finance, and the Federal Reserve chose to move the target for the federal funds rate up 0.25%. Find out what this means for your mortgage. If you're ready, call me at (216-998-6438). NMLS: 2358194

It’s been a wild month in the financial sector. Find out how the Federal Reserve reacted in their latest meeting on interest rates....

03/29/2023

Your house is a major asset. Your mortgage is an instrument that could help you accomplish a number of financial goals. Learn how refinancing could benefit you. If you’re ready to move forward, call me at (216-998-6438). NMLS: 2358194

Refinancing works by trading your mortgage for a newer one, ideally with a lower balance and interest rate. Learn how the refinancing process can work for you....

03/28/2023

How does a credit inquiry affect your credit score? This depends on whether the financial institution is making a hard or soft inquiry. Call me at (216-998-6438) for more information.. NMLS: 2358194

Knowing the difference between a soft inquiry vs. a hard inquiry on your credit can make you a more informed borrower. Learn how each affects your credit score....

03/28/2023

Don’t let your basement become an unused space. Instead, create a movie room, home gym or even a guest suite. Keep reading for more finished basement ideas.

Don’t let your basement become an unused space. Instead, create a movie room, home gym or even a guest suite. Keep reading for more finished basement ideas....

03/27/2023

With every mortgage payment, you build equity! This is great news if you need to cover a big expense. Read up on Home Equity Lines of Credit and their alternatives and give me a call at (216-998-6438) to get started. NMLS: 2358194

A home equity line of credit is a loan available to homeowners who have built equity in their home. Learn more about HELOCs and whether one is right for you....

03/26/2023

Buying a home is probably one of the biggest investments you’ll ever make. A cash-out refi can help you accomplish your home improvement goals. Interested? Give me a call at: (216-998-6438) (NMLS #2358194)

Cash-out refinancing helps you leverage your home equity into cash. Learn more about the pros and cons, and check current rates to see if it's right for you....

03/25/2023

Closing costs can keep homeowners from accomplishing their goals through a refinance. Here's one way to avoid them. If you want to look into your options, give me a ring at (216-998-6438). NMLS: 2358194

A no-closing-cost refinance lets you refinance without paying closing costs. Learn how you can refinance without closing costs and when it makes sense to do so....

03/25/2023

03/24/2023

Curb appeal is important for homes everywhere, not just in the suburbs. These four tips will instantly improve the aesthetic of any city dwelling. http://spr.ly/618837jMg