Your Home with Scott

Your Home with Scott Innovative Mortgage
NMLS 1662537
mortgages made simple and transparent I began my career in education as a special education teacher and administrator.

I use the same skills that made me a great educator and leader (communication, problem-solving, flexibility, and authenticity) to become an independent broker and build a team. I love the opportunity to educate others about the home-buying and mortgage process where they feel empowered and confident to help their family and friends with the process. I strive to earn your trust and build a life-long relationship as our team takes care of your lending needs.

Saved this buyer from 2 rejections! One from their bank and another lender! Not only did these homebuyers get to right s...
08/29/2024

Saved this buyer from 2 rejections! One from their bank and another lender! Not only did these homebuyers get to right size into this home, 4 other families were relieved that our team and I saved the day!

It's super important to work with a mortgage expert as a self-employed business owner to make sure your income is calculated correctly, and I love the challenge of helping you get your keys!

Today we honor the Veterans and first responders who put their lives on the line for our country ๐Ÿ‡บ๐Ÿ‡ธ Grateful for each of...
08/03/2024

Today we honor the Veterans and first responders who put their lives on the line for our country ๐Ÿ‡บ๐Ÿ‡ธ Grateful for each of you and hope you enjoy your day!

It's a match! A veteran ๐Ÿ‡บ๐Ÿ‡ธ first-time homebuyer using their VA benefits instead of putting 20% down because someone told...
03/18/2024

It's a match! A veteran ๐Ÿ‡บ๐Ÿ‡ธ first-time homebuyer using their VA benefits instead of putting 20% down because someone told them that would be best ๐Ÿคฌ Brett Munich is continuing to find his clients their home all across NE Ohio. If you're thinking about starting your home search, slide into his DM!

Anyone else leading the charge?
03/10/2024

Anyone else leading the charge?

Another condo HOA approved and cleared to close in 2 weeks! We finished 2 weeks ahead of schedule! ๐ŸŽ
02/08/2024

Another condo HOA approved and cleared to close in 2 weeks! We finished 2 weeks ahead of schedule! ๐ŸŽ

As we wrap up January, we see some positive signs in real estate and mortgages. Check out my weekly mortgage rate update...
01/29/2024

As we wrap up January, we see some positive signs in real estate and mortgages. Check out my weekly mortgage rate update!

If you are married ๐Ÿ‘ซ๐Ÿ‘ญ๐Ÿ‘ฌ๐Ÿ‘ฉโ€โค๏ธโ€๐Ÿ‘จ๐Ÿ‘ฉโ€โค๏ธโ€๐Ÿ‘ฉ๐Ÿ’‘and have student loans, you may want to consider filing separately โœ‚๏ธ to reduce month...
01/25/2024

If you are married ๐Ÿ‘ซ๐Ÿ‘ญ๐Ÿ‘ฌ๐Ÿ‘ฉโ€โค๏ธโ€๐Ÿ‘จ๐Ÿ‘ฉโ€โค๏ธโ€๐Ÿ‘ฉ๐Ÿ’‘and have student loans, you may want to consider filing separately โœ‚๏ธ to reduce monthly student loan payment, especially if one partner carries a ton of student loan debt. Check out this article and consult with a tax professional to see if this is the best route for you.

4 Things to Know About Marriage and Student Loan Debt Loan Repaymentโ€ขTips for Success4 minutes SHARE IncomeDrivenRepayment SaveMoney Taxes You tied the knot, but you still have one more item to address on your newlywed to-do list: student loan debt. The first thing you will want to do is find out ...

Grateful to help another NE Ohioan with their first home ๐Ÿ ! Thank you   for trusting me with securing your condo๐Ÿ™! Anoth...
01/23/2024

Grateful to help another NE Ohioan with their first home ๐Ÿ ! Thank you for trusting me with securing your condo๐Ÿ™! Another shoutout to for trusting me with his friend with the home-buying experience.

Condos can be tricky even if they are a conventional loan. Message me to learn what should be on your checklist before submitting an offer.

If you are thinking about refinancing, it may make sense to wait a few more months. If you aren't sure, let's talk to se...
01/22/2024

If you are thinking about refinancing, it may make sense to wait a few more months. If you aren't sure, let's talk to see if you should wait or pull the trigger!

Lower rate environment will boost refi volume, help thaw the existing home sales market: Fannie Mae

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Cleveland, OH

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+12167897313

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