Kate Deiboldt, Your Mortgage Guru

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Kate Deiboldt, Your Mortgage Guru Kate Deiboldt, Branch Manager NMLS 18487, VanDyk Mortgage NMLS 3035. Equal Housing Lender.

What do oil prices have to do with mortgage rates? 🤔Oil doesn’t directly set rates—but it does impact inflation, the bon...
08/04/2026

What do oil prices have to do with mortgage rates? 🤔

Oil doesn’t directly set rates—but it does impact inflation, the bond market, and recession fears… all of which can move mortgage rates.

👉 Rising oil = higher costs → inflation fears → rates may rise
👉 But if recession fears grow → rates could improve

It’s all about how the market reacts.

If you’re buying in Clarksville or near Fort Campbell, understanding the why behind rates can help you make smarter moves.

👉 Check out the full breakdown here: https://justcallkate.finance.blog

📲 Please contact me on messenger or
Office: (931) 980-9764

-rates-and-oil-prices-clarksville-tn

If you love your low rate but could use some extra flexibility, good news - you may not have to choose between the two.L...
06/04/2026

If you love your low rate but could use some extra flexibility, good news - you may not have to choose between the two.

Let's talk about ways to tap into your equity without starting over. Your future plans don't have to wait.

Not just your lender - your local guide.Let's find your home.
05/04/2026

Not just your lender - your local guide.
Let's find your home.

You might be closer to homeownership than you think. Let's talk options.
04/04/2026

You might be closer to homeownership than you think. Let's talk options.

If you’ve been getting those refinance mailers with the “YOU’RE PRE-APPROVED” vibes… read the fine print.A lot of them u...
04/04/2026

If you’ve been getting those refinance mailers with the “YOU’RE PRE-APPROVED” vibes… read the fine print.

A lot of them use trigger terms to get you to call, then the “amazing rate” is often:

1) Temporary (teaser rate)
2) An ARM (adjustable rate)
3) A buydown that costs a TON and saves very little

Not saying refinancing is bad. I’m saying the mailer isn’t the full story.

Want me to sanity-check one for you? DM me a photo of the front + the fine print and I’ll tell you what it REALLY is (and whether it makes sense for your goals).

What did your last mailer promise… a rate, a payment, or “cash out”? 👀



From deployment to dream home. Here’s how. When the Smiths got PCS orders, they worried about buying in a new city. One ...
03/04/2026

From deployment to dream home. Here’s how.

When the Smiths got PCS orders, they worried about buying in a new city. One call to changed everything. Kate explained VA loan options, answered every question—even after hours—and made closing fast and stress-free. Today, they have keys in hand and a place to call home.

Ready for your own success story? What’s your biggest homebuying worry?

A big down payment isn't always required! Let's figure out what you qualify for today.
03/04/2026

A big down payment isn't always required! Let's figure out what you qualify for today.

PCS move during deployment? Here’s your roadmap. Military families often face tight timelines and unpredictable orders. ...
03/04/2026

PCS move during deployment? Here’s your roadmap.

Military families often face tight timelines and unpredictable orders. Did you know you can close on a new home—even if one spouse is deployed or away for training? With 25+ years guiding military clients, I help you navigate Power of Attorney, BAH calculations, and multi-state rules so your move stays on track.

You deserve a mortgage coach who gets it. Let’s map your clear path home. Have questions about buying while deployed or relocating? Just call .

Spring is a natural time to revisit plans you've put on the back burner. Markets change, programs evolve, and what didn'...
02/04/2026

Spring is a natural time to revisit plans you've put on the back burner. Markets change, programs evolve, and what didn't work before might look different now.

Address

2515 Wilma Rudolph Boulevard Ste 102 & 103
TN
37040

Telephone

+19318028200

Website

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