Cody Clark - Loan Officer - NMLS #1228640

Cody Clark - Loan Officer - NMLS #1228640 Sr. Loan Officer - With a decade of experience, I’ve helped hundreds of homebuyers. You’re next!
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You don't need a new house at a higher rate in order to have the space/upgrades that you need! We can do an equity loan ...
06/10/2026

You don't need a new house at a higher rate in order to have the space/upgrades that you need! We can do an equity loan for 30 years with a fixed rate where you can take out up to 90% of your property value depending on your credit score (740+). These have a minimum loan amount of $10,000 so this even applies to small upgrades as well!

Reach out to me today and I can walk you through what a potential equity loan might look like for you 🤘

Cody Clark, Team Leader & Loan Officer
989-737-5844

🚨 Rate Update 🚨Early into June and we can see that rates from this time last month were lower than where we are today. W...
06/08/2026

🚨 Rate Update 🚨

Early into June and we can see that rates from this time last month were lower than where we are today. What's not pictured here is that in the month of May, rates at one point for a 30 year fixed mortgage were averaging 6.73%. Thank GOODNESS these numbers are coming down. I'm sure you've also noticed that gas prices are making their way back to reality. Now technically, we've now been at "war" with Iran for 100 days now and with no deal on the horizon, gas prices and interest rates may be poised to go back up. Enjoy the dip while it lasts and let's hope that we can get a deal done and get the Strait of Hormuz back open for business!

Cody Clark, Team Leader & Loan Officer
(989)737-5844

Special friends lunch with my favorite nephews today! What a beautiful Friday to have it! ☀️😎
05/29/2026

Special friends lunch with my favorite nephews today! What a beautiful Friday to have it! ☀️😎

Happy Friday and thank you for all of your support last few years! 🤘Since November of 21, we’ve received 253 reviews and...
05/01/2026

Happy Friday and thank you for all of your support last few years! 🤘

Since November of 21, we’ve received 253 reviews and of which, 98% of them were 5 STAR! 🤩 We couldn’t do it without your support so here’s to you! 🍻

04/29/2026

Listen up! 📢

Escrow accounts are SUPER IMPORTANT. As a lender, we have to set the account up based on what the taxes are at the time of closing, not what they are going to be. Because of this, you can run into what is called an escrow shortage. To be prepared for this, find yourself a lender (like myself) that gives you an estimated payment based on future taxes so that you can put those extra funds aside for when the shortage comes so there are no surprises.

04/25/2026

Knockout’s content is on point 🎯 Nice dance moves Rachel! 💃

Little dad joke for your Friday - Happy Tax Season!! 😅😂
04/17/2026

Little dad joke for your Friday - Happy Tax Season!! 😅😂

What I love about being a loan officer, is the daily problem solving! 🧐Just in the last day we've had a closing, 3 clear...
04/16/2026

What I love about being a loan officer, is the daily problem solving! 🧐

Just in the last day we've had a closing, 3 clear to closes, 2 new applications, a good amount of new borrowers approved to buy their dream homes, and three other clients making offers! 🙏

All of this doesn't happen by mistake! 🙌 It takes persistence and being solution focused.

Whether it be:

💥Negotiating a well issue into seller concessions to keep costs down
💥Challenging appraisal values and working with a builder and the buyer's agent
💥Having a special endorsement added to a condo association master insurance policy
💥Document requests, asset paper trails 😅, rush appraisals, constant number crunching, brokered loan products when normal financing just doesn't work out, etc..

Don't work with just anyone for your mortgage, work with someone that cares and finds ways to make loans CLOSE. Don't make a 30 minute decision on a 30 year investment 🤘

Cody Clark, Sn. Loan Officer
(989)737-5844

🚨 Rate Update 🚨Rates we're making decent progress before March came along and we've noticed the rates have increased sin...
04/13/2026

🚨 Rate Update 🚨

Rates we're making decent progress before March came along and we've noticed the rates have increased since the beginning of March to now. Inflation in March surged to 3.3%, the highest rate in around two years. This puts the rate around a point and a half above the Federal Reserve's target 2% goal. The news with Iran, potential war, along with oil prices and supply chain issues has increased mortgage rates across the board,

Here two months ago, the average interest rate for a 30 year fixed was below 6%. That was short lived, but let's hope we can come to an agreement with Iran to help with supply chain and oil prices. If so, rates should move back down as the tension drops.

Cody Clark, Sr. Loan Officer
(989)737-5844

Credit triggers are SOON to be a thing of the past! 🙌 Now the bottom feeders of my industry will have to find another wa...
03/03/2026

Credit triggers are SOON to be a thing of the past! 🙌 Now the bottom feeders of my industry will have to find another way to bother you guys. Starting Thursday, no longer can the credit bureaus sell your information simply because another lender pulled your credit!! 🔥🔥

More Info: https://www.certifiedcredit.com/trigger-leads-in-2026/

Address

Clarkston, MI
48734

Telephone

+19897375844

Website

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