Ryan Cullin: State Bank AVP/Mortgage Sales Manager NMLS 198681

Ryan Cullin: State Bank AVP/Mortgage Sales Manager NMLS 198681 Ryan C. I’m Ryan Cullin, and I serve as the Residential Real Estate Sales Manager in our Cincinnati market.

Cullin NMLS #198681

Whether you are a first-time home buyer or a seasoned homeowner, I am committed to making your mortgage experience simple, streamlined and stress free, from start to finish. With nearly 20 years of experience in the residential lending industry, I have the expertise to help clients find the right solutions to achieve homeownership. In my role, I focus on establishing State Ban

k as a preferred mortgage lender in the greater Cincinnati region. I do this by building and managing a team of dedicated Mortgage Loan Originators who are committed to delivering exceptional service. I earned my bachelor’s degree from Eastern Michigan University, and I live in Cincinnati with my wife and four children. In my free time, I enjoy traveling, exercising, and attending Cincinnati Bengals games.

🍀 Feeling lucky this St. Patrick’s Day? 🍀Buying a home isn’t about luck — it’s about having the right plan in place. Get...
03/17/2026

🍀 Feeling lucky this St. Patrick’s Day? 🍀

Buying a home isn’t about luck — it’s about having the right plan in place. Getting pre-approved early can help you understand your budget, strengthen your offer, and get you one step closer to your dream home.
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The goal isn’t just buying a home—it’s buying one you can comfortably afford. 🏡--
03/09/2026

The goal isn’t just buying a home—it’s buying one you can comfortably afford. 🏡
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Buying a home is exciting, but it’s important to pay attention to potential red flags during the mortgage process. Be ca...
03/06/2026

Buying a home is exciting, but it’s important to pay attention to potential red flags during the mortgage process. Be cautious of lenders who aren’t transparent about rates, fees, or closing costs. If something feels rushed or unclear, it’s always worth asking more questions.
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🌷 Why Buy This Spring? 🏡Spring isn’t just the busiest season in real estate — it’s one of the smartest times to make a m...
03/04/2026

🌷 Why Buy This Spring? 🏡

Spring isn’t just the busiest season in real estate — it’s one of the smartest times to make a move.
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If you’re thinking about buying, being prepared for pre-approval makes the whole process smoother. 🏡--
03/03/2026

If you’re thinking about buying, being prepared for pre-approval makes the whole process smoother. 🏡
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Your Financial Checklist ✔️💰Before you start scrolling Zillow at midnight or touring homes “just to look”… let’s make su...
02/26/2026

Your Financial Checklist ✔️💰

Before you start scrolling Zillow at midnight or touring homes “just to look”… let’s make sure your finances are lined up.
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I get it. Buying (or refinancing) is a big decision. But most of these fears come from outdated info or worst-case headl...
02/20/2026

I get it. Buying (or refinancing) is a big decision. But most of these fears come from outdated info or worst-case headlines.
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If buying, refinancing, or just figuring out your options has been on your mind… this is your sign 👀Reach out to me. Ser...
02/17/2026

If buying, refinancing, or just figuring out your options has been on your mind… this is your sign 👀

Reach out to me. Seriously.

Whether you’re ready now or just have questions and want to run numbers, I’m here to help you make a plan that actually makes sense for you. No pressure. No confusion. Just real answers.
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Happy Valentine’s Day ❤️As a lender, I’m so grateful for the couples, families, and first-time buyers who trust me with ...
02/14/2026

Happy Valentine’s Day ❤️

As a lender, I’m so grateful for the couples, families, and first-time buyers who trust me with such an important step. Whether you’re buying your first home together or refinancing to build your future, I’m here to help make it happen.
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If they say this on the first date, they deserve a second. --
02/11/2026

If they say this on the first date, they deserve a second.
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Every borrower’s situation is a little different, but being organized upfront can save time—and stress—along the way.-- ...
02/11/2026

Every borrower’s situation is a little different, but being organized upfront can save time—and stress—along the way.
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The more informed you are upfront, the smoother the process will feel later.--
02/03/2026

The more informed you are upfront, the smoother the process will feel later.
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Address

9313 Mason-Montgomery Road , Ste. 125
Cincinnati, OH
45040

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