Ruhm Insurance Agency, LLC

Ruhm Insurance Agency, LLC Medicare, Health, Life, Disabilty, & LTC Insurance. Recruiting for a self funded PPO ERISA group health plan individual clients can join.

Agents, this is a game changer for healthy clients not receiving a subsidy. I am a full time independent insurance broker offering Medicare, Health, Dental, Life, Disability, Long Term Care, Annuities, Home, Auto and Business insurance services. We provides these services for individuals, families and groups. By being independent, I can provide you information and quotes from multiple carriers. By

exploring my website, you can learn more about each of the services I provide. As a broker, I write most of the business, but partner with trusted colleagues to provide quotes on certain products. Everything we quote or offer advice on comes at no cost or obligation to you. I only get paid if a policy is placed after we discuss your needs. Currently licensed in Arizona, Florida, Indiana, Kentucky, Maryland, Michigan, Ohio (Resident State), Pennsylvania,Tennessee, Texas, Virginia and Washington. I broker out home, auto & business insurance in 40 states.

Buying a new home? Don't forget your insurance. I've partnered with a platform that shops top-rated carriers in one spot...
07/15/2026

Buying a new home? Don't forget your insurance. I've partnered with a platform that shops top-rated carriers in one spot. No pressure. Just click and compare.
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Compare Auto, Home & Renters Insurance — All in One Place

Check out my new partnership with VIU by Hub. You can get a home and auto quote in 3-5 minutes and believe it or not, 10...
07/08/2026

Check out my new partnership with VIU by Hub. You can get a home and auto quote in 3-5 minutes and believe it or not, 10 agents will not be calling you off the hook. Our agents are experienced, courteous, and trained to help you find the best plan and rates. You work with one agent from start to finish if you like the quotes you see. My policies are with them and I saved about $100 a month. We can help with business insurance too.

Compare Auto, Home & Renters Insurance — All in One Place

06/25/2026

Medicare Advantage or Medicare Supplement? Here are the basics.

Thank you to those that sacrificed and those still sacrificing to make our lives better. 🇺🇸🫡
05/25/2026

Thank you to those that sacrificed and those still sacrificing to make our lives better. 🇺🇸🫡

🦷Dental Insurance utilizing the Ameritas Network is one of the strongest networks in the country. They provide coverage ...
04/16/2026

🦷Dental Insurance utilizing the Ameritas Network is one of the strongest networks in the country. They provide coverage day 1 with preventive covered at 100%. They offer coverage in and out of network. Coverage can begin the next day when you get a quote, apply, and enroll. The process takes less than 5 minutes 🎯.

We have a plan to fit all ages. Ameritas dental plans and vision plans are great supplemental insurance options for Medicare and Marketplace health care plans.

03/27/2026

Always be there!

Links in profile to learn more.
03/21/2026

Links in profile to learn more.

This video shows you why Medicare Supplement HDG can be an incredible way to save thousands in premium over Plan G. This...
03/13/2026

This video shows you why Medicare Supplement HDG can be an incredible way to save thousands in premium over Plan G. This is simply a premium comparison for a female aged 65 aging into a Medigap plan in Cincinnati, OH. Premium savings can be significantly more or slightly less depending on your location.

Licensed 20 States
CA License #4365645

This video shows you why Medicare Supplement HDG can be an incredible way to save thousands in premium over Plan G. This is simply a premium comparison for a...

If you love the idea of Medicare Supplement HDG because of the low premium, but the $2950 out of pocket scares you (2026...
03/03/2026

If you love the idea of Medicare Supplement HDG because of the low premium, but the $2950 out of pocket scares you (2026) and you lean towards G, but hate that high premium, I may have a buffer solution for you. If you have never heard of Medigap Plan HDG, ask your agent why ;)?

In this video I show a buffer that will make you feel like you have Plan G (the best Medicare plan) for a lot less premium and rate increases.

Address

Cincinnati, OH

Telephone

+15134963877

Website

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