Ruhm Insurance Agency, LLC

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Ruhm Insurance Agency, LLC Medicare, Health, Life, Disabilty, & LTC Insurance. Recruiting for a self funded PPO ERISA group health plan individual clients can join.

Agents, this is a game changer for healthy clients not receiving a subsidy. I am a full time independent insurance broker offering Medicare, Health, Dental, Life, Disability, Long Term Care, Annuities, Home, Auto and Business insurance services. We provides these services for individuals, families and groups. By being independent, I can provide you information and quotes from multiple carriers. By exploring my website, you can learn more about each of the services I provide. As a broker, I write most of the business, but partner with trusted colleagues to provide quotes on certain products. Everything we quote or offer advice on comes at no cost or obligation to you. I only get paid if a policy is placed after we discuss your needs. Currently licensed in Arizona, Florida, Indiana, Kentucky, Maryland, Michigan, Ohio (Resident State), Pennsylvania,Tennessee, Texas, Virginia and Washington. I broker out home, auto & business insurance in 40 states.

Get a Home & Auto quote in 3-5 minutes or simply fill out a quick form and ONE agent will give you a no-obligation quote...
10/16/2026

Get a Home & Auto quote in 3-5 minutes or simply fill out a quick form and ONE agent will give you a no-obligation quote. Why do I emphasixr ONE? Because unlike most qute options on the internet where 30 call you off the hook with sold leads, this is an actual Independent Agency representing all 50 states and many insurance carrirs. Either way, you'll get a respectful experience from our licesned agents.

Compare Auto, Home & Renters Insurance — All in One Place

chrisruhm.com
10/15/2026

chrisruhm.com

10/14/2026

Know your ABCs before ! Medicare Part A is Hospital Insurance. Part B is Medical Insurance. Medicare Advantage Plans are Part C, and Part D is prescription drug coverage.
Learn more: https://go.medicare.gov/3QWhqke.

I hope you were at least educated on this option if you chose a Medicare Supplement plan when going on Medicare. Ruhm In...
10/14/2026

I hope you were at least educated on this option if you chose a Medicare Supplement plan when going on Medicare. Ruhm Insurance Agency, LLC

Medigap HDG offers the same coverage as Plan G at a fraction of the cost. Find out if it's right for you.

Pro's & Con's of a Medicare Advantage and Medicare Supplement plan.
10/13/2026

Pro's & Con's of a Medicare Advantage and Medicare Supplement plan.

Medicare Supplement versus Medicare Advantage (The Basics)

If you have a prescription drug plan and you’re paying over $30 a month for it, you’re probably paying way too much.  It...
10/10/2026

If you have a prescription drug plan and you’re paying over $30 a month for it, you’re probably paying way too much. It is easy to shop for a new plan 10/15-12/7, here is how you do it.

How to enroll in a 2027 Prescription Drug Plan

Have a Medicare Supplement with a Stand Alone Prescription Drug plan? Here is how you see if you’re still in the best pl...
10/07/2026

Have a Medicare Supplement with a Stand Alone Prescription Drug plan? Here is how you see if you’re still in the best plan.

How to enroll in a 2027 Prescription Drug Plan

The Medicare Annual Election Period is approaching October 15-December 7. Find out what you can do during this election ...
09/29/2026

The Medicare Annual Election Period is approaching October 15-December 7. Find out what you can do during this election period. Please share with anyone over 65.

Made a video further explaining how HDG may save you lots of money.
07/30/2026

Made a video further explaining how HDG may save you lots of money.

A simple overview of why you should consider Medicare Supplement HD...

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Cincinnati, OH

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