Kluener Mortgage Team Powered by EMM Loans

10/29/2026

5.0 star review received on Experience.com for Brandon Kluener by Madiera M - Brandon and his team were absolutely remarkable to work with! Throughout the entire transaction, they were always knowledgeable, responsive, and willing to help whenever I needed assistance on the lending side. Their communication and professionalism made the entire process run smoothly, and I truly appreciated how dependable they were every step of the way. It's always a pleasure working with a lending team that genuinely cares about their clients and everyone involved in the transaction. I highly recommend Brandon and his team and look forward to working with them again in the future!

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10/24/2026

5.0 star review received on Experience.com for Brandon Kluener by Uladzimir H

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10/20/2026

4.75 star review received on Experience.com for Brandon Kluener by Anthony C

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09/21/2026

Market Watch — September 21, 2026

Markets started the week on a strong note: the Dow, S&P 500, and Nasdaq all opened higher, led by chip stocks and a bitcoin rally, while oil prices fell sharply after Saudi Arabia restored pipeline capacity and crude exports surged to over 4 million barrels a day. Investors are also looking ahead to this week's Trump-Xi summit in Washington on trade, critical minerals, and AI. This follows last week's big news: the Fed raised rates in a unanimous vote for the first time in three years, pushing the 10-year Treasury yield above 5%. Mortgage rates touched a fresh one-year high after that decision and have eased back slightly since.

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09/15/2026

Market Watch — September 15, 2026
Markets traded cautiously today as the Federal Reserve's rate-setting meeting got underway, with a hike widely expected when the decision comes tomorrow. Oil stayed elevated — WTI up about 2% to roughly $103.50 a barrel — after Saudi Arabia closed its East-West pipeline and fresh Houthi attacks renewed supply concerns. The 10-year Treasury yield briefly touched 5% today, its highest intraday level since 2023. With all of that in the mix, mortgage rates are holding at a fresh one-year high heading into tomorrow's Fed decision.
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09/14/2026

Market Watch — September 14, 2026

Markets opened the week lower, led by tech: the Nasdaq fell over 1% after a leading AI company's CEO published an essay calling for the industry to slow the pace of frontier AI development, triggering a sharp selloff in chip stocks (some cybersecurity names bucked the trend). Oil surged past $108 a barrel after Houthi attacks on Saudi Arabia and the closure of key pipelines, and the 10-year Treasury yield climbed toward 5% this morning — its highest level since October 2023. But bonds rallied back this afternoon after President Trump said Iran wanted to make a deal and Iran signaled it's pursuing a step-by-step agreement with the U.S., pulling mortgage rates off their highs for the day. Markets are still pricing an 85% probability of a Fed rate hike this Wednesday.

09/11/2026

Market Watch — September 11, 2026

A relief rally today: the S&P 500, Dow, and Nasdaq all opened solidly higher after August's CPI report matched expectations, easing fears that inflation was reaccelerating. Oil pulled back from this week's highs, though it's still elevated as Houthi forces seized a strategic port in Yemen and satellite images showed smoke near a major Saudi oil pipeline. Here's the twist: even with stocks up, mortgage rates jumped again this morning ahead of the CPI release, hitting a fresh one-year high — and with markets now pricing an 86% chance of a Fed rate hike at Wednesday's meeting, rate relief doesn't look imminent.

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09/10/2026

Market Watch — September 10, 2026

Markets are on edge today after multiple U.S. military aircraft were damaged in Iranian strikes overnight — President Trump warned Iran "not to get cute" regarding nuclear site activity. Oil surged to its highest level since May on the escalation, the 10-year Treasury yield touched a three-year high, and August wholesale prices came in hotter than expected (up 5.4% year-over-year). As a result, mortgage rates remain near their highest levels of the year, even as existing home sales cooled to their slowest pace since June 2025 and housing inventory climbed to a decade high.

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09/09/2026

Market Watch — September 9, 2026

Markets are reacting today to a serious escalation overseas: U.S. forces destroyed five Iranian oil tankers after Iran fired on a U.S. Navy warship, and Jordan intercepted 18 Iranian missiles with no reported casualties. Oil surged past $100 a barrel after attacks left several vessels on fire in the Persian Gulf, stocks slid on the uncertainty, and Treasury yields climbed on renewed inflation worries. As a result, mortgage rates have moved up again today, reaching their highest level since June 2025.

09/08/2026

Market Watch — September 8, 2026

Here's what's moving markets (and your mortgage rate) to start the week: oil jumped after attacks sparked fires at Saudi energy facilities and tensions flared over shipping through the Strait of Hormuz, adding to rate-hike worries that have lingered since Friday's strong jobs report. Canada also rolled out retaliatory tariffs on U.S. goods overnight. Mortgage rates are holding near their highest levels in several weeks as a result.

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