Insurance For Truckers & Tips

04/11/2024

I'm currently going through my yearly "Anti Money Laundering" course and found something interesting! Thought it might be beneficial for everyone...

03/27/2024

03/27/2024

🎉🙌 I'm overflowing with gratitude for each and every one of you who took the time to make my birthday extra special! Your messages, calls, and memes warmed my heart in ways I can't even describe. Even if I missed responding to some, please know you're cherished. Thank you from the bottom of my heart! ❤️
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🎉🙌 Estoy desbordando de gratitud por cada uno de ustedes que se tomó el tiempo para hacer mi cumpleaños aún más especial. Sus mensajes, llamadas y memes calentaron mi corazón de formas que ni siquiera puedo describir. Aunque no haya respondido a todos, por favor, sepan que son apreciados. ¡Gracias de todo corazón! ❤️

03/25/2024

En el clamor de mi corazón, fuerte y claro,
doy voz a mis pensamientos, mis alegrías, mi miedo.
Sin embargo, el eco vuelve vacío,
en la inmensidad donde esperaba que siguiera el amor.

Por ser vocal, me etiquetan de exagerada,
una narrativa injustamente propagada.
Solo porque mis sentimientos crestean como olas,
no significa que la profundidad de mis cuevas marinas disminuya.

Mi naturaleza no es huir ni esconderme,
aunque sus palabras a menudo cortan profundo y amplio.
Regreso, un ciclo, incansable en la esperanza,
aferrándome a la pendiente resbaladiza.

¿Por qué cuando alzo mi voz,
se encuentra con ojos fríos y vidriosos?
Sin embargo, me esfuerzo por entender, por sentir,
sus susurros silenciosos, su sutil apelación.

No soy menos, aunque así lo hagan parecer,
mis sentimientos son válidos, no solo un sueño.
Ser malentendido, desestimado, alejado,
sin embargo, mi esencia se rehúsa a deshilacharse.

En el espejo de su mirada, busco reciprocidad,
un intercambio mutuo, no solo mi generosidad.
Pero una y otra vez, encuentro mi reflejo solo,
en sus ojos, mi súplica apenas mostrada.

Así que aquí estoy, vocal, pero silenciosamente rompiéndome,
deseando por una vez, que se llevaran mi corazón.
Reconociendo que mi voz importa,
en este mundo donde los dolores silenciosos se dispersan.

No deseo atenuar ni cambiar mi esencia,
incluso si eso significa enfrentar puertas cerradas.
Pues en mi voz, reside mi fuerza,
bajo mis alas, un cielo sin fin.

Así que a aquellos que encuentran mi volumen demasiado alto,
sepan que en mi corazón, no hay nube.
Hablo porque siento, vivo, sueño,
en este vasto universo, soy un arroyo vital.

No dejemos que el ciclo del dolor gire,
pues en el entendimiento, todos ganamos.
Me mantengo vocal, orgullosa y verdadera,
esperando que algún día, tú también entiendas.

03/21/2024

¡Consigue tu Seguro Binacional Ahora!

Comparamos precios y te ofrecemos una opción ligeramente más económica que las aseguradoras exclusivamente estadounidenses. Nuestro seguro binacional cubre toda la República Mexicana y cuenta con el reconocimiento de las autoridades de México. A diferencia de compañías como Allstate, Farmers, Safeco y State Farm, que pueden ofrecer cobertura solo dentro de ciertas millas en México pero no son reconocidas oficialmente. No arriesgues tu seguridad, evita problemas legales como el encarcelamiento o el remolque de tu vehículo. ¡Revisa nuestra conversación adjunta con un nuevo cliente!

03/08/2024

Attention all truck drivers! On the road of life, make sure you're not just covered for the miles but also for the moments that matter most. Life insurance is your financial seatbelt, securing your family's future even when the journey takes an unexpected turn. 🛡️

Escucha y descarga los episodios de Making Trucking & Insurance NOT suck gratis. Attention all truck drivers! On the road of life, make sure you're not just covered for the miles but also for the moments that matter most. Life insu... Programa: Making Trucking & Insurance NOT suck. Canal: Canal de M...

02/26/2024

🚦 Explore DOT regulations in our podcast! 🎙️ We discuss compliance complexities to enhance road safety and travel. Don't miss it!

Escucha y descarga los episodios de Making Trucking & Insurance NOT suck gratis. Explore the ins and outs of DOT regulations in our podcast, where we simplify compliance for safer roads and smarter travel. Programa: Making Trucking & Insurance NOT suck. Canal: Canal de Making Trucking & Insurance NO...

02/14/2024

Happy Valentine's Day to my wonderful family, friends, and clients! Your loyalty and support mean more to me than any box of chocolates ever could. Your constant presence and trust are the truest forms of love, and I am grateful for each one of you. Today, we celebrate not just a day of love, but the enduring bonds that we share. Thank you for being an integral part of my journey. Wishing you all a day filled with love, joy, and happiness. Let's continue to cherish and support each other, today and always.

02/09/2024

🚚🎙️ Exciting Live Session Alert! 🎥 Join us for an in-depth discussion on the Trucking Industry with an Exclusive Interview featuring Jose Baires, a seasoned industry expert.

Escucha y descarga los episodios de Making Trucking & Insurance NOT suck gratis. 🚚🎙️ Exciting Live Session Alert! 🎥 Join us for an in-depth discussion on the Trucking Industry with an Exclusive Interview featuring Jose B... Programa: Making Trucking & Insurance NOT suck. Canal: Canal de M...

02/07/2024

Explore the trucking world: live cab interviews, road life insights, and the unique trucklife lifestyle. Real stories, real people.

Escucha y descarga los episodios de Making Trucking & Insurance NOT suck gratis. Tales from the Road dives into the heart of the trucking world, featuring live interviews from the cab. Join us as we explore the ins and outs of the... Programa: Making Trucking & Insurance NOT suck. Canal: Canal de Ma...

01/31/2024

Kindness, much like a gentle breeze, doesn't come with a price tag. It's a choice, a simple yet powerful one, to extend goodwill without expecting anything in return. Being kind and civil isn't contingent on the desire for deeper relationships; it's a testament to one's character. In a world where everything has a cost, the warmth of kindness remains gloriously free – an investment in humanity that enriches both the giver and the receiver.

01/10/2024

Your name or message on a beautiful picture y BNJ Creations Shop

04/20/2023

Let's Celebrate Earth Day April 22, 2023. If we all do our part, it will make an enormous impact!

04/13/2023

Truckers face many challenges, having to pay more for insurance should not be one of them. Check out these tips to save on your commercial insurance.

04/13/2023

Beware, You may Not have the protection you THINK you do!

04/13/2023

Truckers face many challenges on the road, having to pay more for insurance should not be one of them! Here are some tips on how to save on your commercial auto insurance policy..

04/11/2023

Beware, Be Vigilant and Don't Let Your Trucking Business Fall for a Bodily Injury Scam

04/07/2023

Tips To Save On Commercial/Business Auto Insurance

Commercial aka Business auto insurance can be a significant expense for business owners, especially those with a fleet of vehicles, new ventures, drivers younger than 30 years old, and moving violations or accidents. Here are some tips to help you save on commercial auto insurance:

Compare quotes from different insurers:
- WARNING - know what carriers each agent/broker is going to request quotes from and try not to duplicate the same ones.
- The first step to saving on commercial auto insurance is to shop around and compare quotes from different insurers. Each company has different rates and discounts, so it's essential to research and compare the policies to find the best one for you. I highly recommend you go to one broker who has access to multiple carriers this way you are guaranteed not to submit to the same carrier and making you look like a habitual shopper with no consistency/loyalty.

Choose a higher deductible:
- A deductible is the amount you pay before your insurance coverage kicks in. Choosing a higher deductible can lower your monthly premiums, but you'll need to make sure you have enough cash set aside to pay the deductible if you need to file a claim.

Maintain a clean driving record:
- A good driving record is essential when it comes to auto insurance. If you or your employees have a history of accidents or traffic violations, you'll likely pay higher premiums. Encourage safe driving practices and offer incentives for safe driving to keep your insurance costs down.

Install safety features:
- Installing safety features like anti-theft devices, GPS tracking systems, and backup cameras can reduce the likelihood of accidents and theft, which can lower your insurance premiums.

Bundle your policies:
- Many insurance companies offer discounts for bundling your commercial auto insurance with other policies like general liability insurance or workers' compensation insurance.

Consider usage-based insurance:
- Usage-based insurance tracks how often and how far your vehicles are driven. If your vehicles aren't used very often or only for short distances, you may be able to save money with this type of policy.

Work with an independent agent:
- An independent insurance broker can help you find the best policy for your business and negotiate rates with multiple insurers. They can also advise you on how to reduce your risk and lower your premiums.
Remember that the cheapest policy isn't always the best one. Make sure you understand the coverage you're getting and choose a policy that provides the protection your business needs.

04/07/2023

What state and federal fillings are required for truckers California

In California, commercial truckers are required to file several state and federal documents, including:

Commercial Driver's License (CDL): Truckers must obtain a CDL to operate commercial motor vehicles (CMVs) with a gross vehicle weight rating (GVWR) of 26,001 pounds or more, or if the vehicle is designed to transport 16 or more passengers.

Federal Motor Carrier Safety Administration (FMCSA) Registration: Truckers must register with the FMCSA and obtain a USDOT number to operate commercial motor vehicles in interstate commerce.
International Fuel Tax Agreement (IFTA) Decal: Truckers must obtain an IFTA decal and file quarterly fuel tax reports with the California State Board of Equalization.

California Highway Patrol (CHP) Permit: Truckers must obtain a CHP permit to operate oversize or overweight vehicles on California highways.

California Air Resources Board (CARB) Compliance: Truckers must comply with CARB regulations for diesel emissions, including obtaining a CARB-compliant engine, using CARB-approved diesel fuel, and maintaining a record of compliance.

Additionally, truckers must maintain accurate records of their hours of service (HOS) and undergo regular inspections to ensure their vehicles are in compliance with state and federal regulations.
It's important for truckers to comply with all of these requirements to operate legally and safely on California's highways.