06/12/2025
💡Did you know?
•You CAN sue a debt collector even if you owe the debt?
Someone reading this might think getting a negative account deleted from their credit report is the ultimate win—but there’s more.
A deletion doesn’t make the debt go away. If it’s still active, that account can be sold to another collection agency and come right back—this time under a new name.
So what’s the point of a temporary deletion if the debt just keeps coming back?
Well I don’t do payment plans with customer service — I negotiate settlements with attorneys. It’s completely different! ✍️🤝