06/19/2026
TransUnion class action overview:
Who: A federal judge has certified a class action lawsuit against TransUnion LLC.
Why: The judge certified a class of more than 800,000 consumers in a lawsuit alleging TransUnion sold consumer reports to Liberty Credit Management.
Where: The TransUnion class action lawsuit was certified in North Carolina federal court.
A North Carolina federal court has certified a class action lawsuit alleging TransUnion sold consumer reports to Liberty Credit Management, a company accused of participating in a fraudulent debt collection scheme affecting more than 800,000 consumers.
Judge Matthew E. Orso granted class certification and also rejected TransUnion’s bid for summary judgment on the same day, putting the case on a path toward a jury trial.
The judge found that whether TransUnion had reason to believe Liberty Credit Management would use the reports for a legitimate purpose is a common question applicable to all class members.
Plaintiff Connie L. Jackson claims TransUnion sold her consumer report to Liberty Credit Management, an alleged sham debt collector with no legitimate claim to any debt she owed.
Jackson says she received a threatening letter from a fake entity called “Blackwater Legal Group” demanding $980.76 for a debt she did not owe, warning of lawsuits, wage garnishment and credit damage to pressure her into paying. The class action lawsuit alleges TransUnion failed to adequately vet Liberty before granting it access to consumer reports and relied on certifications that Liberty would use the reports for permissible purposes.
The certified class covers all U.S. residents who were the subject of a TransUnion collection prioritization engine report sold to Liberty Credit Management on or after August 12, 2019.
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