Josh Hayden - NMLS #1247626 - Movement Mortgage

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Josh Hayden - NMLS #1247626 - Movement Mortgage Providing top notch service for your purchase or refinance. NMLS 1247626 - Movement Mortgage

The amount you're pre-approved for and a mortgage payment you're comfortable with aren't always the same number.Before y...
08/31/2026

The amount you're pre-approved for and a mortgage payment you're comfortable with aren't always the same number.

Before you start touring homes, take time to think through the monthly payment that actually fits your life, not just what you're approved for. Principal and interest are only part of it. Property taxes, insurance, HOA fees, utilities, and everyday life all factor into the total monthly payment.

Knowing your comfort zone upfront lets you shop with confidence, without stretching your finances too thin.

Did you know a quarter-point rate drop doesn't always move your payment as much as you'd think? Rates get all the attent...
08/20/2026

Did you know a quarter-point rate drop doesn't always move your payment as much as you'd think? Rates get all the attention, but the real number that matters is your monthly payment. Let's run it together and see if waiting for rates to drop really makes sense for you and your budget.

*Annual Percentage Rate (APR) is current as of 8/6/26. The interest rate and APR are subject to change daily without notice, and are based on a 30-year fixed conventional loan program with 20% down payment, minimum FICO score of 727, and no downpayment assistance on a single-family, primary residence. Information on this piece is strictly for example purposes only. Qualification is required. Rates may vary and may not be indicative of current market rates, contact a loan officer for a true rate quote. Additional costs and fees may apply. Does not include taxes and insurance; actual payment may be higher. Reach out to a loan officer for a true rate quote.

🚨New product alert for investors!Qualified borrowers may be able to:✅ Purchase with as little as 10% down on eligible si...
08/11/2026

🚨New product alert for investors!

Qualified borrowers may be able to:
✅ Purchase with as little as 10% down on eligible single-family investment properties
✅ Finance eligible 2-4 unit properties with low down payment options
✅ Avoid monthly mortgage insurance (MI)
✅ Use funds for short-term or long-term rentals
✅ Access loan amounts up to $1.5 million

Less cash tied up in the down payment can mean more is available for renovations, reserves, or the next deal.

Looking to invest? I'm here to answer your questions or run numbers. Let's talk.

*Qualification is required. Additional restrictions apply. As low as, 85% financing option on 2-4 unit properties. Subject to credit approval and must meet agency and investor guidelines. Program, rate, terms and conditions are subject to change without notice.

How your pre-approval finds me this weekend. 🤓👶
08/08/2026

How your pre-approval finds me this weekend. 🤓👶

08/07/2026

July was a good reminder of why I do this. 🏡

10 families found their way home last month — 4 first-time buyers taking the leap, 3 repeat clients trusting us again, and we even got to help 1 agent's mom relocate to be closer to family.

Grateful for every client who let us be part of their journey this month.

Thrilled to share - I’m officially a Purse Strings Approved Professional!This means I’ve been vetted as financial profes...
08/01/2026

Thrilled to share - I’m officially a Purse Strings Approved Professional!

This means I’ve been vetted as financial professional who is not only experienced in my field but truly committed to serving women and helping them take control of their financial lives. Purse Strings is a national platform that equips women with the financial tools, knowledge, and trusted professionals who will help them create a beautiful financial life full of choices.

Why it matters to me: just one example is a study in 2026 showed that 51% of solo women are homeowners, across a wide range of ages and demographics. As a mortgage professional, it is incredibly important to me that all women get access to the right resources and guidance while navigating the home purchase process. Unfortunately it’s common that they are overlooked in transactions or not listened to when in the market, either by themselves or with a partner.

Let’s lean into homeownership, representation, and validation for everyone.

Find me on Purse Strings → Josh Hayden | Movement Mortgage on Purse Strings

Purse Strings | Women & Money

Did you know builder incentives can save you money in ways price negotiation never will? They can lower your upfront cos...
07/27/2026

Did you know builder incentives can save you money in ways price negotiation never will? They can lower your upfront costs or shrink your monthly payment, and most buyers don't even ask. If you're going through a new build and are curious how builder incentives could impact your mortgage, let's chat.

New construction or an existing home - how do you know which is right for you? A lot of buyers assume the answer is obvi...
07/23/2026

New construction or an existing home - how do you know which is right for you? A lot of buyers assume the answer is obvious, but it's worth weighing the pros (and cons) of both.

Swipe through to see 5 reasons new construction keeps catching buyers' attention 👉

07/22/2026

Most lenders will turn down a condo with association issues. We actually love them.
 
If you’ve ever had a deal fall apart because another lender couldn’t close on a condo — there’s a good chance we can.
 
✅ In-house non-warrantable condo program
✅ Direct calls to Fannie & Freddie for exceptions
✅ Pre-review available BEFORE your client is under contract
✅ Broker options as a backup
 
The only true deal-killers are structural integrity issues or properties already flagged ineligible by Fannie Mae. Everything else? Let’s talk.
 
Tag a realtor who’s lost a condo deal 👇
 

Those first few years after closing can feel like a lot, so it helps to know about tools that build in some breathing ro...
07/20/2026

Those first few years after closing can feel like a lot, so it helps to know about tools that build in some breathing room. A temporary rate buydown does exactly that — it lowers your interest rate, and your payment, for the first 1-3 years. If a seller or builder covers the cost, you get that relief without paying anything extra. Curious if it's an option for your situation? DM me and we'll go through the numbers together.

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Chicago, IL

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+16086951880

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