Mike Ward at Rate NMLS 187332

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Mike Ward at Rate NMLS 187332 I am a SVP, Regional Manager NMLS 187332 at Rate NMLS 2611. For licensing information, go to: www.nmlsconsumeraccess.org 3940 N. in New York. Equal Housing Lender

Ravenswood Ave Chicago, IL 60613 Operating as Guaranteed Rate, Inc. State License Numbers: AZ - 1014715, CT - LO-187332 - ML-1598647 , FL - LO62743, IL - 031.0041478 - MB.6761236

10/15/2026

Planning to buy a home in 2027? Time to start the prep now. From building your savings to cleaning up your credit, a few smart moves today can help you get ready for what’s ahead.

Let’s talk about your specific options to create a custom financing plan for you.
https://myoc.io/dmOeGxi7QvZ/jfLDC



NMLS # 187332

10/14/2026

Did you get this riddle right? While the answer gets a lot of attention, it’s only one piece of the larger mortgage puzzle. Discover the other numbers and details worth considering in our guide, or speak with me to better understand the big picture.
https://myoc.io/dmOeGxi7QvZ/kfKjO



NMLS # 187332

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declinin...
10/14/2026

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declining in the Northeast compared to last month. Year-over-year sales are down in all four regions, but many buyers are still entering contracts thanks to a 1.9% increase in inventory.

Want to know how to make the most of this evolving market? Let’s talk.
https://myoc.io/dmOeGxi7QvZ/rX9U3



NMLS # 187332

10/08/2026

How’d you do on this edition of the mortgage pop quiz? The best way to begin your homebuying journey is knowing your budget. A pre-approval serves as a helpful starting point so you can focus on homes you can afford, save time and prevent the decision fatigue that comes with endless options.

I’m here to help you take the guesswork out of the big purchase.
https://myoc.io/dmOeGxi7QvZ/a2W0U



NMLS # 187332

10/07/2026

Sometimes the small signs around your home point to a bigger question. Does your space still work for you? Whether you’re thinking about more space, a different setup or what comes next, I can help you explore financing options. If updating your home is part of the plan, a Rate Home Equity Line of Credit (HELOC) can help fund improvement projects. Or if life is leading you elsewhere, I could help you explore homebuying options.

Let’s plan for your next chapter together.
https://myoc.io/dmOeGxi7QvZ/mI4zu



NMLS # 187332

10/05/2026

Instead of waiting for the market to give you a sign, find what makes sense for you. Remember, there’s no universal green light signaling it’s time to buy your home. I can help you evaluate your finances, goals and timeline alongside your market’s activity to see when your best moment is.
https://myoc.io/dmOeGxi7QvZ/JKgm4



NMLS # 187332

10/01/2026

Plot twist: Your emoji may have opened a new door you hadn’t considered.

All fun and games aside, there are more options out there than the traditional single-family home. Different property types come with different financing considerations. When you’re ready to explore, I’m here to help find what works for you.

Share this with a friend and comment your emoji below!
https://myoc.io/dmOeGxi7QvZ/HdReC



NMLS # 187332

09/30/2026

Don’t let the 20% myth stop you. In reality, your down payment may surprise you. I can help you evaluate your options based on your specific circumstances to determine what’s right for you.

Ready to get to the bottom of more mortgage myths?
https://myoc.io/dmOeGxi7QvZ/LW0Uh



NMLS # 187332

09/29/2026

You don’t always need to put 20% down. While PMI (Private Mortgage Insurance) is often required on certain loans, it’s also a powerful tool that can help qualified buyers purchase their home sooner, without having to wait and save up for a larger down payment. The more you know, the more options you have.

Ready to expand your homebuying vocabulary?
https://myoc.io/dmOeGxi7QvZ/CHnJw



NMLS # 187332

09/24/2026

Buying a home is a team effort. Behind every successful closing is a dedicated group collaborating to achieve the same goal. From you (the buyer) to me (the Loan Officer) and everyone in between, each player takes care of an important role. If you have questions about the homebuying process, I’m happy to discuss them further.

Let’s kick this off together.
https://myoc.io/dmOeGxi7QvZ



NMLS # 187332

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Chicago, IL

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