Joseph Summers

08/22/2020

For sale: $624,888.

12/02/2018

Jet lag killer!!

09/06/2018

Email received from a customer. 😁🙏👍🏻💯.

rom: Megha Aggarwal
Sent: Thursday, September 06, 2018 12:26 PM
To: Summers, Joseph
Cc: Alvarado2, Monica X; Sunil Sharma
Subject: Re: Congratulations! Your mortgage loan closing is complete!

Joe,

As I mentioned on the phone, you were probably the best referral I received through this home buying process, and I would absolutely recommend you to anyone I know buying a home. Despite the time difference, I don't think there is even one time where you or your team did not respond to me in a prompt manner, and any time I had a question or something was not clear, I always received an email or a phone call clearing it up without a delay.

Given that this was our first home, everything was new to us, AND I'm a lawyer, so you know I read every single word of these contracts (!!), and how confusing it could have been, and at times was, your team's expertise in navigating through the documents and information was invaluable.

Special thanks to Monica who took my phone calls at all times, and made sure I got my s**t together and the documents in to you guys on a timely basis so you could process and run the documents through the underwriting process. She also knew the ins and outs of every single document and was able to "issue spot" before an issue came up with the underwriter, to make sure everything was smooth and efficient. Added plus, she made signing a document that we forgot to do before taking off on vacation SUPER easy - I think I was able to do it in 5 minutes while we waited for a cab on our way to brunch!

Anyway, glad we found you and I definitely owe Amit a drink for the referral!

---
Megha Aggarwal

05/04/2018

Was great meeting one of my clients at the Oracle Campus today!! Pretty cool.

03/04/2018

Festival of color. Thanks for the invitation.

03/04/2018

HOLI Dublin

10/02/2017

Hi-quick review from my recent client Ram Elango.

Edward was very patient in explaining to all our questions, he executed all the necessary tasks in a very efficient and effective manner. We could not have asked more than what he performed for us. He was on top of every activity and updated us accordingly. He replied to all our messages, mail and phone calls immediately. Me and my wife can say great about him for many pages. He is one of the main reason we are home owners today.

Now it's time for me to tell my experience with Joe, I spoke to Joe couple of months back and he is very fast in getting things done. His math is so good that he could explain me about the calculation on the fly without a pen and paper. He picked my calls during off hours and gave me the confidence in all the way during the process.
Only because of Joe we are home owners today.

07/11/2017

wanted to post a client testimony since he is not on FB. We crushed this deal in 8 days!!! This is probably one of the best reviews I have ever received. Being in Chicago but having the bulk of my business in San Fran, it's hard to have a real connection to the transaction/families we help. This one feels good! Ramsin actually sent me videos with his children thanking me. :)

Hello Mr. Laudwig,

I recently obtained a loan (E3444524) with Capital One and had the pleasure of working with a couple of people who I believe report to you. I just wanted to drop a few words of praise for each of them.

Joe Summers

What can I say? Simply phenomenal.

In the weeks prior to contacting Joe, I was working with two loan officers (Schwab/Quicken and another private loan broker). Both were very nice and meant well, but both could not abide by their initial commitments and pre-approvals and began changing things significantly very late in the game. I simply could not rely on their word - pretty bad for such a high stakes transaction. Aside from these, I had also earlier been in touch with one of my bank’s (Wells Fargo) loan officers but that was such a poor experience I’d rather not give it any further thought. Needless to say, all let me down or were letting me down, and I certainly could not proceed with any acceptable degree of confidence. It was like standing on shifting sand.

It’s with that backdrop that I contacted Joe on a good friend’s recommendation. I was bracing for another “... but can I trust what you’re saying though” experience. The rest is history. Boy did Joe deliver. He was personable and (politely) frank from the very beginning which I appreciated. He did not over promise. What he said he would do, he did. Blindingly efficient and attentive throughout the application, always keeping me informed on progress. The loan was sorted out thoroughly and efficiently, and I was very happy with the the rate and terms. Could not be more pleased with the experience. All that is good, but the thing I am most amazed by and grateful for is his ability, in a couple of conversations on that first day, to earn my confidence. Joe’s ability to convince someone like myself, who had a good deal of justifiable skepticism and essentially command my trust is a testament to his mastery of his trade.

Extremely happy with this entire experience. I find myself with the odd feeling of wanting more debt just to get more loans from Joe! Since that’s silly, I will do something more reasonable. I have already and will continue to steer people to Joe, not merely out of gratitude to him (though there is that), but because I like and care about my friends, I want them to have the same excellent experience as I did.

05/26/2017

It's always important to stay ahead and plan for the future!

Stubbornly low Treasury yields are spurring Wall Street to slash forecasts for the months ahead, and whether the Federal Reserve winds up raising rates again has little to do with it.

05/26/2017

Hey Cali friends. We have special pricing starting today for our jumbo 30 specifically in Cali. Pleaee share with your colleagues and friends as we should be leading the market. # 30fix.

05/18/2017

A bright sunny day in San Jose for a photo op!