Rosalind M Simmons

Certified Financial Coach, Author of “Money For Life” l Specializing in money management and trauma-informed financial recovery training after job loss, divorce, domestic violence and more. Certified Financial Coach - Dave Ramsey Solutions
Provided financial literacy training and coaching at Thresholds Inc., Chicago
Studied psychology at Illinois State University

The Speaker Who Didn’t Know She Was a SpeakerI almost made Rachel’s mistake.Rachel was the book coach who didn’t know sh...
08/12/2026

The Speaker Who Didn’t Know She Was a Speaker

I almost made Rachel’s mistake.
Rachel was the book coach who didn’t know she was a book coach.

I wrote about her because sometimes other people can see our gifts long before we are willing to name them ourselves.

Today, I almost did the same thing.
A television station contacted me about appearing on a broadcast. During our follow-up conversation, I learned how they found me.

Someone had called the station and told them that I was a phenomenal speaker.

My first thought was:
“But I’m not a speaker!”
And then I remembered Rachel.

I almost laughed out loud.
Here I was, about to deny something that someone else had already experienced.

They didn’t say I could become a speaker.
They didn’t say I should consider speaking.
They had heard me speak—and apparently decided I already was one.

That’s when it hit me:
Sometimes the marketplace recognizes your gift before you give yourself the title.

We can become so accustomed to what comes naturally to us that we don’t recognize it as valuable.

We say:
“I’m just explaining what I know.”
“I’m just helping somebody.”
“I’m just teaching.”

Meanwhile, someone else is thinking:
I would pay for that.

That is one of the lessons behind Ideas to Income Studio.

Sometimes you don’t need to go searching for another idea.
You need to recognize what is already in your hands.

Recognize it.
Name it.
Package it.
Price it.
Take it to market.

Apparently, I’m a speaker.
Who knew?

Well…
Somebody did. 😆

NOW YOU CAN RESCUE YOURSELFFor years, I wrote books, taught classes, hosted conferences, wrote and produced plays, and e...
08/09/2026

NOW YOU CAN RESCUE YOURSELF

For years, I wrote books, taught classes, hosted conferences, wrote and produced plays, and even created a line of greeting cards called Comfort Cards.

But one thing kept getting in my way.

I kept waiting for someone else to help me market what I created.
No one showed up.

And because I didn’t know how to market my work myself, some very good things never reached the people who needed them.
Twenty years later, people still tell me how my writing affected their lives. Yesterday, I learned that my first book, published in 1988, inspired a friend to become an author. Today, she not only writes books—she helps other people publish theirs.

Imagine what might have happened if I had known then what I know now.

That’s why I don’t want you waiting.
You may already have an amazing product, an incredible service or a powerful idea. The problem may not be what you’ve created.
The problem may simply be that the people who need it don’t know you exist.

Today, AI has changed what is possible.
You don’t have to begin by taking marketing classes or hiring a graphic designer and website developer. With the right direction and tools, you can begin building a professional brand yourself—in as little as 24 hours.

That’s why I created Market Like a Pro: AI-Powered Branding Prompt Package.

It was created for the entrepreneur who has something valuable to offer but needs help putting it in front of the world.
I spent years waiting for someone to rescue my ideas.
I don’t want you to make the same mistake.

You don’t have to wait for someone to rescue you anymore.�You can rescue yourself.
Market Like a Pro is coming! 🎉
Want first access?
Comment “PRO” below.

Anyone born in the image of God, in His likeness should not settle for crumbs.  It’s time to recognize what we have been...
08/05/2026

Anyone born in the image of God, in His likeness should not settle for crumbs. It’s time to recognize what we have been sitting on for years. We can’t expect people to see what we fall to see.

I promise you, you are sitting on a gold mine. How do I know? Because my gift is to help you recognize and monetize yours.

Resources to help you walk in and market your gift … coming soon.

Good morning everyone,Just want to share one thought. There is so much life ahead for each one of us. Every day on this ...
05/21/2026

Good morning everyone,

Just want to share one thought. There is so much life ahead for each one of us. Every day on this side, we can be a force for good and accomplish more than we ever imagined — at any age. So keep going!

Birthday Blessings Giving God all the praise for another birthday.Celebrated my birthday this morning at a breakfast mee...
05/20/2026

Birthday Blessings

Giving God all the praise for another birthday.

Celebrated my birthday this morning at a breakfast meeting with the Woodland Area Chamber of Commerce. It was a great time and I won a power bank from ABR Houston!

Check out the Woodland Area Chamber of Commerce and ABR Houston at AbrHouston.com

Happy Mother’s Day to every mother, Godmother, grandmother, stepmother and to every one who has been a mother to someone...
05/10/2026

Happy Mother’s Day to every mother, Godmother, grandmother, stepmother and to every one who has been a mother to someone that needed you. Great is your reward - not just in heaven, but also on earth.

HEALTHCARE SOLUTIONS It wasn’t long ago when the world was shutting down due to Covid-19. But the truth is —  patients a...
05/07/2026

HEALTHCARE SOLUTIONS

It wasn’t long ago when the world was shutting down due to Covid-19. But the truth is — patients and families around the world were already shut down by something just as deadly – financial toxicity.

With 200,000-300,000 Texans with a history of cancer and 3,000 new cases every month in Houston alone — it’s time to collaborate to offer extended care.

Thousands of cancer patients are overwhelmed by the alarming cost of their medical care.

Consequently, there has to be a cure for both the disease and its impact on family stability.
It is understood that a diagnosed problem without a treatment plan, is a partial solution at best.

On the other hand, when we provide a diagnosis and treatment plan with implementation assistance — it leads to continuity of care, better outcomes and whole-person care.

This is the mission of Financial Diversion.
We provide financial stabilization, helping patients to navigate resources, and take manageable actions to build capacity, continuity of treatment and better outcomes.

If you work in healthcare or are part of a care team, and want to be part of the solution, we will welcome an opportunity to connect with you.

You can connect with us at:

[email protected]
You manage care. We stabilize the crisis.

This is the one thing that I treasure most. It has served me well.
05/06/2026

This is the one thing that I treasure most. It has served me well.

Supporting Healthcare Systems With Financial Care SupportWhen all a patient can think about is a growing stack of bills,...
04/28/2026

Supporting Healthcare Systems With Financial Care Support

When all a patient can think about is a growing stack of bills, it’s hard to feel hopeful.

That’s when access to financial care, can make a difference -
not just for patients but for the staff as well.

Financial Crisis Diversion ServicesI recently updated my banner, and I want to share why those words matter to me deeply...
04/20/2026

Financial Crisis Diversion Services

I recently updated my banner, and I want to share why those words matter to me deeply.

𝗬𝗼𝘂 𝗺𝗮𝗻𝗮𝗴𝗲 𝗰𝗮𝗿𝗲. 𝗪𝗲 𝘀𝘁𝗮𝗯𝗶𝗹𝗶𝘇𝗲 𝘁𝗵𝗲 𝗰𝗿𝗶𝘀𝗶𝘀.

Healthcare professionals carry an enormous weight — managing patient outcomes, navigating complex systems, and advocating for people at their most vulnerable.

But what happens when the crisis isn't clinical?

When a patient can't afford their medication. When financial stress is quietly undermining their recovery. When the bill becomes the barrier to healing.

That's where I come in.

As a Certified Financial Coach and Chaplain, I sit at the intersection of financial care and spiritual support — helping patients stabilize so they can focus on what matters most: getting well.

If you're a healthcare provider, case manager, or social worker looking for a trusted partner for your patients in financial crisis, let's connect.

You manage the care. I'll help stabilize the crisis.

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Chicago, IL

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Monday 6pm - 8pm
Tuesday 6pm - 8pm
Thursday 6pm - 8pm
Saturday 9am - 5pm

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+18329535254

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