Trish Luna-dealva Mortgage Originator at Guaranteed Rate NMLS 1561277

Trish Luna-dealva Mortgage Originator at Guaranteed Rate NMLS 1561277 I am a Mortgage Originator at Guaranteed Rate, Inc. dba Rate. Personal NMLS #1561277. Guaranteed Rate #2611.
3940 North Ravenswood, Chicago IL, 60613

A mortgage company who grows for good. We believe you’re amazing and can do anything you want in the world. Believe you can and you will. For licensing information, go to www.nmlsconsumeraccess.org | www.rate.com/licensing

With 10 years in the mortgage industry and 10 years in Financial Planning, I understand each person's financial situation is unique. Always looking at the big picture, I will

work closely with you to determine the short-term benefits of a product as well as the long-term impact on your financial life. Whether you are purchasing a new home or refinancing your current one, I will spend the time to go over all the details and help you find the right mortgage at the right time for you and your family. My goal is to provide a level of service and personalized care that inspires you to return to me for all your mortgage needs. The highest compliment I can receive is your confidence in referring me to your family, friends and coworkers.


3940 North Ravenswood, Chicago IL, 60613

Knowing the numbers could give you an edge in a competitive market. With home sales reaching a peak in May, more America...
06/09/2026

Knowing the numbers could give you an edge in a competitive market. With home sales reaching a peak in May, more Americans are on the move. Increases in existing-home sales across the Northeast, Midwest and South suggest more homeowners are on solid financial footing.

Understanding the full housing breakdown could help you win your dream home.
https://myoc.io/fqUioqa1hiR/YOOLw



NMLS #1561277

06/08/2026

Closing costs are part of both buying and selling. The details can vary based on how each loan is structured. Seeing both sides helps you plan with clarity. Learn how you can structure the costs of your loan so it works best for you.
https://myoc.io/fqUioqa1hiR/8jSH5



NMLS #1561277

06/04/2026

I don’t just help people win their dream homes, I help them build the foundation for their financial future. As a home grows in value, it builds equity, which could be tapped into down the road. If you’re looking to know more about buying or what it could mean long term, let’s talk.
https://myoc.io/fqUioqa1hiR/Fh7Xh

NMLS #1561277

06/03/2026

If you’re on the fence, I’m here to help you out. Sometimes when homeownership feels far off, it’s actually closer than you think. Let’s talk and I’ll walk you through your different options.
https://myoc.io/fqUioqa1hiR/KSYr3



NMLS #1561277

06/01/2026

June is National Homeownership Month and the equity you’ve built in your home is just one more thing to celebrate. It could be used to build your financial security or to invest in the big plans you’ve been thinking about. The next step? Putting those plans into action. Reach out, I'll be happy to show you how.
https://myoc.io/fqUioqa1hiR/MMce6



NMLS #1561277

05/28/2026

Underwriting sounds technical, but it’s really just a final review before approval. This is where lenders confirm your financial details and the property all align. Knowing that ahead of time removes a lot of stress. If you’re unsure what to expect, I’ll walk you through it.

Learn more: http://ms.spr.ly/6189vZK9F

05/27/2026

Finding the right home starts with knowing what fits your life. Once that’s clear, everything else moves faster. I’ll help you turn that into a plan you can act on.

Explore your options: http://ms.spr.ly/6185vkmCB

05/25/2026

This Memorial Day, we honor those who gave their lives in service. Their sacrifice is not forgotten.

05/21/2026

If you’re a Veteran, active-duty military or surviving spouse, your VA benefit could make homeownership much easier. Rate’s VA Construction to Perm loan could help you build a new home with less out of pocket and a lot less hassle. Let’s use your VA benefit to start building your brand new home.

Learn more: http://ms.spr.ly/6184vVuvy

Let’s talk timing. Rising home prices and relatively low inventory could affect the math on when it’s the right time to ...
05/19/2026

Let’s talk timing. Rising home prices and relatively low inventory could affect the math on when it’s the right time to buy. If you’ve got a house in mind, let’s chat about how to use the market in your favor.

Learn more: http://ms.spr.ly/6189vp3dx

Address

3940 North Ravenswood
Oceanside, CA
60613

Opening Hours

Monday 8am - 5:30pm
Tuesday 8am - 5:30pm
Wednesday 8am - 5:30pm
Thursday 8am - 5:30pm
Friday 8am - 5pm

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