Mortgage Loan Officer - Sam Gorniak

Mortgage Loan Officer - Sam Gorniak 🏠 Florida Mortgage Expert
💥 No PMI • Fast Pre-Approvals
🪖 Veteran-Owned | NMLS #1954721
📲 DM me to see what you qualify for
🌐 http://samgorniak.com/ As a U.S.

Navy Senior Chief (E-8) turned mortgage broker, I’m proud to serve Florida’s veterans and military families through VA Home Loans Florida — a division of Atlantic Trust Mortgage. We specialize in VA loans, fast approvals, and no PMI — making homeownership more accessible to those who serve. With over 20 years of leadership experience and an MBA in Project Management, I bring discipline, precision,

and a mission-first mindset to every deal. Whether you’re PCSing, buying your first home, or using your VA benefit again — we’re here to guide you home.

✔️ Veteran-Owned & Operated
✔️ 100% Focused on VA Buyers in Florida
✔️ Fast Closings | Honest Advice | Statewide Service

📲 Message me today at 904.687.9274 or [email protected] to see what you qualify for. NMLS #1954721 / 239592

Sam Gorniak provides expert mortgage guidance across Florida, serving Jacksonville and St. Augustine families. #
08/08/2026

Sam Gorniak provides expert mortgage guidance across Florida, serving Jacksonville and St. Augustine families.

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Pre-approval beats pre-qualification. Get verified, strengthen your offer, and secure your home with us. 🏠🔑 #
08/08/2026

Pre-approval beats pre-qualification. Get verified, strengthen your offer, and secure your home with us. 🏠🔑

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08/07/2026

Pre-approval vs. pre-qualification: understand your buying power before making your move.

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08/06/2026

VA loans offer military families 0% down and competitive rates. Let’s explore your benefits.

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Refinancing makes sense when it lowers your rate or helps you achieve financial goals. #
08/06/2026

Refinancing makes sense when it lowers your rate or helps you achieve financial goals.

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Credit, down payment, loan type, and timing all impact your mortgage rate. 🏠🔑 #
08/05/2026

Credit, down payment, loan type, and timing all impact your mortgage rate. 🏠🔑

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Serving Florida borrowers with expert mortgage guidance across Jacksonville, St. Augustine, and beyond. #
08/04/2026

Serving Florida borrowers with expert mortgage guidance across Jacksonville, St. Augustine, and beyond.

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08/04/2026

We prioritize your understanding over quick signatures to ensure long-term mortgage confidence.

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Address

Chicago, IL

Telephone

+19046879274

Website

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