02/17/2021
A friendly reminder about your Starbucks coffee! ☕
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Were you expecting the standard financial "advice" that if you could just forego that morning cup of goodness you'd magically solve all your money issues?
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That's just nonsense! Sorry, not sorry. There are SO many other choices that are SO much more important.
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For example, does your employer offer a 401k? Are you taking advantage of the full company match? If they offer a 4% match and you make $60k, they will pay you an extra $2,400 this year to help you save for retirement!
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So that coffee habit may cost $700 this year, but by focusing on the more important choices, you just made more than 3x the amount of of your coffee. (And if you think that's something, you should ask me about Roth IRAs! 😲)
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Here's the real secret. At the end of the day, how you you spend your money has to 1) bring you joy and 2) be inline with your goals and what is most important to YOU.
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So enjoy that morning cup! (Especially if that's what brings you joy!) During these crazy times your barista will be thankful.
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Just make sure you tend to the important pieces!! (Your loans, your savings, your children's education, leaving your legacy)
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Want to talk about the important pieces so you can enjoy the small things? I'm just a message away!
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The photo is of a cup of coffee I bought in Santiago, Chile back in 2011...yes, I still remember it. That's a lot of joy for one cup of coffee!