Sinclair Financial Solutions

10/13/2026

Medicare may cover short-term skilled care when specific requirements are met, but it does not pay for ongoing help with daily activities or supervision related to cognitive impairment. LINK IN BIO.

10/13/2026

39% of Middle-Class Americans Expect Medicare to Pay for Long-Term Care — It Usually Won't!

A September 2026 survey found that 39 percent of middle-class households expect Medicare to pay for long-term care. Medicare may cover short-term skilled care when specific requirements are met, but it does not pay for ongoing help with daily activities or supervision related to cognitive impairment...

09/01/2026

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09/01/2026

New research finds unpaid caregivers are more likely to struggle with debt, lower savings and diminished retirement confidence than non-caregivers

New research finds unpaid caregivers are more likely to struggle with debt, lower savings and diminished retirement confidence than non-caregivers.

08/20/2026

Your family shouldn't have to guess what you wanted. The healthiest retirement plan prepares for the unexpected.

“It’s 24/7 and it never goes away”: Some 23 million people care for an older adult — and it’s depleting them physically, mentally and financially.

08/14/2026

My promise is to help you retire confidently without letting long-term care derail your financial future.

If you don't plan for it well, you could end up in a financial crunch.

08/10/2026

Most retirement plans prepare for retirement. Few prepare for Aging. I help people retire with a plan for both their money and their care.

Long-term care expenses may drastically reduce the trillions baby boomers plan to pass on to their heirs

01/15/2026

Supporting a soon-to be adult with lifelong needs requires a planning approach that goes beyond traditional financial planning. Families are not just preparing for a distant future—they are managing real challenges in real time, often without a roadmap.

At Whole Story Planning, we understand these challenges firsthand because our team lives the daily life as caregivers to our own children with special needs. This is why we created our practice, and why we believe creating a truly holistic financial plan is so important. To make the process more accessible, we host free webinars that walk families through key planning topics and life stage considerations.

Please share these resources with the families you serve, and feel free to join us yourself—these conversations are designed for anyone who wants to better understand and support long-term dependents .

How to Develop a Life Plan for Your Child with Disabilities

Monday, March 23, 2026 @ 1:00pm CST: https://us06web.zoom.us/webinar/register/WN_SQXfN85lTNiY9E_Qkbzgug

ABLE vs Special Needs Trusts: An In-Depth Discussion

Tuesday, March 24th 2026 @ 1:00pm CST: https://us06web.zoom.us/webinar/register/WN_K56He_eGR6O4bXcvaZdX2A

As a fellow special needs parent, Kacy Seitz knows the importance of crafting a whole story plan that considers the complexity of each family's unique situation. In 2013, she created her wealth management practice Whole Story Planning, devoted to helping Special Needs families like hers. In this sho...

11/19/2025

As the Holiday season continues and you spend time with your family, you may realize that Mom or Dad isn't getting around as well or is more forgetful. You may even recognize that this could be one of your parents' last Holiday seasons at home.

Join our weekly Thursday webinar at 6 pm CST to explore future care options for yourself or your parents, whether you're staying at home or considering a care facility. Not having a plan isn't a good plan.

Complimentary web class - limited seats available "Don't Go Broke in a Nursing Home" In This Exclusive Web Class, You'll Discover the Crucial Things That Seniors, and Children of Seniors, Need to Know About Long-Term Care Join Us live! Thursday, 7:00 PM (ET) / 4:00 PM (PT) All Attendees Will Have t...

08/27/2025

Caregiving for an aging loved one brings overwhelming emotional stress and financial strain, even for families who thought they were prepared.

~Nearly 60% of caregivers report feeling “overwhelmed” or “at their breaking point.”
~Almost half of caregivers reduce work hours or leave their jobs to provide care.
~56% use their own savings to pay for professional home care or facility costs.
~More than half say caregiving has strained relationships with spouses, siblings, or children.

A new study sponsored by Otsuka Pharmaceuticals reveals the intense emotional and financial toll caregiving places on American families, making the case for Long-Term Care Insurance and proactive planning to protect loved ones and assets.