Shield Point Risk Advisors

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Shield Point Risk Advisors Independent Insurance Advisory Firm specializing in personal & commercial risk management for business owners, families, and higher-value households.

10/12/2026

A serious liability claim can cost more than your home or auto policy covers. Are your assets and future earnings protected? ๐Ÿค”

Personal umbrella insurance may provide an extra layer of liability protection, but is it right for everyone? Not necessarily. It depends on your assets, lifestyle, and overall risk exposure.

๐Ÿ’ฌ Have you ever considered umbrella insurance? What questions do you have about how it works? Drop them in the comments! Let's talk.

10/08/2026

Does Your Home Insurance Still Fit Your Life?

Life changes, and your insurance should keep up.

Renovations, a new car, kids starting to drive, or valuable new belongings can all change your coverage needs.

When was the last time you reviewed your homeowners insurance?

Whatโ€™s one life change that made you rethink your coverage? ๐Ÿ‘‡

10/07/2026

Sometimes, the policy isnโ€™t the problem. The bigger issue is that your business, family, assets, and finances may not be looked at as one complete picture.

Thatโ€™s why at Shield Point, we believe the best insurance conversations start with questions, not recommendations.

Because when you have clarity, you can make better decisions about what youโ€™re protecting and where you may have gaps.

When was the last time you had a complete review of your insurance and risk exposure? ๐Ÿ‘‡

Learn more at shieldpoint.com or call 636-459-6438 to start the conversation.

Building a custom home? Donโ€™t wait until the walls are up to think about insurance.During construction, your property ha...
10/05/2026

Building a custom home? Donโ€™t wait until the walls are up to think about insurance.

During construction, your property has different risks, and your builderโ€™s policy may not fully protect your interest.

Before you break ground, ask: โ€œWhose insurance is protecting my investment?โ€

Want to understand your options? Visit shieldpoint.com to learn more.

Friday Check-In ๐Ÿš—If you could keep just one special vehicle in your garage, what would it be?A classic youโ€™ve always wan...
10/02/2026

Friday Check-In ๐Ÿš—

If you could keep just one special vehicle in your garage, what would it be?

A classic youโ€™ve always wanted? An exotic? Or maybe a collector car that has been in the family for years?

One thing I always remind clients: a specialty vehicle can require a different insurance conversation than a daily driver. Agreed value, storage, mileage, modifications, and how the vehicle is used can all matter.

Whatโ€™s your dream car? And would you know how it should be insured?

Landlord coverage can address areas like the dwelling, liability, personal property, and certain lost rental income afte...
10/01/2026

Landlord coverage can address areas like the dwelling, liability, personal property, and certain lost rental income after a covered loss.

Have you reviewed your rental property insurance recently? Whatโ€™s one part of landlord insurance youโ€™re unsure about?

Drop your question below, Iโ€™d be happy to hear it.

When you review your auto insurance, what should you actually be looking at?Itโ€™s more than just the premium. Your covera...
09/30/2026

When you review your auto insurance, what should you actually be looking at?

Itโ€™s more than just the premium. Your coverage limits, liability,
uninsured/underinsured coverage, and how you actually use your vehicle all matter.

And as life changes, your coverage may need to change with it.

Whatโ€™s one thing about your auto insurance youโ€™ve always wondered about?

Drop your question below, Iโ€™d be happy to answer it.

To me, good insurance conversations arenโ€™t about assuming everyone needs the same coverage.Theyโ€™re about understanding w...
09/29/2026

To me, good insurance conversations arenโ€™t about assuming everyone needs the same coverage.

Theyโ€™re about understanding what you own, what youโ€™re responsible for, and what could realistically be at risk.

Have questions about renters insurance or what your current coverage actually protects? Iโ€™m always happy to help you think it through.

Learn more about renters insurance here:
https://lnkd.in/erTHjM26

One thing I always encourage clients to consider: How much liability protection do you really have?A major claim can go ...
09/21/2026

One thing I always encourage clients to consider: How much liability protection do you really have?

A major claim can go beyond your home or auto policy limits. A personal umbrella policy may provide an additional layer of protection.

But it should be based on your actual situation, not a checklist.

Understand your exposure first. Then decide what protection makes sense.

๐…๐ซ๐ข๐๐š๐ฒ ๐ญ๐ก๐จ๐ฎ๐ ๐ก๐ญ: ๐š๐ซ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐ฅ๐ข๐š๐›๐ข๐ฅ๐ข๐ญ๐ฒ ๐ฅ๐ข๐ฆ๐ข๐ญ๐ฌ ๐ค๐ž๐ž๐ฉ๐ข๐ง๐  ๐ฎ๐ฉ ๐ฐ๐ข๐ญ๐ก ๐ฐ๐ก๐š๐ญ ๐ฒ๐จ๐ฎโ€™๐ฏ๐ž ๐›๐ฎ๐ข๐ฅ๐ญ?A major claim can go beyond your home or aut...
09/11/2026

๐…๐ซ๐ข๐๐š๐ฒ ๐ญ๐ก๐จ๐ฎ๐ ๐ก๐ญ: ๐š๐ซ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐ฅ๐ข๐š๐›๐ข๐ฅ๐ข๐ญ๐ฒ ๐ฅ๐ข๐ฆ๐ข๐ญ๐ฌ ๐ค๐ž๐ž๐ฉ๐ข๐ง๐  ๐ฎ๐ฉ ๐ฐ๐ข๐ญ๐ก ๐ฐ๐ก๐š๐ญ ๐ฒ๐จ๐ฎโ€™๐ฏ๐ž ๐›๐ฎ๐ข๐ฅ๐ญ?

A major claim can go beyond your home or auto coverage. An umbrella policy may provide an extra layer of protection.

๐Š๐ง๐จ๐ฐ ๐ฒ๐จ๐ฎ๐ซ ๐ž๐ฑ๐ฉ๐จ๐ฌ๐ฎ๐ซ๐ž. Then make an informed decision.

๐‹๐ž๐š๐ซ๐ง ๐ฆ๐จ๐ซ๐ž ๐š๐ญ ๐ฌ๐ก๐ข๐ž๐ฅ๐๐ฉ๐จ๐ข๐ง๐ญ.๐œ๐จ๐ฆ today!

Address

17280 North Outer 40 Road Suite 201
Chesterfield, MO
63005

Telephone

+16364596438

Website

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