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Secret Credit Up .com Better credit for everyone! Don't be discouraged by setbacks in your life. Your biggest mistake in l

07/15/2018

About 43 million Americans wrongly believe that carrying a balance on their credit cards will help improve their credit scores, a report released Monday shows.
The report by CreditCards.com found that 22 percent of U.S. consumers made this mistake, which forces cardholders to pay more in interest, often at high rates.
“It’s painful to know that so many millions of Americans are essentially attempting to pay their card issuers to improve their credit scores,” Matt Schulz, CreditCards.com senior industry analyst, said in a news release about the study. “The fact of the matter is that carrying a balance will never improve your credit. With interest rates at an all-time high, cardholders should aim to pay off their bills in full every month, and, more importantly, pay on time.”

06/23/2018

You have cleaned up your credit report now you need new primary tradelines! The best way to build credit is with your credit union. You can use A shared secured loan is a type of loan that is secured by the savings account of the shareholder account of a credit union. Please remember new primary tradelines will most likely cause a drop in your credit score. A secured credit card might be a good option for you can use shared account to build up your credit in six months.

06/14/2018

Side hustling can help expand your network, teach you new skills and help you pay off debt. Do you need to improve your credit if, so you may want to start a side hustle?
If you want to improve your credit you must have extra funds to pay off debt. I myself was very discouraged about my debt. See I got sick in 2012 with MS lost my salary about $70,000 a year but I can’t work full time anymore, but I start a side hustle for extra funds. Clearly having a side hustle having extra cash so you can be debt free and saving for retirement.
Hidden benefits of having a side hustle!!
1. You choose your own work hours for your side hustle.
2. You decide what type business you want to start.
3. Side Hustle are the new job security.

06/14/2018

Debt Validation Letters!
The term “debt validation letter” refers to a letter that an individual sends to their creditor or collection agency requesting proof that the debt in question is valid and not outside the statute of limitations for collecting the debt.
Force the debt collector to prove the debt is real. Sometimes debt collectors resurrect old debts in an attempt to make some money. With old debts, there's a good chance the collector doesn't have the original documents proving that you even owe. Would you really pay money to someone who says you owe them, but can't prove you owe? .

06/14/2018

Better credit for Everyone! You can do it yourself.

Are you living with bad credit if so you can fix yourself. You don't need a professional to fix your credit. Take the following steps
1. Get a side hustle for extra money.
2. Buy books on credit repair or look up information on the internet.
3. Get copies of your credit report for free from all 3 credit bureaus
4. Please review your credit reports.
5. if you have some credit issues or collection accounts please do letters of debt validation letters .

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