06/01/2023
Let me start by saying that I work with multiple insurance companies who not only offer exceptional coverage options, they also provide competitive insurance premiums.
With that said, as with most products and services, cheaper is certainly not better. Or, if you prefer, you get what you pay for.
If you find yourself considering a change in your insurance company (or your insurance Advisor), please think carefully before going with a budget option when protecting your family, home, or business.
Yes, you surely want to start with a knowledgeable Advisor who can offer protective coverages along with competitive premiums for your insurance package, however, also consider the intangibles.
Consistent and responsive communication throughout the year, listening, honesty (even during difficult conversations), thinking outside the box when offering solutions, being available to answer questions or guide you through a claim, a “do the right thing” philosophy, and integrity are all traits to consider when choosing who will champion on your behalf when working in tandem with your insurance company.
• When was the last time you reviewed your insurance portfolio with a different insurance Advisor and were told to “remain where you are” but with just a few coverage improvements?
• When was the last time you were searching for a product or service, and somebody suggested a competitor would be a better choice based on your needs? And then proceeded to provide you with a few talking points to review with the competitor.
• When was the last time you heard “Based on what you are telling me, I want to do right by you” and provided a recommendation of not buying a shiny new product and keep the one you have?
If your answer to any of the above questions was “I haven’t”, then I’d appreciate the opportunity to earn your business; however, if you’re already working with somebody who has these attributes, then my recommendation for you is to maintain that working relationship, because that’s what’s right for you.