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Keena Gehringer Home Loans - Grand Line Lending NMLS: 1591318

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Charlotte, NC
Keena Gehringer Home Loans - Grand Line Lending NMLS: 1591318

A mortgage experience made for real people. Buying a home is a big deal and I am here to help! Purchasing a home requires a lot of time and effort.

It is a process that takes extensive research and serious decision making. The most important part of the process is determining out how much house you can afford and finding out your financing options. That is where I step in! From the very beginning you will know the loan amount you qualify for and I will give you a financial snapshot of what your mortgage will look like. I am dedicated to walki

ng you through the home buying process every step of the way! Buying a home can be confusing, especially for first time home buyers. My goal is to make the process as smooth and simple as possible! If you are looking to purchase a home, it starts with me!

03/18/2023

Don’t let fear hold you back from achieving your goals. Call me to set up a free consultation and I'll get you on the path to homeownership!💜

Give me a call and let's find out your options! 📲 980.200.3736

Keena Gehringer
[email protected]

03/16/2023

VA Loans -- Did you know? 🏡🏡🇺🇸🇺🇸🇺🇸

Although the VA loan can only be used to purchase the Veteran or Service Member's primary residence, they are allowed to purchase a property that has 4 residential units and one additional business unit.

If a property is owned by two or more eligible Veterans, it may consist of 4 residential units, and one business unit, PLUS one additional unit for each Veteran owner. So if 2 VA eligible borrowers purchase together, they could technically acquire up to 6 units and one business unit.

Want to purchase your first home? If you think you may qualify for a VA loan, give me a shout. 😉 980.200.3736

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Keena Gehringer
U Mortgage-Mortgage Broker
NMLS #1591318

03/15/2023

Making your dream home a reality is one of the most exciting things you’ll ever do. But along with this excitement comes a lot of new responsibilities. Let’s get started with some final tips to make life as a new homeowner more fun and secure. 🏡 🏡 🇺🇸 🇺🇸

1. KEEP SAVING - Your home is your biggest asset, so make sure you have an emergency fund in place that can cover anything unexpected.

2. REGULAR MAINTENANCE - A wise homeowner knows that regular maintenance saves money by helping to avoid costly repairs. Keep your home running smoothly with regular maintenance.

3. MONITOR THE HOUSING MARKET - Homeownership is a long game. Don't be pressured by downward short-term market trends in values, but also stay on top of your appreciation and equity for the opportunity.

4. STAY IN TOUCH WITH YOUR MORTAGE BROKER - Read those emails! There will be times when the financial markets sway in your favor and opportunities to save money will be presented.

Let me help you navigate the process and find a solution that works for you. 😉 🏡

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Keena Gehringer
U Mortgage-Mortgage Broker
NMLS #1591318

03/14/2023

GREAT NEWS:🏡

Are you interested in learning more about how a new change can benefit you? Reach out today to learn more about how we can help you and your family achieve homeownership.

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Keen Gehringer
U Mortgage - Mortgage Broker
NMLS #1591318

03/13/2023

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗠𝗮𝗿𝗰𝗵 𝟭𝟯, 𝟮𝟬𝟮𝟯
🏡🏡🏡

𝗥𝗲𝗰𝗮𝗽 𝗼𝗳 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝗶𝗺𝗽𝗿𝗼𝘃𝗲𝗱 👍
Mortgage rates last week were creeping higher, but improved on Friday on news that Silicon Valley Bank had to be saved by the FDC. This news overshadowed the jobs data, what was expected to be the biggest event of the week. Mortgage rates benefited from traders seeking safety in the bond market, helping rates improve.

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗺𝗼𝘃𝗶𝗻𝗴 𝗹𝗼𝘄𝗲𝗿 👍
Mortgage rates will move lower this week, as concerns skyrocket over what is being called a "banking crisis" in the media. Whether truly a crisis or not, market reactions to this situation will help mortgage rates move lower.

✨𝗪𝗵𝗮𝘁'𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
✅ Banking crisis: The unfolding reaction to this situation has markets expecting the Fed to lower rates in 2023 contrary to previous expectations that the Fed would raise rates. This is the primary factor in mortgage rates this week.
✅ The Fed: Mortgage rates are likely to move lower on updated expectations that the Fed will have to stop raising rates to fight inflation, and will even have to lower rates later in the year.
✅ Economic Data: Tuesday's CPI inflation data would have been a major event for mortgage rates before the current banking situation, but will now take a back seat.

👉 Don't miss the latest news about mortgages, home loans and rates. Follow me for weekly updates and tips!💜

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Keen Gehringer
U Mortgage - Mortgage Broker
NMLS #1591318

03/13/2023

Finding the right mortgage is a big decision. With my expertise, I can help you find the right mortgage for your financial goals and needs. If you're looking to get a mortgage, I'd love to help!

Reach out to me and find out what are your options! 💜 980.200.3736

-
Keen Gehringer
U Mortgage - Mortgage Broker
NMLS #1591318

03/12/2023

When Rene Rodriguez hosts an event teaching how to become a savvier sales professional, I'm there 🙌

On Wednesday, March 15th at 11am ET, I am attending Amplify Your Sales online and have a code so that YOU can join me, cost is covered!

Let's learn and grow together - Reach out to me for your promo code!📨

Keena Gehringer
U Mortgage-Mortgage
NMLS #1591318
980.200.3736

03/10/2023

If you're having trouble finding financing for your new home, and you're thinking that it's too late to get one, don't despair. Reach out, and let's discuss your options and find a solution! 💫 💯

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Keena Gehringer
U Mortgage-Mortgage Broker
NMLS #1591318
980.200.3736

03/09/2023

Remember that patience is not just a virtue but an investment. Save your money and make it work for you by automating as much as possible. If you're patient and disciplined, the payoff will be well worth it. 👍🏡

I'm here to help you navigate through homeowner finances, so if you have questions about mortgage rates, down payments and home renovations feel free to reach out to me.

📲 980.200.3736
📧 [email protected]

03/08/2023

I'm happy to provide options that are right for you. Your loan needs are unique, so I'll do my best to accommodate your situation.😉 💜🏡

Don't hesitate to reach out today! 😉 980.200.3736

-
Keena Gehringer
U Mortgage-Mortgage Broker
NMLS #1591318

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933 Louise Avenue #101
Charlotte, NC
28204

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