StillWater Financial Advisors

StillWater Financial Advisors Helping purpose-driven people build, protect, and deploy wealth to strengthen their family and improve the world.

Securities offered through LPL Financial, Member FINRA/SIPC (www.finra.org, www.sipc.org). Stillwater Financial Advisors is another business name of Independent Advisor Alliance, LLC. All investment advice is offered through Independent Advisor Alliance LLC, a registered investment advisor. Independent Advisor Alliance, LLC is a separate entity from LPL Financial.

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s profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.

• The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.​

EVERYONE needs a personalized financial plan in place. Whether you do it yourself or partner with a professional is up f...
01/22/2026

EVERYONE needs a personalized financial plan in place. Whether you do it yourself or partner with a professional is up for discussion, but not doing one will cost you money/time/freedom. This is true regardless of whether you make $40,000/year or $400,000/year. As they say, "if you fail to plan then you plan to fail".

A financial plan shouldn’t feel restrictive—it should make decisions easier.
January has a way of pushing us to seek clarity, not complexity. In my new article this month I share a simple framework we use with our families at StillWater to reduce financial stress and empower them to make more confident decisions—often without restrictive budgets or drastic overhauls.

If you’re looking for more direction this year, I think you’ll find it valuable.

An Essential MLK Day Reflection - Our children are watchingThis celebration of Dr. King's life comes at a necessary and ...
01/20/2026

An Essential MLK Day Reflection - Our children are watching

This celebration of Dr. King's life comes at a necessary and appropriate time. Tensions continue to be high at home and abroad. ICE vs. protestors. Liberal vs. Conservative. Conflicts in Venezuela, Iran, and with the EU. People dying, families torn apart, isolation skyrocketing. Cities divided, churches divided, households divided. Online echo chambers gaining ground as we play into the hands of the algorithms. Thinking we know more than we do and espousing finite, biased opinion as absolute truth.

Today I am led to a verse in the Bible that carries weight whether you are a Christian or not.

Micah 6:8 (paraphrased ESV) - "...what is required of you but to do justice, seek mercy, and walk humbly with your God."

Can these co-exist? Can we pursue justice, mercy, and humility simultaneously? This Scripture seems to boldly say that it is not only possible, but a requirement. Where is that in today's world? Let's go deeper and make it personal......how are you doing in this journey? How am I doing?

Justice - the quality of being fair and reasonable. the administration of the law and authority (when the law itself is not unjust). It is important to understand the standard we are using to determine what is just and unjust.

Mercy - compassion or forgiveness shown toward someone whom it is within one's power to punish or harm.

Humility - the quality of having a modest view of one's value or importance. Realizing that one's finite experience creates certain biases and limitations to achieving absolute knowledge.

My aim this year is to press into the tension between these three commands in Micah and to be willing to be held to account when humanistic tendencies get in the way. I hope you will do the same. Love your neighbor as yourself regardless of how they may treat you, what they currently believe, or other factors. Love is a complex mix of presence, empathy, and truth. Truth is most impactful when it comes from relationship.

Why is this so important? Our children are watching. My son is watching. They are watching and learning from how we behave and treat one another. I don't want my son to grow up in the world we are currently building for him. Blatant outward racism may no longer be the norm like it was during Dr. King's time but many forms of hate, judgment, and cold-heartedness still run rampant.

Our Mission:
Fight passivity and complacency by advocating for justice.
Fight judgment and contempt by embracing mercy.
Fight ego and arrogance by clothing yourself with humility and meekness.

Help me be a part of the solution and not a part of the problem.

Well.....December is here again and if you are like us you are busy preparing for family time, getting/wrapping gifts, s...
12/13/2025

Well.....December is here again and if you are like us you are busy preparing for family time, getting/wrapping gifts, still trying to work off the extra Thanksgiving pounds, planning your 2026 goals, chasing around your kids, working, and running your life.

But in case that wasn't enough this is also a crucial time to make some of your final tax planning and wealth building moves. Not sure what those things are and not even sure what to ask AI?? We've got you covered! Use this graphic as a short list and if anything piques your interest check out our blog article that will drop on December 15th (link below). If you're not signed up for our blog and newsletter this is the time to do it. We drop 2 themed pieces a month focused on improving your wealth, wisdom, and overall wellness in life.

https://www.stillwaterfa.com/blog

As always, if there are any questions, or we can help in any way, reach out and despite all of the holiday frenzy, we'll make time to support you.

Otherwise, wishing you a blessed Christmas and holiday season and a fruitful 2026 ahead. We're thankful to get to do what we love and help our clients and community build wealth with a focus on purpose, values, and meaningful legacy.

Address

Charlotte, NC
28278

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 3pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 3pm

Telephone

+17042485553

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