Pegram Superior Insurance

Pegram Superior Insurance You have goals, we have expertise. Together, we can find the right insurance solutions for your life.

Wildfire season has officially arrived in North Carolina, and our team at Pegram Superior Insurance wants to help you st...
08/27/2026

Wildfire season has officially arrived in North Carolina, and our team at Pegram Superior Insurance wants to help you stay prepared. Along with planning evacuation routes and keeping your go-bag ready, now is the perfect time to review your homeowners, renters, and auto insurance.

Make sure your property coverage includes protection for fire, smoke, and ash damage, and double-check your auto policy if you want your vehicle covered too—those protections usually fall under a comprehensive ncautopolicy, not your homeowners insurance.

It’s also smart to review your additional living expenses limits. Would they truly support you for several weeks or longer if you had to leave your home unexpectedly?

If you have questions about your coverage or want help strengthening your protection this wildfire season, our team at Pegram Superior Insurance is here for you. Reach out anytime and let us help you protect what you’ve worked so hard to build.

Telematics insurance can be a smart way to save if you're a consistently safe driver, but there’s more to consider than ...
08/25/2026

Telematics insurance can be a smart way to save if you're a consistently safe driver, but there’s more to consider than just your driving habits. These programs track real‑time behavior, so it’s important to know what that includes and how it could impact your auto insurance long term.

Curious whether telematics makes sense for you? Our team at Pegram Superior Insurance is here to walk you through your options and help you choose the right ncautopolicy for your needs.

Have questions about your auto insurance or want to explore telematics? Reach out anytime.

Many business owners assume their insurance coverage starts the moment they confirm their policy, but that isn’t always ...
08/24/2026

Many business owners assume their insurance coverage starts the moment they confirm their policy, but that isn’t always the case. Understanding your policy’s effective date is key to keeping your operations protected and avoiding accidental gaps in coverage.

At Pegram Superior Insurance, our team helps Charlotte NC businesses line up their commercial insurance, liability coverage, and policy timelines with confidence. Swipe to learn what every business owner should know about effective dates.

If you’re unsure when your coverage truly begins or want help reviewing your commercial insurance, reach out to us anytime. We’re here to guide you.

Commercial insurance can feel overwhelming, especially when the terminology gets confusing. Whether you’re reviewing you...
08/20/2026

Commercial insurance can feel overwhelming, especially when the terminology gets confusing. Whether you’re reviewing your policy for the first time or the tenth, understanding the language behind your coverage makes all the difference.

Our team at Pegram Superior Insurance put together a quick breakdown of common commercial insurance terms to help make your policy easier to navigate. Swipe through to get familiar with the basics and feel more confident in your coverage.

If any part of your policy still feels unclear, we’re here to help. Reach out anytime — our Charlotte insurance experts are always happy to walk you through your options.

With hurricane season underway, our team at Pegram Superior Insurance wants to remind everyone how important it is to re...
08/19/2026

With hurricane season underway, our team at Pegram Superior Insurance wants to remind everyone how important it is to review your personal insurance coverage before a storm heads toward Charlotte or the Carolina coast.

Here are a few key areas worth double-checking:

🔵 Hurricane deductibles
Some homeowners policies include a separate hurricane deductible based on a percentage of your home’s insured value. It’s important to know what triggers it and how much you’d be responsible for before coverage applies.

🔵 Flood and windstorm coverage
Flood damage typically isn’t covered by standard homeowners policies, and some plans may also limit coverage for certain windstorm events. Reviewing your flood insurance and wind coverage now can help prevent unexpected gaps.

🔵 Filing claims after a storm
Document your home before hurricane activity begins, and if damage occurs, take photos and videos before starting repairs. Keep receipts for any cleanup or repair costs so the claims process goes more smoothly.

If you’d like help reviewing your policies or exploring additional coverage options, our team is here to support you. Reach out anytime to get started.

Ever wondered what actually happens to your payout after a covered loss? It usually comes down to whether your policy us...
08/18/2026

Ever wondered what actually happens to your payout after a covered loss? It usually comes down to whether your policy uses replacement cost or actual cash value.

These two approaches work very differently, and knowing the difference can help you avoid an unexpected setback when it’s time to file a claim. Our team at Pegram Superior Insurance put together a simple breakdown to help you understand how each one impacts your coverage.

If you’re unsure which option fits your home or auto policy, we’re here to help. Call our Charlotte insurance team anytime.

Cyber threats like ransomware, phishing, and vendor outages continue to disrupt businesses of all sizes. These incidents...
08/17/2026

Cyber threats like ransomware, phishing, and vendor outages continue to disrupt businesses of all sizes. These incidents impact more than just IT — they can halt operations, strain revenue, and damage your hard‑earned reputation. Losses nationwide now reach into the billions each year, with single events sometimes costing companies millions.

Our team at Pegram Superior Insurance is here to help you understand how cyber insurance can play a key role in protecting your business. If you’re unsure how your current policy would respond during a cyber event, this is a great time to review it. We’re always happy to walk you through your coverage and make sure your business has the protection it needs.

Have you reviewed your cyber liability coverage recently? Let us know what questions you have.

Every business faces risk, but the impact of a single issue can hit faster than most owners expect. At Pegram Superior I...
08/13/2026

Every business faces risk, but the impact of a single issue can hit faster than most owners expect. At Pegram Superior Insurance, we help businesses in Charlotte and beyond understand their exposures so coverage aligns with real‑world needs.

Our team works with multiple carriers to offer tailored commercial insurance solutions that protect your operations, your people, and everything you've worked so hard to build.

Want a clearer picture of your current risks? Reach out to our office to review your coverage and make sure it matches the realities of your business.

08/13/2026

Pegram Superior Insurance is Hiring!

We're looking for a Bilingual Customer Service / Insurance Representative to join our team.

Spanish & English fluency is required.

We're looking for someone who is:
• Friendly, outgoing, and great with customers
• Fluent in both Spanish and English
• Dependable and professional
• Comfortable on the phone and working with customers face-to-face
• Organized and able to handle multiple tasks
• Comfortable working with computers and learning new systems
• Interested in learning the insurance business and growing with our agency

Insurance experience is NOT required. We're willing to train the right person. Customer service, sales, banking, retail, or office experience is a plus.

This is a great opportunity for someone who wants more than just another job. We're looking for someone who can learn the business, take on more responsibility, and grow with us.

📍 Pegram Superior Insurance — Charlotte Area

Interested? Send us your resume to [email protected].

As families gear up for back-to-school season and National Traffic Awareness Month approaches, our team at Pegram Superi...
08/12/2026

As families gear up for back-to-school season and National Traffic Awareness Month approaches, our team at Pegram Superior Insurance wanted to share a few timely reminders to help keep our Charlotte roads safe.

This time of year brings major shifts in morning and afternoon traffic patterns, especially around school zones. A little extra awareness can go a long way in protecting students, parents, and other drivers.

Here are a few safety essentials to keep in mind:
• Slow down in school zones and watch closely for changing speed limits
• Stay alert for buses making frequent stops
• Give yourself extra time during peak drop-off and pick-up hours
• Remind young children about safe crossing habits

We all play a role in keeping our community safe. If you know someone who could benefit from these reminders, feel free to share this post.

And if you ever have insurance questions or need guidance from your Charlotte insurance experts, our team is always here to help.

Address

106 B W Arrowood Road
Charlotte, NC
28217

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm
Saturday 10am - 2pm

Telephone

+17045278543

Website

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