MLOAfsheen

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MLOAfsheen 🏡 Helping Homebuyers Become Homeowners
🤝 Empowering Realtor Partners
🗣️ EN/ES | NMLS #2314114
📍 Charlotte, NC
👇 Start your journey

Hablo Español! 🤝
NMLS # 2314114
NC, SC, & FL

09/24/2026

Rates high right now? 📈 Here’s a mortgage strategy worth understanding: the Adjustable-Rate Mortgage (ARM). 🏡

An ARM typically starts with a lower fixed rate for an initial period (often 5, 7, or 10 years) ⏳, after which the rate adjusts periodically based on market conditions. For buyers who plan to sell, refinance, or expect rates to come down before the adjustment period begins, that lower initial rate can mean real upfront savings. 💰

It’s not the right fit for everyone ⚠️ — the rate can go up after the fixed period, and future payments aren’t guaranteed to stay low. But for the right timeline and risk tolerance, it’s an option worth having on the table.

Want to see whether an ARM fits your specific situation? 📩 DM “ARM” and let’s run through your numbers together.

🏠 Afsheen Noorbakhsh | NMLS 2314114 | New American Funding, LLC | Equal Housing Opportunity ⚖️. This is not a commitment to lend or extend credit. Rates, terms, and programs are subject to change and borrower qualification.

The Fed raised its rate by 0.25%—but that move was already expected and largely priced into the market.What actually mov...
09/17/2026

The Fed raised its rate by 0.25%—but that move was already expected and largely priced into the market.

What actually moved mortgage pricing was the message afterward: signals that inflation could keep rates higher for longer. Bonds sold off, yields rose, and mortgage pricing worsened.

Important reminder: the Fed does not directly set mortgage rates—mortgage pricing tracks the bond market, not the Fed funds rate.

Have buyers been shopping right now? Send them my way—let's rerun the numbers and make sure we have the right strategy in this market. 🏡

📞 704-754-0743 | mloafsheen.com
Afsheen Noorbakhsh | Sr. Loan Consultant | NMLS #2314114
New American Funding NMLS #6606 | Equal Housing Opportunity
Rates and programs subject to change; not a commitment to lend.

09/11/2026

A conventional loan, an FHA loan, a loan built for investors... they are not interchangeable, and picking the right one can make a real difference in your homebuying experience.

Each program comes with its own guidelines around credit, down payment, and property type. Depending on your qualifications, one path might fit you far better than another, and there is no shortcut around actually looking at your specific situation.

If you have only ever heard of one type of loan and assumed that was your only option, it might be worth a second look. Every situation is unique, and loan options vary based on individual qualifications.

Ready to see what fits your goals? Contact me and we will map it out together.

09/08/2026

Your credit score matters, but it is far from the only thing a lender looks at. Income, assets, and overall financial picture all play a role too, and depending on your qualifications, there may be more flexibility than you'd expect.

If a less-than-perfect credit score has made you assume homeownership is out of reach, that assumption is worth double-checking. Every situation is unique, and the only way to know where you actually stand is to have the conversation.

Curious what your options might look like? Send me a message and let's find out together.

Your rent payment may be bigger than you think. 💭Over time, thousands of dollars can go toward rent without building own...
09/03/2026

Your rent payment may be bigger than you think. 💭
Over time, thousands of dollars can go toward rent without building ownership in an asset you can call your own. 🏡
If homeownership is on your goal list, NAF can help you understand your financing options and create a plan.
📲 Let’s see what your path to homeownership could look like!

09/02/2026

"I got pre-qualified, so I'm ready to make an offer." This is one of the most common mix-ups in home buying, and it can catch people off guard. Pre-qualification and pre-approval are not the same thing. One is a quick estimate. The other involves a closer look at your financial picture and carries more weight with sellers. Depending on your qualifications, the difference could matter a lot when you are ready to compete for a home. Not sure which stage you are actually at? Let's talk it through.

¿Estás pensando en realizar mejoras en tu hogar o tienes un gasto importante? Una Línea de Crédito con Garantía Hipoteca...
08/31/2026

¿Estás pensando en realizar mejoras en tu hogar o tienes un gasto importante? Una Línea de Crédito con Garantía Hipotecaria, o HELOC, puede permitir que los propietarios que cumplan con los requisitos utilicen el valor acumulado de su vivienda cuando lo necesiten.

A diferencia de un préstamo tradicional, puedes tener la flexibilidad de pedir prestado lo que necesitas, cuando lo necesitas. 🏡

¿Listo para explorar tus opciones? ¡Conectémonos! 📲

08/30/2026

REAL ESTATE INVESTORS: This one changes the game. 🏘️

Traditional loans qualify based on YOUR personal income. DSCR loans qualify using the PROPERTY'S rental income instead.

Example: a property renting for $2,400/month with a $1,900 mortgage payment gives you a DSCR of 1.26 — meaning the property is covering its own debt and then some.

Whether you're buying your first rental or scaling a portfolio, this could open doors that traditional financing can't.

Ready to see if a property you're eyeing qualifies? DM "DSCR" and let's run the numbers.

Address

Charlotte, NC

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17047540743

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