Richard Russo - Loan Officer - 103479

Richard Russo - Loan Officer - 103479 We are here to serve you with all of your mortgage needs. FHA, USDA, VA, Conventional Loans. NMLS: 103479
Branch NMLS: 2116046 Ready to take the next step?

Home Loans Made Human

No matter if you’re buying, selling, refinancing, or building your dream home; it’s important to work with an experienced and knowledgeable team. As an expert Personal Mortgage Advisor, I have the knowledge and resources you need in order to stay current with market conditions and frequently changing mortgage programs. Ensuring that you make the right choice for yourself and

your family is my ultimate goal. Use our secure online application to get started. After you’ve applied, I’ll call you to discuss the details of your loan. As always, you may contact me anytime by phone or email for personalized service and expert advice. I look forward to helping you into the home of your dreams!

Here’s what you should know before converting your space into an accessory dwelling unit.
08/25/2021

Here’s what you should know before converting your space into an accessory dwelling unit.

08/23/2021

It’s all about the OPTIONS (oh, and location of course)! But right now, we’re talking options – and this one you didn’t have until today. Call it a “bonus” benefit you can offer unique, jumbo borrowers who need a few more “perks” to jump into the world of jumbo: Seller credit up to 6%, increased DTI to 48%, minimum loan of $150k, and shortened credit period after bankruptcy. Give us a call – you need to see this unique and additional jumbo feature. Go BIG and Go HOME with Nations Lending!

08/19/2021

They check all the boxes – credit history, income, and big down payment.
We call these buyers the “perfect borrowers”.
You may call these customers “jumbo borrowers”. Either way, we believe we have the perfect product fit, for your perfect borrowers – we designed it for them with a “jumbo” mindset.
Give us a call – we can work together to deliver the details to get the deal done!
Go BIG and GO Home with Nations!

We are honored for the 2nd time. Inc. Magazine has included Nations Lending on its 2021 Inc. 5000 List, a premier and ex...
08/17/2021

We are honored for the 2nd time. Inc. Magazine has included Nations Lending on its 2021 Inc. 5000 List, a premier and exclusive list of the fastest-growing, privately-owned companies in America. https://www.inc.com/inc5000/2021

“When we look back at 2020, and we take note of how we all individually dealt with adversity and came together and persevered as an entire company – it was all that courage, all the determination, all the things we said ‘yes to that made Nations Lending historically successful,” said CEO Jeremy Sopko

Nations Lending’s President Bill Osborne echoed the significance of this accolade. “Our company’s purpose and resilience are at the very heart of this recognition – our company helped thousands of families realize their dreams of owning their own homes or gaining access to the finances they needed to better manage their personal budgets makes this recognition even more special.”

You might think of the word “cozy” as a euphemism sneaky realtors use for “cramped,” but living in small spaces has genu...
08/16/2021

You might think of the word “cozy” as a euphemism sneaky realtors use for “cramped,” but living in small spaces has genuine advantages when it comes to cozy-making.

This article is shared with you, compliments of Victoria Carter, Broker, Century 21 Percy Fulton Ltd., Brokerage in Brighton, Ontario Victoria Carter

We are proud to announce we’ve been named a top choice for the largest generation of employees. Fortune has named Nation...
08/13/2021

We are proud to announce we’ve been named a top choice for the largest generation of employees. Fortune has named Nations Lending a 2021 Top Workplace for Millennials – ranking in the Top 3rd among all honored companies!
“As the youngest and largest generation of employees in the entire workforce as well as here at Nations, Millennials will continue to play a key role in the future growth and success of Nations Lending. We want to be an employer of choice for all generations, a destination where top talent wants to put down career roots with our company and call Nations their home, their family, for a long time – with our diverse generations of employees -- that’s a great foundation!” applauded CEO Jeremy Sopko

View full ranking here: https://fortune.com/best-small-workplaces-millennials/2021/

Locked-in to lock-up more business. We have opened the door to more homebuyers, specifically those who want to build the...
08/12/2021

Locked-in to lock-up more business. We have opened the door to more homebuyers, specifically those who want to build their dream castles.
You can provide them the key with our new extended rate lock program.
Give us a call – we would love to work with you and be partners in helping even more customers build their dreams on a solid foundation!

08/11/2021

Today, Nation’s Lending announced its continued investment and expansion in Texas with the addition of a new Highland Village branch. Clayton Cummings, a top mortgage lender with several industry awards and both loan officer and branch management experience, has been tapped to lead the new branch. We’re thrilled to have him and look forward to seeing him grow within our Nations Lending family!

See full story: https://finance.yahoo.com/news/nations-lending-continues-texas-expansion-121500223.html?guccounter=1&guce_referrer=aHR0cHM6Ly92cmVwLnBybmV3c3dpcmUuY29tLw&guce_referrer_sig=AQAAAEIAFbZjQQDTWirC11t5y_qJPRTrnM0tTYdqaouVSwCjd2htAGFfTnWf8Syrk-MD21uLDqg-GTVRAP2ERoRofCqj0A-B8ko3hgj4NazBgQ1JWw3TzMMW5hbXtUpEv1hFQdMDPQJZBHEF2QFPsPbnQ4OZi88KE8u7w76g4-GpTF1A

D. Today, Nation’s Lending announced its continued investment and expansion in Texas with the addition of a new Highland...
08/11/2021

D. Today, Nation’s Lending announced its continued investment and expansion in Texas with the addition of a new Highland Village branch. Clayton Cummings, a top mortgage lender with several industry awards and both loan officer and branch management experience, has been tapped to lead the new branch. We’re thrilled to have him and look forward to seeing him grow within our Nations Lending family!

Nations Lending, a leading national full-service mortgage lender, today announced its continued investment and expansion in Texas with the addition of a new Highland Village branch. The company tapped Clayton Cummings, an industry veteran with both loan officer and branch management experience, to l...

Top 10 Expert Tips for Buying a Luxury Home :)
08/09/2021

Top 10 Expert Tips for Buying a Luxury Home :)

We polled ten Realtors specializing in the luxury home market.

Price growth should fall to single-digit increases by June 2022, CoreLogic forecasts.
08/04/2021

Price growth should fall to single-digit increases by June 2022, CoreLogic forecasts.

Domestic home prices increased 2.3% from May to June, and 17.2% year-over-year, per CoreLogic. Twin Falls, Idaho had the highest annual increase at 40.2%.

5 steps to choosing a home that will appreciate in value
08/02/2021

5 steps to choosing a home that will appreciate in value

By investing money into your property through renovations and choosing the right location, your home will appreciate in value.

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Charlotte, NC

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