J King Insurance Agency

J King Insurance Agency Medicare & Social Security guidance with clarity, not confusion.

IRMAA Certified Planner helping you make confident decisions and avoid costly surprises—blending strategy with ongoing support, plus life, dental & supplemental solutions. I am licensed in the following states:
CO, CT, FL, GA, MA, ME, MI, NC, NH, RI, SC, TN, UT

I am also a National Social Security Advisor Certificate Holder

Confused about Medicare? You are not alone. 👇I sat down with my client Nancy to talk about what it really looks like to ...
05/22/2026

Confused about Medicare? You are not alone. 👇

I sat down with my client Nancy to talk about what it really looks like to have a dedicated Medicare agent in your corner. Real support, real savings, and someone who actually picks up the phone when it matters most.

Worth a watch if you or someone you love is on Medicare or heading there soon.
🎥 https://youtu.be/aLWIz2g8kuA

🎯 Confused about Medicare? You're not alone.In this video, you'll hear a real conversation about what it actually means to have a dedicated Medicare agent i...

05/13/2026

Most people think Medicare is just about picking a plan.
But what many families don’t realize is that Medicare, Social Security, and your income strategy all work together - and when they aren’t coordinated, it can become expensive fast.

Things like when you claim Social Security can impact your income bracket later, which can increase Medicare costs through IRMAA surcharges.

That’s why I help families look at the full picture - so you can make confident decisions with a clear strategy instead of guesswork.

If you're helping a parent navigate Medicare right now, save this for later.

These decisions don't happen in isolation.Your Social Security timing, your income, and your Medicare costs are all conn...
05/13/2026

These decisions don't happen in isolation.

Your Social Security timing, your income, and your Medicare costs are all connected; and one decision can impact the others more than most people realize.

That’s why having a strategy matters, especially when you’re helping a parent navigate these choices for the first time.

05/12/2026

If you're the one handling the appointments, the insurance decisions, and all the things nobody else wants to figure out - you already know how overwhelming this can get.

Drop a 🙋🏻♀️ in the comments if this is you.

If you're the one everyone calls when something comes up with mom or dad, this one's for you. How many of these are you ...
05/12/2026

If you're the one everyone calls when something comes up with mom or dad, this one's for you. How many of these are you managing right now?

Save this and share it with someone who needs to feel seen today.

05/11/2026

"I don't even know what questions to ask." That's the most common thing I hear from people in the sandwich generation.

No one teaches you how Medicare works, how it connects to Social Security, or how your income affects what you pay. So you're making major decisions without the full picture.

Here are the questions you should actually be asking:
1️⃣ When exactly do I need to enroll — and what happens if I miss it?
2️⃣ How does my income affect what I pay for Medicare?
3️⃣ How does Social Security timing affect Medicare costs?
4️⃣ What does Medicare actually not cover?
5️⃣ Which plan is right for my parent's specific situation?

If you don't know what to ask, you can't get the right answers. 🥪Save this list - these are the questions that actually ...
05/11/2026

If you don't know what to ask, you can't get the right answers. 🥪

Save this list - these are the questions that actually matter when helping a parent navigate Medicare.

05/08/2026

People make Medicare mistakes all the time without realizing the long-term impact. Here are the 4 biggest ones I see regularly, and what they can cost:

1️⃣ Missing the enrollment window at 65: late penalties kick in immediately and don't go away

2️⃣ Delaying Part B: a 10% premium increase for every year you waited, permanently added to your bill

3️⃣ Choosing the wrong plan: coverage gaps that can mean thousands in unexpected out-of-pocket costs

4️⃣ Missing IRMAA thresholds: income surcharges stacked on top of your standard premiums that catch most people completely off guard

These aren't small mistakes. And if you're helping a parent through this right now, getting it right the first time matters. 🥪

If you're helping a parent navigate Medicare, this one's for you. One missed deadline can mean permanent penalties - and...
05/08/2026

If you're helping a parent navigate Medicare, this one's for you. One missed deadline can mean permanent penalties - and most people don't find out until it's too late. 🥪

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Charlotte, NC
02351

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