Mike Obrzut NMLS 2173721

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United States
Chandler, IL
Mike Obrzut NMLS 2173721

I represent over 200 lenders and over 1500 different loan programs. NMLS #2173721 Corporate NMLS #1660690

12/26/2024

🕎 Happy Hanukkah! 🕎

Wishing you a festival of lights filled with joy, love, and beautiful moments. May the glow of the menorah bring warmth to your home and the spirit of Hanukkah fill your heart with love and light. ✨💙

12/25/2024

🎄✨ Merry Christmas! ✨🎄

May the magic of Christmas fill your heart with warmth and happiness. 🌟❤️ It's a time to cherish the joy of togetherness, share love with family and friends, and make lasting memories. 🎁💖

Wishing you all a day filled with the enchantment of the season and the warmth of love. 🎅❤️

12/23/2024

Ready to make 2025 the year you achieve your homeownership goals? Drop me a message or comment below to get started today! Let’s turn your home dreams into reality! 🏡💬

12/21/2024

❄️ Hello Winter ❄️

As the world gets draped in a snowy embrace, it's time to welcome the magic of winter. Cozy blankets, steaming mugs, and the crisp chill in the air make for a perfect season of warmth and wonder. Embrace the beauty of winter's arrival! ☃️❤️

12/19/2024

Wishing for a place to call your own this holiday season? 🏡✨ Whether you’re ready to take the leap or just exploring your options, I’m here to help make your homeownership dreams a reality. Let’s connect and get started today! 🎄🎁

12/16/2024

'Tis the season for traditions! What's your absolute favorite Christmas tradition that makes the holidays extra special for you? 🤔 Whether it's decorating the tree, baking festive treats, or watching classic movies with loved ones, share the joy in the comments below! 🎁❤️

12/13/2024

Let's Reflect Together

How many of us owe our current position to someone who saw our potential when it was easier to focus on our flaws?

True leadership is about spotting the greatness within others, even when it's not immediately apparent. It's about empowering individuals to believe in themselves and reach for their highest goals.

Let's take a moment to appreciate those who believed in us when we couldn't see our own worth. Their leadership has shaped us into who we are today.

Who's that person for you? Share your story in the comments below and let's celebrate the power of positive leadership! 💪✨

12/11/2024

Private Mortgage Insurance (PMI) is key if you're getting a conventional home loan with less than a 20% down payment. Here's a quick overview:

🔐 What is PMI?
PMI is insurance protecting the lender if the borrower defaults. It's required for down payments under 20%.

💰 How is PMI calculated?
PMI costs vary based on loan-to-value ratio (LTV), credit score, and loan term. Premiums are usually part of your monthly mortgage payment.

🔄 Can PMI be canceled?
Yes, once your LTV reaches 80% or less. Check with your lender for specific requirements.

💡 Why is PMI important?
PMI allows homebuyers to purchase with smaller down payments, making homeownership more accessible.

📚 Educate yourself!
Understanding PMI is crucial. Talk to your mortgage lender for details on how it affects your mortgage.

Our team is here to guide you through the homebuying journey and navigate mortgage insurance. Let's find the best solution for your homeownership goals!

12/09/2024

🏡❄️ Elevate Your Winter Haven with Essential Home Care Tips! ❄️🏡

Swipe left to uncover vital winter home care insights! 👈

Why does it matter? These tips not only amplify coziness but also shield your home from potential damages, ensuring efficiency in energy use and a serene winter sanctuary. Implementing these practices may help guarantee a stress-free and cozy winter season. ❄️🔧

12/06/2024

💪 Working out at home has never been easier! Here are 4 simple tips to get started on your fitness journey:

1️⃣ Choose an activity you enjoy: Whether it's dancing, yoga, or HIIT, pick something that makes you excited to move! When you enjoy your workout, it becomes something to look forward to, not dread.

2️⃣ Make time for it: Treat your workout like any other important appointment. Schedule it into your day and stick to it. Consistency is key to seeing results!

3️⃣ Find a workout buddy: Having a friend to sweat it out with can make all the difference. They'll keep you motivated and accountable, plus it's way more fun when you have someone to share the journey with!

4️⃣ Get creative: You don't need fancy equipment to get a great workout at home. Try bodyweight exercises, use household items as makeshift weights, or follow along with online workout videos for inspiration.

Let's crush those fitness goals together! What's your favorite home workout? Drop it in the comments below! 💬🏋️‍♂️

12/04/2024

Are Current Mortgage Rates Stopping You From Buying? 🤔

Let's talk about the numbers for a moment, because they might surprise you!

Car loan rates are estimated at a whopping 8.5%, and credit card rates range from 18 to 25%. Meanwhile, renting costs you a solid 100% of your monthly payment with no return on investment.

But guess what? With the right plan and the right mortgage, you can buy a house and start EARNING EQUITY!

Don't let high rates discourage you. It's time to INVEST IN YOUR FUTURE!

Let's chat about your options and make your homeownership dreams a reality. 📞🏠

12/02/2024

If you're ready to find that place to call home in order to build wonderful memories, contact me today to start your homeownership journey! Your dream home awaits! 🏡

Address

3100 W Ray Road STE 201 Office # 209
Chandler, IL
85226

Telephone

+17082035220

Website

https://nexamortgage.com/, https://nmlsconsumeraccess.org/TuringTestPage.aspx?ReturnUrl=%2FEntityDetails.aspx%2FCOMPANY%

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