Tracy Pinto, Barrett Financial, L.L.C

Tracy Pinto, Barrett Financial, L.L.C When you come to me for your mortgage, I begin by listening. I want to understand your goals and priorities so I can offer a home loan that’s right for you.

You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. I offer a wide range of loan programs, from FHA and VA to conventional and jumbo. You are an individual and my recommendations will respect your unique circumstances. Communication is key, and sharing information is as important as listening. I will make sure you k

now what’s happening with your mortgage as it progresses through the process and will be available to answer your questions. I’ll be with you every step of the way, from application to closing and beyond. Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding home loan experience you deserve.

Taking pictures of the sunset and photobombed by a hummingbird not once but twice 🥰
04/06/2026

Taking pictures of the sunset and photobombed by a hummingbird not once but twice 🥰

Now this is what I call FAST! Refinance for a client CTC in 4 days!Are you equity-rich and debt-poor? Let's talk about...
03/16/2026

Now this is what I call FAST! Refinance for a client CTC in 4 days!

Are you equity-rich and debt-poor? Let's talk about how you may be able to benefit from a refinance. There is still time to get it closed this month!

02/25/2026
It's the perfect time to explore how refinancing could lower your monthly payments and save you thousands over the life ...
01/27/2026

It's the perfect time to explore how refinancing could lower your monthly payments and save you thousands over the life of your loan. Contact me today for a free, no-obligation rate check!

01/14/2026

We have published the 2025 Residential MLS Statistics. You can find the full report as well as all past reports here: https://tcrealtors.org/mls-information/local-real-estate-statistics/

2025 Market Snapshot

Total Residential Sales: 818 homes sold, a 5% increase over 2024

Median Sales Price: $385,000 (down 4% year-over-year)

Average Sales Price: $434,914 (down 2%)

Average Days on Market: 79 days, improving 16% from last year

High Sale Price: $1,775,000

Low Sale Price: $50,000

01/01/2026

Wishing everyone a Safe and Happy New Year! MAy 2026 be a year of dreams come true! If owning a home is one of them let’s chat.

12/25/2025

Wishing all of my clients, lender and Raeltpr partners a very Merry Christmas

Another FAST Approval!! Gotta love having quick Underwriters!
11/18/2025

Another FAST Approval!! Gotta love having quick Underwriters!

I LOVE FAST Approvals!! Gotta love having quick Underwriters!
10/23/2025

I LOVE FAST Approvals!! Gotta love having quick Underwriters!

09/29/2025

💳 Why Your Credit Matters When Buying a Home 💳

Your credit score plays a big role in the home-buying process. It can impact:
✅ The loan programs you qualify for
✅ Your interest rate
✅ How much home you can afford

A stronger credit profile = more options + better terms!

✨ Do’s:

Pay bills on time

Keep credit card balances low

Check your credit report for errors

Avoid closing old accounts (it can lower your score)

🚫 Don’ts:

Don’t apply for new credit cards or loans before buying

Don’t max out existing cards

Don’t ignore past-due accounts

Don’t co-sign for others (it counts against you too!)

As a mortgage broker, I can help guide you on what lenders look for and how to put yourself in the best position to qualify. 🏡💙

📲 Thinking about buying a home soon? Message me today—I’d love to help you prepare with confidence!

09/26/2025

✨ The smartest move before stepping into an open house? Getting pre-approved. ✨

Before you start shopping, it’s important to know what you qualify for. Falling in love with a home before you’re pre-approved can lead to frustration and missed opportunities.

As a mortgage broker, I have access to a wide range of lenders and programs—giving families more options than most traditional banks can offer. My job is to make sure you’re confident, prepared, and ready when the right home comes along. 🏡

If you’re planning to look at homes, let’s connect first so you can shop with clarity and peace of mind.

📲 Message me today to get started.

Address

2701 East Insight Way, Suite 150
Chandler, AZ
85286

Telephone

+12094854932

Website

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