Alexis Cooper VP of Mortgage Lending Nmls#1824387

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Chagrin Falls, OH
Alexis Cooper VP of Mortgage Lending Nmls#1824387

I am a VP of Mortgage Lending at Guaranteed Rate. Personal NMLS #1824387 Guaranteed Rate NMLS #2611  Guaranteed Rate, Inc. NMLS 2611. 3940 N. Equal Housing Lender.

Ravenswood Ave., Chicago, IL 60613 (866) 934-7283 • rate.com. For licensing information, go to www.nmlsconsumeraccess.org www.rate.com/licensing • www.rate.com/privacy. Arizona Mortgage Banker License #0907078. CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. CO: Regulated by the Division of Real Estate. Licensed by the Pennsylvania Department of Banking and Securities. www.rate.com/texas-consumers-how-to-file-complaint

04/02/2024

This is truly one of my favorite products on the market right now, especially because it's not your cookie cutter type of loan. Whether it's to purchase or refinance, if you are interested in learning more about DSCR loans and how they can benefit your investments Let's connect and discuss strategies for achieving your financial goals.

04/10/2023

First-Time Homebuyers! Our First Home Plus program is too good not to pass up.
You may qualify for only 3% down, combined with the lowest rates for less.
For this program, At least ONE borrower must be a First Time homebuyer. You can also be considered a First time homebuyer IF:

▪️ Is purchasing the security property &
▪️ Will reside in the property as a primary residence & had no ownership (sole or joint) in a residential property during the three-year period preceding the date of purchase of the security property

▪️ An individual who is a displaced Homemaker OR single parent will be considered a first time homebuyer IF he or she had no ownership interest in a principal residence (OTHER than sole/joint ownership interest with a spouse) during the preceding three year time period

Contact me to see if you qualify 🙂
[email protected] or 330-238-1580

04/04/2023

Are you looking to pull equity out of your home, but are not looking to refinance? A line of credit is a nice, quick option to help access the equity fast.

With a Home Equity Line of Credit (HELOC) most lenders require you to complete an appraisal, fill out paperwork, and drag out the process for a month if not longer.

Not with us 😉

Some PROs about our process:
🏡 Available on Primary, Second homes, Investment Properties
😎 No Appraisal needed
💰 Fund to you as soon as 5 business days
📲 100% digital, apply from phone
➡ 5 - 30 YR fixed Term options
😮 620 Min Credit Score

Contact me for any questions and how to Apply :)

03/22/2023

If you are looking to compete against cash buyers, the PowerBid⚡ Approval is the way to go.

What we do:
1. Pre-Approve
2. Application immediately goes into underwriting
3. Receive your PowerBid approval

👍 This approval gives sellers the confidence that your loan is already through underwriting and is as valuable as a cash offer.

BUT WHY? 🤷 Because normal Pre-Approvals have not fully gone through underwriting BEFORE the offer, and sellers fear financing will fall through.

🏡 Just an extra way to make your offer even stronger

03/16/2023

We know- the rates are high. BUT, there are programs to help you combat the high rates for the time being. So Why take a high rate if you don't have to? This shows an example of what a 2 year buydown would look like (we have 1 year to 3 years options available).

How it works: Instead of taking the market rate, with seller concessions, you enjoy 1-3 yrs (your choice) of fixed lower rates. During this time of course you can refinance if rates drop, but as you can see the huge savings $89.26-$564.23)💰

* IF you did refinance during that time, any extra money left over would be paid toward the principal.

▫Available on 30 Yr. Fixed products only
▫Conventional/Jumbo/FHA/VA
▫Can combine with 3% down on Conventional (10% on Jumbo)

03/15/2023

Have you ever seen a vacant home that you pass everyday on your way to work and wonder why it sits on the market, not getting sold? (If it's listed of course) The reason may be due to the fact that with traditional financing, the home needs to pass an appraisal, and there may be some conditions that are preventing that.

With inventory low, you may be able to strike a better deal with a renovation loan, and create the home YOUR way.

▪Low down payment, fixed rate, one-time close
▪Up to 6 months of mortgage payments can be put into the loan to alleviate the worry of house payments during construction
▪Includes complete renovations such as kitchens, bathrooms, additions, and garages
🔨All rehab work must be done by a licensed and insured contractor
🏡Property can be a primary residence, single family dwelling, townhome, 1-4 unit multifamily dwelling, second home, or investment property
▫Min. 620 Credit Score

Contact me for any questions :)

03/10/2023

I know- hard to believe right?! This program is really where it's at to eliminate home buying anxiety- Same Day mortgage provides you with an expedited process flow with the goal of issuing a Clear to Close in as little as one day. Ask me about the process 😍

Address

100 N. Main Street Unit 225 Chagrin Falls OH
Chagrin Falls, OH
44022

Telephone

+13302381580

Website

http://rate.com/alexiscooper

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